Water damage causing brown marks on house wall
Water damage causing brown marks on house wall
Water Damage

Deerfield Beach Water Damage Claims Adjuster

A man and a woman holding buckets up to catch water from a damaged ceiling.

From hurricane damage to plumbing problems to leaky roofs, water damage can happen in a number of ways. Unfortunately, the humid atmosphere in Florida may accelerate some effects of water damage, such as the rotting of affected structures or mold development.

Depending on the situation, you may be aware of water damage immediately or remain unaware for some time, such as in the case of a slow leak.

When you do become aware of water damage, you want to get it fixed right away, but you could run into difficulties with your home or business insurance policy. For example, your policy might cover water damage, but the insurance company adjuster says there is no sign that your damage was caused by a covered incident.

Another issue occurs when the adjuster believes your claim is worth less than you think or they’re only willing to pay for a less comprehensive repair than your damage actually requires.

How Can a Deerfield Beach Flood Damage Claims Adjuster Help?

Dealing with water damage on your property can be a mess. You may want to clean up the water or get your appliances or water working again, but you need the insurance company to pay for professional help.

To make matters more difficult, it can be hard to know what will satisfy the insurance company claims adjuster or if they’ve made a fair offer.

Would their recommended repairs be sufficient, or do you need more advanced work? Unless you’re an expert in this particular type of repair, it won’t be easy to make the distinction.

Worse, what if your claim is denied? Should you try again?

Was your photo documentation insufficient? What else do they want?

A public water damage claims adjuster can help you answer these questions and bring clarity to the claims process. Our skilled, highly educated adjusters work for you—not the insurance company— and will take the following steps to help you pursue a fair settlement:

  • We’ll perform a free damage inspection and identify all issues that need to be addressed while thoroughly documenting how the damage occurred. In many cases, this is key to getting your claim approved.
  • After assessing the damage, we’ll create an accurate estimate of what it will cost to correct the problems. If we think removing and replacing a small piece of the wall is all that’s needed, we’ll tell you. But if we recognize that the whole wall should be replaced, we’ll recommend that solution.
  • We’ll carefully examine the surrounding room, building, or property, not just the area or areas where you identified an issue. Some signs of damage are subtle or may not cause the policyholder problems for weeks or months, and we don’t want to miss any potential damage. For instance, sometimes we find the HVAC system has been damaged or an appliance has suffered electrical damage from the water.
  • Next, we’ll review your insurance policy. In this area, many policyholders admit confusion, and with good reason—insurance policies aren’t meant to be easy to understand. Laypeople typically find them confusing and convoluted, but our adjusters are trained to understand the nuances of insurance policy language. We’ll determine exactly what is and isn’t covered and how best to proceed.
  • After you complete your insurance claim, we’ll review it and make recommendations if needed. For instance, we may suggest adding extra pictures or explaining how and where the damage originated. We can assist you in wording your claim correctly and documenting it so that it will be tough for the insurance company to find a reason to deny your claim.
  • Not in the mood to argue with the insurance company? We understand. Coping with water damage in your home is stressful and time-consuming, and our adjusters are prepared to negotiate with the insurance company on your behalf. With their knowledge of insurance policy requirements and the repair process, your adjuster will work to obtain the best settlement possible for your damages.

What Kind of Services Do You Need to Repair Water Damage, and How Can You Find Reputable Service Companies?

Often, policyholders are unsure where to start after finding water damage in their home or business. The services you need will vary depending on the particulars of your damage, but here are some you might require:

  • Water extraction. If there is standing water in your home, you may need a professional to pump it out.
  • Debris removal. Some items may not be salvageable, including appliances, furniture, or other large, heavy items.
  • Cleaning and sanitizing services. Flood waters may contain pathogens and other contaminants that could cause illness, so it’s essential to have any affected surfaces sanitized. Professionally cleaning the affected area can also reduce the risk of mold developing.
  • Thoroughly drying the structure. This is also necessary for mold and rot prevention.
  • Deodorizing. Water damage frequently comes with a musty smell that isn’t easy to get out of, but a professional cleaning service can help.

Your flood damage claims adjuster will help you in two ways: When assessing your claim, we’ll determine what services you need to repair your water damage. We also have longstanding relationships with highly-rated local companies that we know will do a good job, so we can recommend a company if you don’t have one in mind.

What Should You Do When You Find Water Damage in Your Home or Business?

If there is an immediate emergency, assess the situation and take steps to handle it. For example, if a burst pipe is flooding the basement, you should shut off the water immediately. 

