Cape Coral South Public Adjuster

A Floridian house damaged by fallen trees during a hurricane.

Severe weather, faulty appliances, electrical fires, and even flooding from a burst pipe—home ownership comes with added risks when experiencing and addressing property damages. Property owners feel comfortable having an insurance policy to protect them from the cost of repairs, but the process of receiving that payout is not always simple.

Most homeowners have an insurance policy to protect them when one of these events occurs, but when the time comes to receive a payout, they find that their insurance company is willing to pay much less than it takes to fix the problems at hand.

Handling an insurance claim alone can be hard, especially when your goal is to return to normal as soon as possible. Let the Pinnacle Claim Services team be there for you every step of the way.

Our goal is to make sure that you see a payout as promised by the terms of your policy. Call us today at (954) 466-2954 or contact us online to schedule an initial consultation with one of our team members.

Call Pinnacle’s Cape Coral South Public Insurance Adjusters Before Filing an Insured Claim

Pinnacle Claim Services is here to work toward securing a satisfying payout from your insurance policy. When disaster strikes, you should not be left in the dark.

Handling insurance claims on your own is possible, but when dealing with thousands of dollars worth of damages, working with an experienced professional is in your best interest.

Insurance companies have devised strategies and tactics to make their policyholders settle for less than they are owed. Those tactics will not work with our experienced public adjusters.

Our team’s goal is to gather the evidence and documentation needed to make their approach to minimizing payout ineffective.

Get Experienced Help to Seek All Applicable Benefits

Working with a team who knows insurance is your best chance at receiving a payout that covers your needed repairs. Walking through this process alone leaves room to miss out on the small but impactful items that often make or break a policyholder’s satisfaction with their claim.

All initial consultations are free and have no obligation. Initial consultations include this free 3-step process:

  • Damage Inspection
  • Insurance Policy Review
  • Insurance Claim Review

When you work with our expert team, you will find that your claim might be worth more than you think. Our approach is to work with local, 5-star public adjusters who are just minutes away from you and can reach us via phone 24-7.

Our Pinnacle promise is that there are $0 in upfront costs and no charges until you get paid.

An Insured Cape Coral South Public Claims Adjuster at Your Fingertips

Our public adjusters must have insurance coverage to protect you if they mess up. Working with public adjusters who have business insurance gives our clients the confidence that they hired a trustworthy team who will go far to make sure that the insurance claim process is as stress-free as possible.

The Pinnacle Claim Services Process

Our public adjusters approach the insurance claims process in an organized and efficient manner. Insurance claims must be submitted quickly, as there is a limited amount of time to get a claim together and submit it to your insurer.

The goal of a public adjuster is to represent you when you need someone to help you through the process and accurately assess the full restoration costs. A public adjuster’s goal is also to analyze your policy and understand any additional benefits that may be hidden within the small print.

Starting with a Call

Calling Pinnacle Claim Services is the very first step in getting started. Insurance claims are time-sensitive, so homeowners must act fast if they wish to file a claim.

Our goal is to promptly get started on helping your recover benefits. Once you reach out to us, we will collect all the details you provide of the damage to your property.

Detailed Damage Inspection

Our public adjuster will visit your property to see the damage and conduct their own independent investigation. Your insurance company will also have its own adjuster—someone they have hired and works exclusively for them.

When you have a public adjuster, you will also have someone exclusively on your side. Your public adjuster will be someone you can trust and bet they will do whatever it takes to increase your chances of receiving a more satisfying payout than you would handle your claim alone.

Trusting your insurance company blindly is not recommended, as they do not look for the small details that can bring in extra amounts to your insurance claim.

Claim and Policy Analysis

Our team are experts in insurance and know exactly what to look for to make sure that you are receiving a payout for the coverage you pay for. We look for not just general coverage but also the small details that can be easily missed or misunderstood.

Often, these hidden or frequently misinterpreted clauses can reveal areas that have major potential benefits. These small benefits usually add up, and when all are taken into account, homeowners may see a significant increase in their payout.

Representing You During Negotiations

More often than not, policyholders receive an initial payout offer that is significantly lower than they expected. Negotiating with insurance companies takes skill and knowledge of insurance policies, something that not everyone has the skillset for.

Additionally, negotiating takes time, and in cases of property damage, families are more concerned about working their way back to how things were before any property damage happened.

Insurance companies are not your friend. Their goal is to protect their business and pay out as little as they are obligated to.

This is where negotiations come in.

Your public adjuster will represent you as these details are negotiated with your insurance. While insurance companies don’t like it and attempt to pressure and intimidate policyholders into accepting less than they are owed, these tactics do not work with public adjusters.

You can bet that our team will fight for a satisfying settlement. Do not settle for less; let us show you how we can help.

Cape Coral – A Quiet Community

Nestled between Pine Island and Fort Myers, Cape Coral is a friendly community sitting right on the shoreline of southwest Florida.

