Property damage can be expensive to repair—even damage that appears minor may be more complicated than you think. You have home or business insurance to protect you from these rising costs, but you could run into difficulties in getting your claim approved.
Is there anything you can do to speed up the process and convince the insurance company your claim is valid?
Yes. You can contact a Florida public adjuster, an insurance adjuster who works directly for you rather than your insurance company.
While the insurance company adjuster might keep you waiting, deny your claim, or offer less than it would cost to do necessary repairs, your public adjuster will be focused on helping you get the best value from your settlement. Here are several ways we can assist you:
When you contact Pinnacle Claim Services for a free inspection and insurance policy review, we’re dedicated to helping you successfully file your claim.
Our inspectors won’t make you wait for weeks or make excuses about why they can’t visit your area. They’re professionals who work hard to assist their clients in stressful situations.
We also perform a scrupulous evaluation of your damage. While an insurance company inspector might only look at the area you indicated, we will examine other parts of the property.
We do this because we know many types of damage are not immediately evident, especially to the average policyholder who isn’t specially trained to recognize different signs of property damage. In many cases, we identify additional damage the homeowner was unaware of and may not have noticed for weeks or months.
For instance, sometimes we learn that electrical or HVAC systems have suffered deterioration or an appliance sustained electrical damage. Water damage can also be insidious and may spread beyond the area of discoloration that you noticed.
When these problems are initially overlooked, the property owner may end up paying out of pocket to deal with them later.
Technically, they can; it just isn’t their job. An insurance company adjuster is employed by an insurance company, and as a result, their job is to save the company as much money as possible.
If there is a reason to deny your claim, even a weak or questionable one, the insurance company adjuster is probably going to take advantage of it. There is also no benefit to the insurance company to look for or find additional damage you didn’t notice.
You employ a public adjuster, and they don’t get paid until they successfully settle your claim. They want you to use their services again if you have another incident, and it’s in their best interest to ensure you receive a fair settlement.
You might think this is the end of your property damage problems, but that’s not always the case. It’s important to read the offer carefully and consult an expert to ensure it fully covers your damage.
Frequently, we review insurance company offers and find that they undervalue the policyholder’s damage. As a result, you might run into issues such as:
Because of the many unseen difficulties that can come up even with a seemingly “good” offer from your insurance company, we recommend a review by a public adjuster.
We can point out any potential inadequacies or reasons the offer may not cover every expenditure. Additionally, we can negotiate with the insurance carrier for a more comprehensive deal if you like.
An experienced public adjuster will assist you with a variety of common property damage issues:
Please call (321) 384-9379 or use our online contact form to schedule a free damage inspection and insurance policy review from Pinnacle Claim Services. Our public adjusters are licensed and bonded, highly trained and educated, and ready to assist you in the claims process from beginning to end.
If your property sustains hurricane or other severe weather damage, it’s crucial to have an expert working in your corner. If you don’t have an experienced public adjuster like Pinnacle on your side, it can cost you a lot of time and money that can easily be avoided. Keep in mind that any water mitigation company that your insurance company sends out works for and has contractual obligations with your insurance company and not you! They are not obligated whatsoever to look out for you, your home, or your bank account. You deserve a fair settlement that can be obtained by our professional team at Pinnacle Claim Services, Inc.
When water damage occurs in your home, it is usually caused by a broken plumbing pipe. If not, then the leak may be due to a blockage in one or more of your pipes. Pipe repairs are often costly, as well as time-consuming, and require a substantial amount of work. Fortunately, Pinnacle Claim Services, Inc. will thoroughly assist you with every step of the water damage claim recovery process, eliminating all the stress and confusion associated with fixing this type of damage. Make sure you document all water damage on your property with photos and or videos. Also, document the time and date of all damage to your home and your belongings.
When making a fire damage claim, there are several items that need to be considered. What affirmative steps should you take and which ones are not worth your time? When exactly should you take those steps? How will you understand the details of your insurance policy? Who is responsible for the fire and what should be done about it? Certainly, you will need professional assistance to answer all of these complicated questions and you can rely on Pinnacle Claim Services, Inc. to successfully guide you through each and every one of them!
If you have mold growing in your home, it needs to be removed without delay, otherwise, it will grow and produce allergens, irritants, and even toxic substances. When mold is hiding in the confined spaces of your home such as dark and moist air ducts, the growth of mold can become a serious health issue. Inhaling or even touching mold spores can cause an allergic reaction. It is vital that you get all mold removed from your property as soon as possible. You can rely on Pinnacle Claim Services, Inc. to ensure you, your family and your property are protected from all the risks caused by mold.
Living in South Florida, we are no strangers to natural disasters.
LET US PERFORM A FULL REVIEW OF YOUR INSURANCE POLICY TO MAKE SURE YOU HAVE THE CORRECT COVERAGE!
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Insurance Claim Review
When disaster strikes, it can be difficult knowing where to turn or who to ask for help. Pinnacle Claim Services’ professional team of Florida public insurance adjusters and support experts are here to assist you throughout every step of your damage claim from emergency services and mitigation through final settlement.
Some of the most common issues people experience with insurance companies after property damage has occurred and a claim has been initiated include: unreasonable delay on the part of the insurance company, inadequate training of the insurance company’s adjusters and adjusters that are “so busy” that your claim gets zero attention and does not progress towards resolution. Additionally, you may not have the appropriate policy with the right type of coverage or limits.
There is no set time period for settling a property damage claim with an insurance company and each claim is different. You could receive a check in a few days or it could be a few weeks. Also, it may take multiple rounds of negotiations and payments for you to be adequately and justly compensated for your claim.
Absolutely not. Some companies do possess better reputations than others and there are some who consistently delay the process unnecessarily. It’s important that you comply with your “duties after the loss” (duty to mitigate etc.) Call us, we can help!
No charge unless you get paid.
Live agents available 24/7.
Pinnacle Claim Services will request a copy of your policy, file the proper paperwork for you, put together a comprehensive estimate of damages and negotiate a fair settlement Do not become emotionally burdened. Do not be denied money for repairs you deserve. Rely on Pinnacle Claim Services to work on your behalf, keeping you informed throughout every step of the process to get every penny you deserve from the insurance companies.
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THIS IS A SOLICITATION FOR BUSINESS. IF YOU HAVE HAD A CLAIM FOR AN INSURED PROPERTY LOSS OR DAMAGE AND YOU ARE SATISFIED WITH THE PAYMENT BY YOUR INSURER, YOU MAY DISREGARD THIS ADVERTISEMENT.
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