Although we will take pictures of any evidence of damage we find, we also recommend that you take your own pictures right after the damage occurs or when you first notice it and then retake the pictures after you’ve dried out the area. That way, we will have a record of how things looked if anything changes before we arrive.

We recommend that property owners hold off on making their own repairs unless it is absolutely necessary for safety reasons. If so, try to keep your repairs to a minimum.

If there is a hole in the roof, for example, covering it with a tarp to prevent further flooding may be sufficient. Don’t dispose of any damaged or ruined items yet—they could be evidence needed to convince the insurance company adjuster of how your water damage happened.

What Not to Do After a Water Damage Incident

Here are a few things to avoid in these stressful situations:

  • Don’t make any repairs for damage that isn’t an emergency.
  • Don’t hire a contractor or service company until your claim is settled. After disasters like hurricanes and floods, contractors often travel around affected neighborhoods soliciting business. Some of these businesses may be reputable, but others are simply scams. The state’s Attorney General has a list of tips for avoiding scam artists, including checking out business licenses and getting multiple quotes before making a decision. By waiting until your claim is settled, you will have more time to investigate any company that approaches you.
  • Don’t remove parts of the structure, like wall or floor panels, because this may be evidence of your claim. If a roof tile or floor panel falls on its own, take a picture of where it fell. You can move the fallen item if it’s posing a hazard but don’t throw it away yet.
  • If your home is in an unsafe condition, look for another place to stay until it’s safe to return. For example, standing water attracts mosquitoes, encourages mold growth, and may be contaminated with harmful bacteria or other germs. It isn’t safe to be wading around your living room in flood water, so you might ask a friend or family member if you can stay with them.
  • Don’t waste time—contact a water damage claims adjuster right away. Remember that a minor problem caused by water damage, such as a minor leak, can quickly turn into a major problem.
  • Don’t wait around to see if your water damage will worsen—the sooner you file a claim with the insurance company, the better. Here’s an example of why you shouldn’t delay: If you wait until your wall is covered in mold, the insurance company adjuster may suggest that you were negligent because you didn’t file a claim to address the water damage before it led to mold growth

Where Can You Get Assistance With Your Water Damage Claim?

Please contact Pinnacle Claim Services for a free inspection and insurance policy review. Our local public claims adjusters will make time to visit the site, thoroughly examine the damage, document all issues, and create an estimate.

Additionally, we’ll review your insurance policy and your insurance claim to ensure you have the best chance of recovering a fair settlement. Our adjusters are also ready to negotiate with the insurance carrier if you don’t have the time or energy or if you’d like to have help from someone deeply knowledgeable about property insurance in Florida.

Remember, your inspection and policy review are free, and if you do hire us to help with your damage, you won’t pay anything until we settle your claim.

FREE 3 STEP PROCESS

Living in South Florida, we are no strangers to natural disasters.

LET US PERFORM A FULL REVIEW OF YOUR INSURANCE POLICY TO MAKE SURE YOU HAVE THE CORRECT COVERAGE!

1
Damage Inspection

Damage Inspection

2
Insurance Policy Review

Insurance Policy Review

3
Insurance Claim Review

Insurance Claim Review

Insurance Claim Questions

How can Pinnacle Claim Services, Inc. help me?

When disaster strikes, it can be difficult knowing where to turn or who to ask for help. Pinnacle Claim Services’ professional team of Florida public insurance adjusters and support experts are here to assist you throughout every step of your damage claim from emergency services and mitigation through final settlement.

Some of the most common issues people experience with insurance companies after property damage has occurred and a claim has been initiated include: unreasonable delay on the part of the insurance company, inadequate training of the insurance company’s adjusters and adjusters that are “so busy” that your claim gets zero attention and does not progress towards resolution. Additionally, you may not have the appropriate policy with the right type of coverage or limits.

There is no set time period for settling a property damage claim with an insurance company and each claim is different. You could receive a check in a few days or it could be a few weeks. Also, it may take multiple rounds of negotiations and payments for you to be adequately and justly compensated for your claim.

Absolutely not. Some companies do possess better reputations than others and there are some who consistently delay the process unnecessarily. It’s important that you comply with your “duties after the loss” (duty to mitigate etc.) Call us, we can help!

Trust Pinnacle Claim Services, Inc: Your Local Top-Rated, Licensed & Insured Public Adjusters in Deerfield Beach!

