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Deerfield Beach Public Adjuster Services

A public adjuster approaching a house to begin his investigation into the value of damages.

Property damage can happen suddenly and leave your home, office, or rental property unfit for use. When you need help getting your property damage repaired, you probably expect your insurance policy to provide the coverage you pay for—but that’s not always what happens.

Many policyholders are surprised to find the insurance adjuster’s estimate is lower than their repair quotes. Others learn that the insurance company is only willing to pay for a less expensive repair that won’t last long when a more extensive repair or replacement is necessary or that the insurance adjuster might claim a particular repair isn’t covered by the policy for various reasons.

People often want to know if they have any recourse in this situation, and the answer is yes. You have a right to seek a second opinion from a public insurance claims adjuster.

While the insurance company’s adjuster is focused on serving the company’s interests, a public adjuster works for you and will help you document your damage accurately.

If you’ve received an insurance company offer that seems too low, or you want to ensure you have an accurate evaluation, please contact Pinnacle Claim Services for a free damage inspection and policy review today. A Deerfield Beach claims adjuster will determine the extent of your damage and help you understand what your policy should cover.

What Do Deerfield Beach Insurance Claims Services Include?

Your public adjuster will assist you with the whole claims process, including:

  • Damage inspection. Our adjusters are experts who will carefully evaluate each damaged area and determine the best overall solution, whether that means a repair or full replacement. While your insurance company rep might offer to pay for the cheapest solution, we’ll document the necessity of a more substantial repair that won’t require more work down the road. We’ve seen all kinds of damage, from fires to floods, and we know that sometimes the fastest, easiest fix will only cost you time and money in the long run (and your insurance company might also refuse to pay for damage caused by the cheap fix).
  • Insurance policy review. Insurance policies cause a lot of headaches. Many of our clients find their policies confusing or express frustration that they thought something was covered when it wasn’t. Insurance policies are designed to be convoluted and hard to read because that makes it easier for the company to deny your claim. However, our adjusters are experts in reading and interpreting insurance policies and can help you understand what should be covered.
  • Documenting the damage. Our adjusters will survey your damage and estimate the cost of repairs, but they won’t stop there. They also take pictures and document all the damage, which improves the quality of your eventual insurance claim.
  • Helping you file a claim. Your public adjuster will assist you in preparing and reviewing your claim, ensuring that everything is filled out correctly and sufficient documentation is attached.
  • Negotiating with the insurance company reps on your behalf. After a disaster, you may be busy putting the pieces of your life back together, or you might find the idea of dealing with the insurance company stressful and exhausting. Maybe you simply aren’t an insurance expert and fear the insurance company will underpay or take advantage of you. Your public adjuster can address all these problems by negotiating with the insurance company reps on your behalf. Our knowledge and experience ensure the insurance carrier won’t be able to undervalue your claim without a fight.

From start to finish, we make the process as simple and stress-free as we can for you, and we’re dedicated to achieving the most fair settlement possible for your claim.

What Kinds of Property Damage Can Your Deerfield Beach Public Adjuster Inspect?

Our adjusters are deeply knowledgeable about a wide variety of property damage situations. Here are some of the most common insurance claim services we help clients with:

  • Mold damage. Unfortunately, Florida’s humidity provides an environment in which mold can thrive. Most Floridians are aware of this issue and work hard to keep mold out of their spaces, but even one unknown leak or a significant flooding event can open the door for mold to start growing. Mold damage is also one of the more challenging types of damage to seek insurance coverage for, as the insurance company rep may claim that there isn’t enough evidence to show what caused the mold. They could also say that the mold was caused by homeowner neglect rather than a covered incident, such as flooding or leaking. For this reason, our inspectors will examine the moldy area, determine how far it’s spread, and estimate the repairs necessary to eradicate the mold. Next, we’ll search for and document evidence linking the mold directly to water damage, which is often essential to getting your insurance claim approved.
  • Fire damage. A fire can destroy everything you’ve worked so hard for in minutes, and you expect your insurance policy to help you rebuild your life. However, your insurance company may have questions about the cause of the fire or accuse you of being negligent. Or, they might overlook certain types of damage, like those caused by soot or smoke. Your public adjuster will carefully document all the damage and how it occurred, as well as photograph any damaged items like appliances and furniture before you dispose of them. This will help ensure you receive the full benefits of your policy.
  • Water damage. Mold isn’t the only potential problem caused by water. Even if you manage to dry your belongings before they become moldy, items like furniture can still suffer permanent damage from the water. Meanwhile, electronics and paint jobs are quickly ruined by moisture, so it’s no surprise that water damage and freezing account for about 23.5 percent of property damage claims. However, your insurance company may undervalue your claim, ignoring the multiple steps in dealing with water damage. Our inspectors will document all these needs, which include draining the water, documenting and removing damaged items, cleaning remaining structures to prevent mold and kill disease-causing pathogens, drying the structure, and addressing the musty smell that often lingers after water damage.
  • Additional causes of water damage. While the first thought a Floridian might have about water damage is “flooding,” there are numerous other causes. We’ve worked on cases involving burst pipes, damaged appliance lines, fire sprinkler systems (including secondary damage from putting out a fire), and roof damage that allows leaks.
  • Weather damage. From hurricanes to tornadoes to hail to high winds, Florida can have some interesting weather. Unfortunately, sometimes weather events severely damage your home or other property—we’ve seen damaged roofs, missing shingles, water damage, broken windows and doors, wrecked fences and gutters, clogged pipes, damaged appliances, and a variety of other issues. Your insurance company adjuster might only note a few of these problems, or they could blame some of them on preexisting damage, but your public adjuster will document any and all evidence of how the weather event specifically led to each type of damage. We’ll also use photos and our intense knowledge of property damage situations to demonstrate damage that must be addressed.
  • Vandalism or criminal activities. Sometimes, vandals decide to target your home, damaging siding, spray-painting on doors or walls, breaking windows, battering sheds or other outbuildings, tearing up fences, and causing thousands of dollars in damage. We’ll carefully document all damage and estimate what it will take to restore your property.
  • Vehicle collisions. You might think of vehicle collisions happening on the highway between two vehicles, and that’s undoubtedly the most common scenario. But occasionally, a vehicle runs off the road…and into a home or building. We can estimate the damage to siding, doors, windows, and other affected areas.
  • Electrical and appliance damage. A problem with the electrical system can cause a fire or fry electronic items like your TV, computer, washing machine, dryer, and other appliances. However, sometimes the appliance itself is the problem—a poorly wired appliance could also cause a fire, and washing appliances that malfunction could leave your home flooded. Determining the cause of the malfunction can be difficult, and the insurance company might be eager to write it off as something they don’t cover. Your public adjuster will study your policy and carefully collect evidence to show exactly what happened.

If you don’t think your damage fits into one of the above categories, give us a call at Pinnacle Claim Services anyway, and we’ll let you know if we can help. Our public adjuster services often help people with less common property damage situations.

How Can You Get Help From a Deerfield Beach Public Adjuster Today?

If you’re struggling to get an insurance claim for property damage covered, wondering if the insurance company’s offer is fair, or concerned that the insurance company adjuster will undervalue your claim, please contact Pinnacle Claim Services for a free consultation. We include a free inspection and insurance policy review so you can better understand what should be covered.

Our experienced public adjusters can also assist you with filing the claim and advocating for you with the insurance company. There is no obligation, but if you decide to move forward with our help, you won’t owe us anything until your claim is approved and you get paid, so there is no need to worry about upfront costs.

Don’t let insurance companies pull a fast one on you. Contact us today at 954-466-2954 and make the most of your insurance claim.

Public Adjuster Services Areas Served

Get the Money You Are Entitled to From Your Florida Insurance Claim

Water Damage

Water Damage

When water damage occurs in your home, it is usually caused by a broken plumbing pipe. If not, then the leak may be due to a blockage in one or more of your pipes.

Mold Damage

Mold Damage

If you have mold growing in your home, it needs to be removed without delay, otherwise, it will grow and produce allergens, irritants and even toxic substances.

