homes in cooper city
homes in cooper city
Cooper City Public Adjuster

Cooper City Public Adjuster

Did you know you don’t have to rely on the insurance company’s adjuster to estimate your damages and decide how much your property damage claim is worth? Many policyholders are frustrated when the insurance company doesn’t respond in a reasonable amount of time or offers a settlement that doesn’t cover all costs. If this has happened to you, it’s helpful to understand that you have other options. You can hire a Florida public adjuster to complete an initial claim or take a second look and file a new claim with the insurance company.

Cooper City Public Adjuster

It’s especially important to consider a public adjuster in certain situations, such as:

  • Your claim is high in value, or your damage is complicated. An insurance adjuster could easily oversimplify your damage or underestimate your claim value in these cases, so it’s advantageous to have a public adjuster on your side.
  • Your insurance company promises to visit the site and survey the damage but never gets around to it. This kind of behavior can be irritating, and some policyholders feel they’re at the mercy of the insurance company. Still, a public adjuster can assess and file a claim for you.
  • The insurance contract is confusing, and you’re not confident you can trust the adjuster’s interpretation. It’s easy to be overwhelmed by an insurance policy contract with its lengthy and convoluted clauses and baffling language, but a public adjuster can cut through the confusion and explain your rights as a policyholder.
  • Your claim has been assessed, and you were expecting a much bigger settlement. If you even suspect your claim payment is lower than you deserve for the extent of your damages, it’s in your best interest to get a second opinion from a public adjuster. In many cases, we can achieve an additional recovery to address all your expenses.
  • You’re a busy person, and the insurance company representative is wasting your time. They may ask you to re-submit documents you’ve already sent in, take more pictures, argue about what your policy says, and other methods of costing you time. The truth is that they know some people will give up and pay the claim themselves, but you shouldn’t have to do this. A public adjuster can relieve you of the responsibility and handle the insurance company’s demands on your behalf.

Why Is It Helpful to Have a Cooper City Public Insurance Adjuster Working for You?

The insurance company’s adjuster will review your claim and create a settlement offer for your property damage, but they will do so with the insurance company’s interests in mind. In many cases, the insurance adjuster may undervalue your claim, refuse to cover parts of the damage or recommend minor repairs when the damage dictates a total replacement. It’s no wonder that some policyholders feel their settlement is insufficient.

The public adjuster doesn’t work for your insurance carrier. Instead, they work to support your interests and will thoroughly investigate all your damages. Frequently the public adjuster’s estimate is higher than the insurance company’s because they don’t cut corners, ignore future problems, or overlook issues that may get worse.

But the support doesn’t stop there. Your public adjuster will also review your insurance policy and take charge of filing the claim with your insurance company so you can get back to your life. Because they are highly trained in insurance policy language and interpretation, the public adjuster will be able to compose a claim that has a good chance of being accepted. They are also prepared to discuss the details with your insurance adjuster and even negotiate to get you the largest settlement possible.

If you have questions about your policy or are struggling to understand the legalese (as many people do), a public adjuster is also a helpful resource. They can answer your questions, explain what clauses in your insurance policy mean, and help you understand what is and isn’t covered and why.

What If the Insurance Company Says You Don’t Need a Public Claims Adjuster Because They Hired an Independent Adjuster?

“Hired” is the operative word in this situation. The adjuster may be an independent contractor or work for many different clients, but for the purposes of your claim, they have been hired by the insurance company. That means they will work to reduce costs for the insurance carrier, not to protect your rights as a policyholder. For this reason, it’s still a good idea to secure the services of a public adjuster.

How Quickly Can a Cooper City Personal Claims Adjuster Get My Claim Paid?

We can’t answer this question without knowing more about your claim. However, we can tell you that more complex claims with broader damage usually take longer than more straightforward claims. You should also understand that part of the process is up to your insurance company. We will assess your damage and file the claim as quickly as possible, and we’ll follow up with the insurance company if they don’t respond in a reasonable time frame. But we can’t control how quickly they address your claim, and sometimes they take longer than others.

Another thing to remember is that claims are often processed more slowly when the insurance company has received a high volume of claims. If your home or office was damaged in a hurricane that also affected many of your neighbors, the insurance company might be busier, and your claim could take longer to be processed.

