How do you recover after a disaster has damaged your home? Homeowner’s insurance helps cover the costs of repairs, but sometimes insurance companies will do everything they can to undervalue your claim and avoid paying out benefits. They know you are inexperienced, and they want you to feel as if you have to take their every word at face value. If you aren’t sure if your damages are covered, you should call a public adjuster for a free inspection before filing your claim with the insurance company.
If you have a residential claim or a commercial claim, Pinnacle Claims Services, Inc. is here to make your life easier. We work with you to accurately assess your damages, reasonably estimate repair costs, and interpret the exact benefits available under your policy. The services we provide dramatically increase the chances you can recover as much as possible after your unfortunate disaster.
Call a Deerfield Beach public adjuster to represent your interests and advocate for your rights as a policyholder. We have handled thousands of claims in our history, and we want to help yours succeed.
Find out what your claim is worth and how to get the most benefits from your insurance policy when you call (954) 466-2954 or contact us online today.
Located at the northern border of Broward County, Deerfield Beach is a lively coastal community named after the numerous deer that used to roam the area. Like its neighbors to the south and Palm Beach County cities to the north, Deerfield Beach is a gorgeous, scenic destination loved by visitors and locals.
Family fun awaits those who visit Splash Adventure Water Park or Quiet Waters Park. The latter boasts one of the only cable-driven water-skiing systems globally and hosts an annual Renaissance Festival. Of course, there’s also Deerfield Island Park. Hidden in plain sight, the park offers gorgeous nature trails and tons of activities — but only once you reach it by boat. In addition, Deerfield Beach is home to beautiful beaches that have won awards for their excellent water quality.
Compared to many Florida locales, Deerfield Beach has been rather blessed when it comes to hurricane impacts. The last actual hurricane to reach city limits was Hurricane Irma in 2017. Hurricane Wilma and Katrina preceded it, hitting Deerfield’s shores nearly 20 years ago.
Despite this apparent lucky streak, Deerfield Beach has not remained untouched over the past decades. Tropical storms like Ana have caused significant damage in the area, and the city gets affected by larger hurricane systems nearly once every two years. Deerfield Beach also regularly gets hit by flooding. Studies indicate an increased risk of severe floods in the next 30 years.
If your property has been damaged, a public adjuster in Deerfield Beach will come to your aid. Pinnacle Claims Services has helped Deerfield Beach property owners like you make the most of their insurance policy while avoiding common pitfalls that could cost you serious money on your claim.
Living in South Florida, we are no strangers to natural disasters.
LET US PERFORM A FULL REVIEW OF YOUR INSURANCE POLICY TO MAKE SURE YOU HAVE THE CORRECT COVERAGE!
Damage Inspection
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Homeowners can be surprised with unexpected costs when filing a property insurance claim, but an experienced public adjuster will help avoid some common scenarios.
1. Fully identify and document damages
First, the homeowner may not know how to fully and accurately document the entire scope of the damage they have received. They can overlook aspects like structural damage, water damage, or hidden wind damage. The assessor they work with might also miss critical areas that tend to cost a bundle, including electrical systems and HVAC.
2. Get a realistic repair estimate tailored to your community
Second, you may receive an unreasonably low repair estimate. The costs of labor and materials are rising in the U.S., and communities hit by a disaster tend to be an even tighter market. Some repair estimates come in thousands of dollars under the final price paid, and insurers frequently balk at covering the increases once they’ve already made an offer for benefits.
3. Hire someone who can help you independently review your homeowner’s insurance policy
Third, homeowners are often misled by insurers and the “independent” adjusters they hire. Their staff knows how to read your insurance policy with an interpretation that favors them. By working with Deerfield Beach public adjusters, you will get help from people experienced in reading insurance policies and making sure you receive the total amount of all benefits owed.
Pinnacle Claims Service, Inc. can provide you with someone to assist you with damage inspections, repair estimates, and uncover the benefits available to you. Reach out now for help and assistance from people who are not hired to protect insurance companies.
Every homeowner’s insurance policy is different, and every situation in which a policyholder wants to file a claim is unique. Nevertheless, there are a few coverage areas most homeowners’ insurance policies offer. These benefits represent the most common and most likely disasters that can impact your property.
Commonly covered events include:
Coverage may also be available for flooding, sinkholes, sewer backups, and other “named perils.” Review your insurance policy with an expert from Pinnacle Claim Services, Inc. to understand what events should be covered and what coverage should be available.
Another area where Deerfield Beach homeowners tend to get underpaid is the types of benefits they seek from their insurance provider.