Fire Damage

Fire Damage

A fire can easily cause more damage to your property than you can ever imagine. In addition to the building going up in flames, the raw heat can be overwhelming, as well as the resulting smoke and soot.

Weather Damage

Weather Damage

If your property sustains hurricane or other severe weather damage, it’s crucial to have an expert working in your corner.

Weather Damage

If your property sustains hurricane or other severe weather damage, it’s crucial to have an expert working in your corner. If you don’t have an experienced public adjuster like Pinnacle on your side, it can cost you a lot of time and money that can easily be avoided. Keep in mind that any water mitigation company that your insurance company sends out works for and has contractual obligations with your insurance company and not you! They are not obligated whatsoever to look out for you, your home, or your bank account. You deserve a fair settlement that can be obtained by our professional team at Pinnacle Claim Services, Inc.

Weather Damage

Water Damage

When water damage occurs in your home, it is usually caused by a broken plumbing pipe. If not, then the leak may be due to a blockage in one or more of your pipes. Pipe repairs are often costly, as well as time-consuming, and require a substantial amount of work. Fortunately, Pinnacle Claim Services, Inc. will thoroughly assist you with every step of the water damage claim recovery process, eliminating all the stress and confusion associated with fixing this type of damage. Make sure you document all water damage on your property with photos and or videos. Also, document the time and date of all damage to your home and your belongings.

Water Damage

Fire Damage

When making a fire damage claim, there are several items that need to be considered. What affirmative steps should you take and which ones are not worth your time? When exactly should you take those steps? How will you understand the details of your insurance policy? Who is responsible for the fire and what should be done about it? Certainly, you will need professional assistance to answer all of these complicated questions and you can rely on Pinnacle Claim Services, Inc. to successfully guide you through each and every one of them!

Fire Damage

Mold Damage

If you have mold growing in your home, it needs to be removed without delay, otherwise, it will grow and produce allergens, irritants, and even toxic substances. When mold is hiding in the confined spaces of your home such as dark and moist air ducts, the growth of mold can become a serious health issue. Inhaling or even touching mold spores can cause an allergic reaction. It is vital that you get all mold removed from your property as soon as possible. You can rely on Pinnacle Claim Services, Inc. to ensure you, your family and your property are protected from all the risks caused by mold.

Mold Damage

Living in South Florida, we are no strangers to natural disasters.


Damage Inspection

Damage Inspection

Insurance Policy Review

Insurance Policy Review

Insurance Claim Review

Insurance Claim Review

Trust Pinnacle Claim Services, Inc: Your Local Top-Rated, Licensed & Insured Public Adjusters in Deerfield Beach!