Sometimes we spend additional time responding to requests from the insurer for additional documentation or negotiating for the total amount you need. While this may add to the time it takes to receive a payment, you’re also more likely to receive a fair amount.

What Should You Look For in a Cooper City Public Adjuster?

It’s crucial to research any public adjuster or adjusting firm you plan to work with. Often after widespread disasters, adjusters will solicit business by going door-to-door. That’s not necessarily a problem, but we recommend learning more about the adjuster before signing a contract. If they seem pushy or want you to sign something immediately, it may be a good idea to make an excuse and say you’ll get back to them later.

Here are some areas to investigate when considering a public adjuster:

  • First, you want to ensure your public adjuster or adjusting firm is properly licensed in Florida. 
  • Visit the adjuster’s website, read about their background, or ask them questions in person. Specifically, you’ll want to ask about their experience, training, and education. How many claims have they handled in Florida? Do they work here most of the time or primarily in other states? Intense knowledge of Florida state laws and regulations can be a huge advantage when the adjuster is reviewing your policy and working on your claim. If the adjuster spends most of their time working in other states, they might not be the best fit.
  • Continue your online search by looking up the adjuster on the Better Business Bureau website (you can narrow your search by location), then find the adjuster’s rating and read their reviews on consumer sites like Yelp or Google. It’s helpful to consider whether the reviews seem genuine and give examples rather than just offering generic but positive reviews.

What Are the Typical Fees for Cooper City Insurance Claim Services?

Public adjusters don’t require fees upfront but work for a percentage of the recovery they obtain from the insurance company. This percentage varies with more accomplished adjusters charging slightly higher amounts. Although your first instinct might be to choose the least expensive option, we recommend considering the impact of an adjuster’s experience and knowledge on your claim. In many cases, you may be better off with the help of a more seasoned Broward County public adjuster.

Florida limits public adjuster fees to 20 percent on recoveries made after you have signed a contract with the adjuster. In far-reaching disasters such as hurricanes, fees are limited to 10 percent if the governor has declared a state of emergency and your damage is related to this emergency.

Why is Pinnacle Claim Services the Best Place to Get a Cooper City Insurance Claim Review?

At Pinnacle Claim Services, we’ve been in the business of helping policyholders achieve the optimal claim settlement for years. Our public adjusters are among the industry’s most experienced and knowledgeable professionals, and they’re always pleased to tell you about their training and experience working on similar cases.

We also offer free claim evaluations. You won’t pay us anything until we secure a recovery from your insurance company, and our fees are competitive. Please contact us today to learn more about how we can help you get the ideal settlement for your property damage claim.


Living in South Florida, we are no strangers to natural disasters.


Damage Inspection

Damage Inspection

Insurance Policy Review

Insurance Policy Review

Insurance Claim Review

Insurance Claim Review

Insurance Claim Questions

How can Pinnacle Claim Services, Inc. help me?

When disaster strikes, it can be difficult knowing where to turn or who to ask for help. Pinnacle Claim Services’ professional team of Florida public insurance adjusters and support experts are here to assist you throughout every step of your damage claim from emergency services and mitigation through final settlement.

Some of the most common issues people experience with insurance companies after property damage has occurred and a claim has been initiated include: unreasonable delay on the part of the insurance company, inadequate training of the insurance company’s adjusters and adjusters that are “so busy” that your claim gets zero attention and does not progress towards resolution. Additionally, you may not have the appropriate policy with the right type of coverage or limits.

There is no set time period for settling a property damage claim with an insurance company and each claim is different. You could receive a check in a few days or it could be a few weeks. Also, it may take multiple rounds of negotiations and payments for you to be adequately and justly compensated for your claim.

Absolutely not. Some companies do possess better reputations than others and there are some who consistently delay the process unnecessarily. It’s important that you comply with your “duties after the loss” (duty to mitigate etc.) Call us, we can help!

Trust Pinnacle Claim Services, Inc: Your Local Top-Rated, Licensed & Insured Public Adjusters in Deerfield Beach!