The area is filled with different canals and, to many, is known as “boat country” because families with boats are common and can be seen navigating all of the local canals within the city.

The city has over 400 miles of canals throughout the city limits!

Cape Coral South is a great area for raising a family, and enjoying the city and the Florida sun. It is a heavily desired vacation spot with plenty of golf courses, beaches, and water parks.

Cape Coral South is just north of Fort Myers, with plenty for residents to enjoy, including shopping, fine dining, and additional natural preserves and water activities.

Insurance Companies Know Cape Coral South Is at Risk for Severe Weather

As you can imagine, being surrounded by water increases the risk of flooding when there is severe weather. Pinnacle is here to help whenever you need to file an insurance claim.

Whether you are a Florida native, or live across the country, hurricanes and other forms of severe weather impacting the state are not new. Severe weather is common in southwest Florida and has historically caused billions of dollars worth of property damage across the state.

Cape Coral South is no stranger to these extreme weather events. In just the last twenty years, they have experienced multiple hits from severe weather systems across the area.

Hurricane season is 6 months long each year, from June 1st to November 30th, with peak activity between September and October. Even when a storm does not hit an area directly, the storm’s effects are felt in other areas across the state.

A perfect example is Hurricane Irma, a storm that was so large it took over the entire State of Florida and affected many people—including residents of Cape Coral.

A Low-Ball Payout Can Be Avoided With the Help of the Pinnacle Team

Even though insurance companies know the risk of insuring the many families in the state, they still offer low payouts when the time comes to make repairs after the storm.

Do not let insurance companies convince you to accept a low-ball payout, and work with a team who understands how insurance companies work and take a deep dive into the insurance policy you pay for.

There are many cases where insurance policies have additional benefits you may not know about!

Insurance companies have their own adjusters who work exclusively for them. This means they may ignore or miss certain details or the severity of the broken items on your property.

Don’t Let Insurance Companies Push You Around, Call a Cape Coral South Personal Claims Adjuster Today!

Submitting an insurance claim is, unfortunately, not a simple process. Choosing to work with a team who knows insurance and are expert in the insurance claims process can put you in a position to receive a satisfying payout.

Pinnacle Claim Services is here to help make this process as stress-free as possible and handle all the steps, including negotiations, on your behalf.

Don’t let insurance companies make you accept less when you are already handling so much. Call us today.

You can reach us at (954) 466-2954 to talk with a member of our team or contact us online to schedule an initial consultation.

Firm License # W806323


Get the Money You Are Entitled to From Your Florida Insurance Claim

Water Damage

Water Damage

When water damage occurs in your home, it is usually caused by a broken plumbing pipe. If not, then the leak may be due to a blockage in one or more of your pipes.

Mold Damage

Mold Damage

If you have mold growing in your home, it needs to be removed without delay, otherwise, it will grow and produce allergens, irritants and even toxic substances.

Fire Damage

Fire Damage

A fire can easily cause more damage to your property than you can ever imagine. In addition to the building going up in flames, the raw heat can be overwhelming, as well as the resulting smoke and soot.

Weather Damage

Weather Damage

If your property sustains hurricane or other severe weather damage, it’s crucial to have an expert working in your corner.


Living in South Florida, we are no strangers to natural disasters.


Damage Inspection

Damage Inspection

Insurance Policy Review

Insurance Policy Review

Insurance Claim Review

Insurance Claim Review

Insurance Claim Questions

How can Pinnacle Claim Services, Inc. help me?

When disaster strikes, it can be difficult knowing where to turn or who to ask for help. Pinnacle Claim Services’ professional team of Florida public insurance adjusters and support experts are here to assist you throughout every step of your damage claim from emergency services and mitigation through final settlement.

Some of the most common issues people experience with insurance companies after property damage has occurred and a claim has been initiated include: unreasonable delay on the part of the insurance company, inadequate training of the insurance company’s adjusters and adjusters that are “so busy” that your claim gets zero attention and does not progress towards resolution. Additionally, you may not have the appropriate policy with the right type of coverage or limits.

There is no set time period for settling a property damage claim with an insurance company and each claim is different. You could receive a check in a few days or it could be a few weeks. Also, it may take multiple rounds of negotiations and payments for you to be adequately and justly compensated for your claim.

Absolutely not. Some companies do possess better reputations than others and there are some who consistently delay the process unnecessarily. It’s important that you comply with your “duties after the loss” (duty to mitigate etc.) Call us, we can help!

Free claim Evaluation

No charge unless you get paid.
Live agents available 24/7.

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About Us

Pinnacle Claim Services will request a copy of your policy, file the proper paperwork for you, put together a comprehensive estimate of damages and negotiate a fair settlement Do not become emotionally burdened. Do not be denied money for repairs you deserve. Rely on Pinnacle Claim Services to work on your behalf, keeping you informed throughout every step of the process to get every penny you deserve from the insurance companies.

Firm License # W806323