How do public adjusters help win insurance claims?

a public adjuster examining damage for a claim

If you have ever been in a situation where you’ve had to file a claim against your homeowner’s insurance, you know what an extensive and stressful process it can be. Trying to evaluate the damage to your property and generate an estimate that will cover all of the needed repair work is difficult and time-consuming. In these cases, the insurance company will send out a representative to evaluate the damage to your home, but it’s often beneficial to have a second set of eyes confirm the assessment.

If your home or property has recently been damaged, hiring a public adjuster to help you navigate through the claims process can be very beneficial. Without one, you may not be fully aware of the extent of the damage to your property, or understand the full value of your homeowner’s policy. Don’t wait until it’s too late to find out that the damage was more extensive than you originally thought — once your insurance company has issued a settlement offer, it may be too late to add to your claim!

If you are in a situation where hiring a public adjuster is the right move for you, call Pinnacle Claim Services. Our 5-star rated public adjusters are licensed by the state of Florida and are ready to work for you. Call us today at 877-70-CLAIM (866-508-5084) or contact us online to schedule your free, no-cost damage assessment today!

What Is a Public Adjuster?

A public adjuster is an independent insurance professional. They work on behalf of the policyholder in a situation where the policyholder may be trying to negotiate claims with their homeowner’s insurance company. Public insurance adjusters are not affiliated with your insurance company. They will work directly for you in order to ensure you have the highest chances of receiving the full compensation to which you’re entitled under your homeowner’s policy.

When you hire a public adjuster, they can help you with many of the steps necessary to file a claim with your insurance company. They will come out and assess the damage that your property has received, providing you with an accurate and detailed assessment. They will also review your homeowner’s policy and walk you through that, so that you know what compensation you are eligible to receive.

Perhaps most importantly, they will help to negotiate with your insurance company, enabling you to get a fair settlement so that you can make the repairs necessary to get your life and your property back together!

After the tumultuous 2005 hurricane season, olicyholders who chose to hire a public adjuster received a higher payout from their insurance company.  According to the 2010 Report by the Office of Program Policy Analysis and Government Accountability, public adjuster claims resulted in payments that were 747% higher than claims without a public adjuster. Pinnacle Claim Services has helped clients receive payouts 4073% higher than the initial carrier payout.

What Services Does Pinnacle Claim Services Offer?

When you hire a Florida public adjuster from Pinnacle Claim Services, you can expect to work with an experienced professional who will fight for your best interest when negotiating your settlement with your insurance company. Our adjusters are state-certified, and our mission is simple: we want to take care of you, the policyholder!

Here are some of the services you can expect when you hire a public adjuster from Pinnacle Claim Services:

  • We will review your policy
  • We will write a detailed and accurate assessment of the damage to your property.
  • We will thoroughly document all of our findings.
  • We will determine the scope of repairs.
  • We will meet with your insurance company representatives on your behalf
  • We will help to negotiate a fair settlement with your insurance company

What Areas of Damage Does Pinnacle Claim Services Specialize In?

We are happy to assist you with all manner of damage to your home or property. Some of the most common types of damage that we see are:

  • Damage due to flooding
  • Fire Damage
  • Damage due to mold
  • Damage due to weather
  • Roof leak insurance claim
  • Mold

If you are dealing with any of these damages to your property, we know that you are dealing with a very stressful situation. Instead of trying to navigate the entire process alone, reach out to us at 877-70-CLAIM (866-508-5084) or contact us online so that we can start lifting that burden from your shoulders and you can rest easy knowing that you have a professional working on your behalf.

How Can a Public Adjuster Help You Win Insurance Claims?

One of the most valuable things a public adjuster can offer you is their experience. Many homeowners may only need to file a homeowners claim once or twice in their lives, leaving them with very little experience in dealing with the insurance claims process. However, our experienced public adjusters from Pinnacle Claim Services work with damaged homes on a daily basis. We can use that experience to help write a detailed and accurate damage summary to submit to your insurance company. These services provide you with a better chance of getting the settlement you need to fully repair the damage.

Our knowledge can greatly assist you in areas where you may feel inexperienced and out of your depth, such as how to make a successful water leak insurance claim. When it comes to getting the full value of your Florida homeowners insurance policy, we are here for you.

As a recent article from Forbes states, “An adjuster can explain the process during a confusing and stressful time and work on your behalf handling the meetings, e-mails, phone calls and paper documents that flow for a large claim.” If the thought of someone helping you keep everything organized to ensure nothing is overlooked, contact Pinnacle Claim Services today and let us help offer you some relief!

What Can I Expect From Pinnacle Claim Services?

When you hire one of the experienced public adjusters from Pinnacle Claim Services, you can expect:

  1. A no-cost visit to your property to complete an assessment of the damages. Our experienced adjusters will be able to accurately measure the damage and use their knowledge of the current market rates to help determine a reasonable figure you should be seeking from your insurance company.
  2. We will review your homeowner’s policy and inform you about what you are entitled to under your policy.
  3. We will negotiate with your insurance company to ensure that you receive a fair settlement in order to repair the damage that occurred to your home or property. This is where having a public adjuster can really be a benefit. Insurance companies are going to do what they can to maximize their profits and minimize their losses, so it’s important to have someone with experience who can fight to get you the full amount of compensation that you are entitled to under your homeowner’s policy.

If you have any questions, contact us today. Whether you need help figuring out how to make a successful water leak insurance claim, a roof leak claim, or are wondering what your Florida homeowners insurance will cover when it comes to mold damage, we can help. When you are ready to get started, call us at 877-70-CLAIM (866-508-5084) or contact us online.