Dale GorchoffDale Gorchoff
15:17 18 Jul 22
Positively amazing results from Pinnacle Claim Services. The diligence and professionalism from our exceptional adjuster and the superb support staff facilitated an unexpected outcome better than we could have ever imagined. Sincere thanks to everyone at Pinnacle for being there when we needed them. We would recommend Pinnacle for adjuster services without reservation.
Matida YoungMatida Young
09:10 07 Apr 22
The company done an outstanding job in getting a settlement for me. Without Brad and staff workingDiligently I would of got nothing. Brad PittmanPull the necessary sources to help me which IWill never forget. That is fighting for his clients.I was treated with respect and informed of everyDetailed steps in which I received more than 100%Satisfaction. There is no doubt in my mind I wouldUsed there service again again. And highly recommend my friends.
Denise AdamsDenise Adams
12:23 28 Mar 22
Thanks to Euton and Lori for all the help with my claim. They kept me informed continously check in with me regarding the claim. This company was awesome and I would and have been recommending Pinnacle claims to others. Great job.
Michelle TullochMichelle Tulloch
18:33 24 Mar 22
I would like to say thank you to the outstanding team working at Pinnacle . From start to finish. Special thanks to Linda who held my hand, listened to me getting impatient, stressed and overwhelmed. It was always service with a smile. She followed up with issues involving my claim as she said she would. Had an issue with payout and I was not happy. Brad jumped in and helped to further resolve the issue with the Insurance Company. Pinnacle is about you getting your correct settlement. I will definitely recommend to family and friends. Thank you Pinnacle family. I was truly blessed to have your firm represent me .
Tabitta MichelTabitta Michel
19:35 08 Feb 22
Thank You Linda.I was lost I did not know what to do with the issues I had with my claims with another company. And you took the time to help me find some answer I truly appreciate that. I would recommend my family and friends to the Pinnacle. A friend had referred me he was right.
Marie JacquesMarie Jacques
17:45 18 Aug 21
Everyone was professional.We initially started with Brad whom is very patient and attentive to every word and he extended our expectation. Miss Linda always so kind and respectful, she made sure we understood the process and always communicated every step.
Judy BJudy B
15:48 03 Jul 21
I can't thank Brad Pridemore of Pinnacle Claim Services enough for his help with our insurance claim resulting from hurricane related roof damage.Not knowing how the claim process worked and dealing with serious medical issues, it felt amazing to have someone on our sidethat is knowledgeable, worked for us and our best interest!After suffering a loss, most insurance companies give you the run around. Upon hiring Pinnacle Claim Services they immediatelygot to work on our case, communicating every step of the way. Our insurance company managed to drag it out for months,with a variety of moves intended only to delay, delay. None of the delays were Pinnacle's fault. In the end, Brad was able to get the insurance company to settle, we got a new roof and we couldn't be happier.Their fees are fair and we really appreciate all their efforts.If you find yourself in the situation that your home has been damaged, do yourself a favor and give Brad a call, you won't be sorry.Just remember, it can be a long process, but in the end it's worth the wait.I would highly recommend talking to and hiring Pinnacle Claim Services.Thank you Brad. You've been a lifesaver!
Javier GoodJavier Good
17:33 15 Feb 21
The team at Pinnacle Claims exceeded my expectations. Tom came in after my insurance company had settled a total of $9,829 for covered damages to my home, and he, Monica, Brad and Pat were able to get me another $15,530 after their fees, for a total insurance claim settlement of $25,359 so that I could fully repair the covered damages in my home the right way. They were very good at keeping me informed of the progress of the negotiated settlement, and educated me about the process and the law. Thank you Pinnacle Claims!!
Abigail BineyAbigail Biney
15:30 11 May 20
Pinnacle Claim Service, did a phenomenal job helping me with my roof claim, it was a long process but they were on top until the last .I can't thank them enough. Brad is some one who knows his job and does it well. They stay on top of everything and I don't have to tell them. Before you ask, it already done it. Thank you Brad, Any the way, I'll will recommend this Pinnacle to friends and Love ones.

Insurance Claim Questions

How can Pinnacle Claim Services, Inc. help me?

When disaster strikes, it can be difficult knowing where to turn or who to ask for help. Pinnacle Claim Services’ professional team of Florida public insurance adjusters and support experts are here to assist you throughout every step of your damage claim from emergency services and mitigation through final settlement.

Some of the most common issues people experience with insurance companies after property damage has occurred and a claim has been initiated include: unreasonable delay on the part of the insurance company, inadequate training of the insurance company’s adjusters and adjusters that are “so busy” that your claim gets zero attention and does not progress towards resolution. Additionally, you may not have the appropriate policy with the right type of coverage or limits.

There is no set time period for settling a property damage claim with an insurance company and each claim is different. You could receive a check in a few days or it could be a few weeks. Also, it may take multiple rounds of negotiations and payments for you to be adequately and justly compensated for your claim.

Absolutely not. Some companies do possess better reputations than others and there are some who consistently delay the process unnecessarily. It’s important that you comply with your “duties after the loss” (duty to mitigate etc.) Call us, we can help!

Free claim Evaluation

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About Us

Pinnacle Claim Services will request a copy of your policy, file the proper paperwork for you, put together a comprehensive estimate of damages and negotiate a fair settlement Do not become emotionally burdened. Do not be denied money for repairs you deserve. Rely on Pinnacle Claim Services to work on your behalf, keeping you informed throughout every step of the process to get every penny you deserve from the insurance companies.

Firm License # W806323