Floridians are all too familiar with weather-related property damage, but you have help in Saint Lucie. The immediate aftermath of a severe hurricane or other major event can be stressful and overwhelming.
Public adjusters are licensed professionals experienced with the intricacies of insurance claims,. You can count on the services of a public adjuster to help you recover as many benefits as possible in the wake of a disaster. When you hire a public adjuster, you are showing your insurer that you mean business and won’t tolerate being undervalued.
Our Saint Lucie Public Adjusters can handle whatever your insurer wants to throw at us. We have years in the business combatting lowball offers and advocating for the policyholder’s assets and interests. We have live claim experts standing by, so we’re here when you’re ready. Call (877) 70 CLAIM or contact us online to get started with an initial consultation.
Residents love St. Lucie County for the calm atmosphere and mellow lifestyle associated with the community. Most residents own their homes, and with the cost of living being low, the population is increasing especially among retirees. Florida is lauded for its natural sights, and you can enjoy botanical gardens and other outdoor attractions like the PGA field when you visit this county! With so much to see and do, it’s no wonder that Saint Lucie County is described as being on Florida’s “Treasure Coast.”
Because of Saint Lucie’s coastal location, the county has a moderate natural disaster risk of just over 52% with 27 declared disasters in the last 20 years. Some of the most recent storm-related disasters were reported in 2019, 2020, and 2022 from Hurricanes Dorian, Isaias and Ian. Saint Lucie has a lower natural disaster risk than some other coastal counties and remains a great place for families and retirees, but severe weather can and does strike, often when homeowners aren’t ready to handle the recovery process.
If you had to defend the validity of your property damage claim with evidence from your policy, could you do it? Do you fully understand the contents of your property insurance policy?
Many policies have a general set of coverages, but the finer benefits and extended coverage areas are what can save you serious money on home repairs after a disaster.
Most basic insurance policies should cover:
Just because most of these damaging events are usually covered also doesn’t mean that every expense incurred is covered. A St. Lucie County public adjuster can help you decipher what you do and don’t have coverage for, so you aren’t just taking your insurers word for it.
You shouldn’t have to take a reading test on the contents of your insurance policy in order to use the benefits, right? Actually, your insurer “won’t notice” that you omitted filing for certain benefits on your claim if you didn’t bring them to the representative’s attention. While this may be frustrating news, a Saint Lucie public adjuster like the ones at Pinnacle can make sure that no stone is left unturned when reviewing the contents of your policy.
Insurance policies are lengthy and full of confusing terminology that makes it way too easy to accidentally overlook important details. Public adjusters are trained to deep-dive into the contents of your policy and scan for those fine details, as we’ve seen how big of a difference they make. You aren’t likely to uncover every relevant point of coverage in your policy without prior knowledge and experience, so a Florida public claims adjuster can fill in the blanks or paint the whole picture when you need it.
Managing the process of filing a property damage insurance claim alone can make you overwhelmed and anxious. Your insurer may even be counting on your inexperience, so reach out and use local resources!
A public adjuster in Saint Lucie County can help guide you through the difficult aspects of the claims process. They will also give you a damages evaluation, a policy review, a claims review, and offer you professional advice throughout the process, including during negotiations. Unlike insurance company adjusters or so-called “independent” adjusters, public adjusters work directly for you, not the insurer.
Many policyholders walk away from their property damage claim feeling unsatisfied, but not you! When you work with a public adjuster, you can feel confident that you are walking away with a settlement that reflects the coverages you pay for every month. Your insurance representative has an obligation to the goals of the company, while our only obligation is to you. We can help you avoid having your claim undervalued by your insurer and keep them honest and accurate about the estimated cost of home repairs.
There is zero upfront cost. Yes, you read that right! Our services don’t cost a dime until your claim has officially been settled. The only compensation Pinnacle will receive from representing you is a small and agreed-upon percentage of your final settlement. Pinnacle Claims Services are risk-free because we don’t win unless you do. No settlement = no payment. Call today to learn more about our payment options!
It can be daunting to think about representing yourself in negotiations, and with no experience and limited knowledge about the claims process, you could be setting yourself up to lose. Managing property damage in isolation won’t help anyone but your insurer, but a public adjuster can ensure that your best interests are the top priority during the negotiation and restoration processes.
Over our many years in business, we’ve built strong relationships with some of the best restoration professionals in the area. When you feel conflicted about which team to hire for the job, we may be able to help you sort through your choices. We’ll never recommend a team that we don’t trust to take care of our clients the way we do!
There are some initial steps that you can take immediately after property damages occur, which may help your claim’s final outcome. These are all small tasks that can significantly improve your chances of walking away happy with your claim.
One of the best things you can do to protect the worth of your claim is to attempt to stop further damages from affecting your property. When you patch up a leak, cut off your water supply, or dry out water damage, you are proving to your insurer that you are a responsible property owner who has taken every reasonable and necessary measure to keep the property from falling into a worse condition.
Extreme weather can be really scary, especially if you are ill-prepared. Fortunately, the state of Florida has many resources for citizens to take advantage of in such stressful and sometimes dangerous times.
It might seem redundant, but reaching out to an unbiased insurance claims advocate is a vital step in protecting your property damage claim. Insurance companies have a lot more experience with this process than you do, and they may use that fact to avoid paying out the full extent of available benefits for your claim. In fact, they wrote some of the rules of the game thanks to extensive lobbying in the state of Florida, so get support from someone who knows how to play and win.
Property damage is stressful, and the aftermath can be even worse. That’s why we have team members standing by ready to conduct an initial consultation and jumpstart our review and representation process.
It can be hard to maintain a normal schedule while managing the immediate effects of property damage, so we’re available noon and night. Our live claim experts are available 24/7, so call (877) 70-CLAIM or contact us online when you’re ready to get started.
Living in South Florida, we are no strangers to natural disasters.
LET US PERFORM A FULL REVIEW OF YOUR INSURANCE POLICY TO MAKE SURE YOU HAVE THE CORRECT COVERAGE!
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When disaster strikes, it can be difficult knowing where to turn or who to ask for help. Pinnacle Claim Services’ professional team of Florida public insurance adjusters and support experts are here to assist you throughout every step of your damage claim from emergency services and mitigation through final settlement.
Some of the most common issues people experience with insurance companies after property damage has occurred and a claim has been initiated include: unreasonable delay on the part of the insurance company, inadequate training of the insurance company’s adjusters and adjusters that are “so busy” that your claim gets zero attention and does not progress towards resolution. Additionally, you may not have the appropriate policy with the right type of coverage or limits.
There is no set time period for settling a property damage claim with an insurance company and each claim is different. You could receive a check in a few days or it could be a few weeks. Also, it may take multiple rounds of negotiations and payments for you to be adequately and justly compensated for your claim.
Absolutely not. Some companies do possess better reputations than others and there are some who consistently delay the process unnecessarily. It’s important that you comply with your “duties after the loss” (duty to mitigate etc.) Call us, we can help!
Pinnacle Claim Services will request a copy of your policy, file the proper paperwork for you, put together a comprehensive estimate of damages and negotiate a fair settlement Do not become emotionally burdened. Do not be denied money for repairs you deserve. Rely on Pinnacle Claim Services to work on your behalf, keeping you informed throughout every step of the process to get every penny you deserve from the insurance companies.
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THIS IS A SOLICITATION FOR BUSINESS. IF YOU HAVE HAD A CLAIM FOR AN INSURED PROPERTY LOSS OR DAMAGE AND YOU ARE SATISFIED WITH THE PAYMENT BY YOUR INSURER, YOU MAY DISREGARD THIS ADVERTISEMENT.
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