Dale GorchoffDale Gorchoff
15:17 18 Jul 22
Positively amazing results from Pinnacle Claim Services. The diligence and professionalism from our exceptional adjuster and the superb support staff facilitated an unexpected outcome better than we could have ever imagined. Sincere thanks to everyone at Pinnacle for being there when we needed them. We would recommend Pinnacle for adjuster services without reservation.
Matida YoungMatida Young
09:10 07 Apr 22
The company done an outstanding job in getting a settlement for me. Without Brad and staff workingDiligently I would of got nothing. Brad PittmanPull the necessary sources to help me which IWill never forget. That is fighting for his clients.I was treated with respect and informed of everyDetailed steps in which I received more than 100%Satisfaction. There is no doubt in my mind I wouldUsed there service again again. And highly recommend my friends.
Denise AdamsDenise Adams
12:23 28 Mar 22
Thanks to Euton and Lori for all the help with my claim. They kept me informed continously check in with me regarding the claim. This company was awesome and I would and have been recommending Pinnacle claims to others. Great job.
Michelle TullochMichelle Tulloch
18:33 24 Mar 22
I would like to say thank you to the outstanding team working at Pinnacle . From start to finish. Special thanks to Linda who held my hand, listened to me getting impatient, stressed and overwhelmed. It was always service with a smile. She followed up with issues involving my claim as she said she would. Had an issue with payout and I was not happy. Brad jumped in and helped to further resolve the issue with the Insurance Company. Pinnacle is about you getting your correct settlement. I will definitely recommend to family and friends. Thank you Pinnacle family. I was truly blessed to have your firm represent me .
Tabitta MichelTabitta Michel
19:35 08 Feb 22
Thank You Linda.I was lost I did not know what to do with the issues I had with my claims with another company. And you took the time to help me find some answer I truly appreciate that. I would recommend my family and friends to the Pinnacle. A friend had referred me he was right.
Marie JacquesMarie Jacques
17:45 18 Aug 21
Everyone was professional.We initially started with Brad whom is very patient and attentive to every word and he extended our expectation. Miss Linda always so kind and respectful, she made sure we understood the process and always communicated every step.
Judy BJudy B
15:48 03 Jul 21
I can't thank Brad Pridemore of Pinnacle Claim Services enough for his help with our insurance claim resulting from hurricane related roof damage.Not knowing how the claim process worked and dealing with serious medical issues, it felt amazing to have someone on our sidethat is knowledgeable, worked for us and our best interest!After suffering a loss, most insurance companies give you the run around. Upon hiring Pinnacle Claim Services they immediatelygot to work on our case, communicating every step of the way. Our insurance company managed to drag it out for months,with a variety of moves intended only to delay, delay. None of the delays were Pinnacle's fault. In the end, Brad was able to get the insurance company to settle, we got a new roof and we couldn't be happier.Their fees are fair and we really appreciate all their efforts.If you find yourself in the situation that your home has been damaged, do yourself a favor and give Brad a call, you won't be sorry.Just remember, it can be a long process, but in the end it's worth the wait.I would highly recommend talking to and hiring Pinnacle Claim Services.Thank you Brad. You've been a lifesaver!
Javier GoodJavier Good
17:33 15 Feb 21
The team at Pinnacle Claims exceeded my expectations. Tom came in after my insurance company had settled a total of $9,829 for covered damages to my home, and he, Monica, Brad and Pat were able to get me another $15,530 after their fees, for a total insurance claim settlement of $25,359 so that I could fully repair the covered damages in my home the right way. They were very good at keeping me informed of the progress of the negotiated settlement, and educated me about the process and the law. Thank you Pinnacle Claims!!
Abigail BineyAbigail Biney
15:30 11 May 20
Pinnacle Claim Service, did a phenomenal job helping me with my roof claim, it was a long process but they were on top until the last .I can't thank them enough. Brad is some one who knows his job and does it well. They stay on top of everything and I don't have to tell them. Before you ask, it already done it. Thank you Brad, Any the way, I'll will recommend this Pinnacle to friends and Love ones.
About Us

Pinnacle Claim Services will request a copy of your policy, file the proper paperwork for you, put together a comprehensive estimate of damages and negotiate a fair settlement Do not become emotionally burdened. Do not be denied money for repairs you deserve. Rely on Pinnacle Claim Services to work on your behalf, keeping you informed throughout every step of the process to get every penny you deserve from the insurance companies.

Firm License # W806323