Most insurance policies should provide coverage for:
Some policies can cover additional costs. For example, you may have coverage available for bringing your home up to current building codes if a disaster has revealed that your home is technically no longer up to spec.
Work with a public adjuster in Deerfield Beach to fully understand what benefits should be available, and seek out the maximum amount of coverage you should be provided under your policy. After all, you pay your premiums, so the insurance company should pay you during your time of need!
When water damage occurs in your home, it is usually caused by a broken plumbing pipe. If not, then the leak may be due to a blockage in one or more of your pipes.
If you have mold growing in your home, it needs to be removed without delay, otherwise, it will grow and produce allergens, irritants and even toxic substances.
A fire can easily cause more damage to your property than you can ever imagine. In addition to the building going up in flames, the raw heat can be overwhelming, as well as the resulting smoke and soot.
If your property sustains hurricane or other severe weather damage, it’s crucial to have an expert working in your corner.
Insurance companies want to make the claims process seem easy, but confusing forms, complicated clauses, and requests for proof can make you feel in over your head. You’re just trying to get repaid for the repairs you thought would be covered, but insurance companies will try to prevent you from requesting the total amount of promised benefits.
An experienced public adjuster from Pinnacle Claims Services, Inc. can review your claim and provide tailored advice. After years of filing hundreds of similar claims, we know the most common mistakes made by policyholders. We also know how to convince insurance companies to pay the total value of your claim.
Give us a call, and a public adjuster will arrive at your home promptly. We will perform a damage inspection, review your claim, and deliver a highly accurate repair estimate. With our assistance, you can make sure your claim has the highest chance of obtaining all the coverage you need to repair your home and get back on with your life.
We will not charge you unless we can make your claim successful. Our services cost you nothing up front, and we never charge clients unless they can receive a settlement from their insurer. Therefore, we are motivated to help your claim succeed!
Public adjusters are the only professionals licensed by Florida to provide services directly on behalf of the homeowner/policyholder.
We aren’t afraid to ask tough questions, dig deep into your policy, or push insurers to review and respond to your claim quickly. Our public adjusters are bonded to protect you from any unexpected mishaps that could arise from the claims process.
You deserve an ally during your most trying times, and we can be here beside you every step of the way. Our goal is to assist you in filing your claim and seeking out all the benefits you need to get your life back to normal. So let us reduce your stress and fight beside you to get every cent you deserve from your insurer.
Every moment you wait means more time before your home can be repaired and your life can be put back together. Call Pinnacle Claims Services, Inc., and we will arrive fast to get your claim going.
Call (954) 466-2954 or contact us online to schedule a FREE inspection and insurance policy review.
LET US PERFORM A FULL REVIEW OF YOUR INSURANCE POLICY TO MAKE SURE YOU HAVE THE CORRECT COVERAGE!
When disaster strikes, it can be difficult knowing where to turn or who to ask for help. Pinnacle Claim Services’ professional team of Florida public insurance adjusters and support experts are here to assist you throughout every step of your damage claim from emergency services and mitigation through final settlement.
Some of the most common issues people experience with insurance companies after property damage has occurred and a claim has been initiated include: unreasonable delay on the part of the insurance company, inadequate training of the insurance company’s adjusters and adjusters that are “so busy” that your claim gets zero attention and does not progress towards resolution. Additionally, you may not have the appropriate policy with the right type of coverage or limits.
There is no set time period for settling a property damage claim with an insurance company and each claim is different. You could receive a check in a few days or it could be a few weeks. Also, it may take multiple rounds of negotiations and payments for you to be adequately and justly compensated for your claim.
Absolutely not. Some companies do possess better reputations than others and there are some who consistently delay the process unnecessarily. It’s important that you comply with your “duties after the loss” (duty to mitigate etc.) Call us, we can help!
Pinnacle Claim Services will request a copy of your policy, file the proper paperwork for you, put together a comprehensive estimate of damages and negotiate a fair settlement Do not become emotionally burdened. Do not be denied money for repairs you deserve. Rely on Pinnacle Claim Services to work on your behalf, keeping you informed throughout every step of the process to get every penny you deserve from the insurance companies.
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THIS IS A SOLICITATION FOR BUSINESS. IF YOU HAVE HAD A CLAIM FOR AN INSURED PROPERTY LOSS OR DAMAGE AND YOU ARE SATISFIED WITH THE PAYMENT BY YOUR INSURER, YOU MAY DISREGARD THIS ADVERTISEMENT.
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