Dale GorchoffDale Gorchoff
15:17 18 Jul 22
Positively amazing results from Pinnacle Claim Services. The diligence and professionalism from our exceptional adjuster and the superb support staff facilitated an unexpected outcome better than we could have ever imagined. Sincere thanks to everyone at Pinnacle for being there when we needed them. We would recommend Pinnacle for adjuster services without reservation.
Matida YoungMatida Young
09:10 07 Apr 22
The company done an outstanding job in getting a settlement for me. Without Brad and staff workingDiligently I would of got nothing. Brad PittmanPull the necessary sources to help me which IWill never forget. That is fighting for his clients.I was treated with respect and informed of everyDetailed steps in which I received more than 100%Satisfaction. There is no doubt in my mind I wouldUsed there service again again. And highly recommend my friends.
Denise AdamsDenise Adams
12:23 28 Mar 22
Thanks to Euton and Lori for all the help with my claim. They kept me informed continously check in with me regarding the claim. This company was awesome and I would and have been recommending Pinnacle claims to others. Great job.
Michelle TullochMichelle Tulloch
18:33 24 Mar 22
I would like to say thank you to the outstanding team working at Pinnacle . From start to finish. Special thanks to Linda who held my hand, listened to me getting impatient, stressed and overwhelmed. It was always service with a smile. She followed up with issues involving my claim as she said she would. Had an issue with payout and I was not happy. Brad jumped in and helped to further resolve the issue with the Insurance Company. Pinnacle is about you getting your correct settlement. I will definitely recommend to family and friends. Thank you Pinnacle family. I was truly blessed to have your firm represent me .
Tabitta MichelTabitta Michel
19:35 08 Feb 22
Thank You Linda.I was lost I did not know what to do with the issues I had with my claims with another company. And you took the time to help me find some answer I truly appreciate that. I would recommend my family and friends to the Pinnacle. A friend had referred me he was right.
Marie JacquesMarie Jacques
17:45 18 Aug 21
Everyone was professional.We initially started with Brad whom is very patient and attentive to every word and he extended our expectation. Miss Linda always so kind and respectful, she made sure we understood the process and always communicated every step.
Judy BJudy B
15:48 03 Jul 21
I can't thank Brad Pridemore of Pinnacle Claim Services enough for his help with our insurance claim resulting from hurricane related roof damage.Not knowing how the claim process worked and dealing with serious medical issues, it felt amazing to have someone on our sidethat is knowledgeable, worked for us and our best interest!After suffering a loss, most insurance companies give you the run around. Upon hiring Pinnacle Claim Services they immediatelygot to work on our case, communicating every step of the way. Our insurance company managed to drag it out for months,with a variety of moves intended only to delay, delay. None of the delays were Pinnacle's fault. In the end, Brad was able to get the insurance company to settle, we got a new roof and we couldn't be happier.Their fees are fair and we really appreciate all their efforts.If you find yourself in the situation that your home has been damaged, do yourself a favor and give Brad a call, you won't be sorry.Just remember, it can be a long process, but in the end it's worth the wait.I would highly recommend talking to and hiring Pinnacle Claim Services.Thank you Brad. You've been a lifesaver!
Javier GoodJavier Good
17:33 15 Feb 21
The team at Pinnacle Claims exceeded my expectations. Tom came in after my insurance company had settled a total of $9,829 for covered damages to my home, and he, Monica, Brad and Pat were able to get me another $15,530 after their fees, for a total insurance claim settlement of $25,359 so that I could fully repair the covered damages in my home the right way. They were very good at keeping me informed of the progress of the negotiated settlement, and educated me about the process and the law. Thank you Pinnacle Claims!!
Abigail BineyAbigail Biney
15:30 11 May 20
Pinnacle Claim Service, did a phenomenal job helping me with my roof claim, it was a long process but they were on top until the last .I can't thank them enough. Brad is some one who knows his job and does it well. They stay on top of everything and I don't have to tell them. Before you ask, it already done it. Thank you Brad, Any the way, I'll will recommend this Pinnacle to friends and Love ones.
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About Us

Pinnacle Claim Services will request a copy of your policy, file the proper paperwork for you, put together a comprehensive estimate of damages and negotiate a fair settlement Do not become emotionally burdened. Do not be denied money for repairs you deserve. Rely on Pinnacle Claim Services to work on your behalf, keeping you informed throughout every step of the process to get every penny you deserve from the insurance companies.

Firm License # W806323

THIS IS A SOLICITATION FOR BUSINESS. IF YOU HAVE HAD A CLAIM FOR AN INSURED PROPERTY LOSS OR DAMAGE AND YOU ARE SATISFIED WITH THE PAYMENT BY YOUR INSURER, YOU MAY DISREGARD THIS ADVERTISEMENT.