Property damage can strike abruptly and without warning, leaving you and your family distraught over what to do next. You could be scrambling with questions and concerns, but the only resource you have available at your disposal is your insurance representative. Is that enough? Most of the time, that answer is “no.” An insurance agent may follow a protocol that is to the company’s benefit and not necessarily yours. They are not obligated to help you fully understand your policy and don’t have to tell you about benefits your claim could be leaving on the table.
An Indian River County public adjuster is a valuable resource that can assist policyholders in utilizing the full extent of their coverage through a property damage claim. By working with an adjuster, claimants can ensure that they are getting an accurate quote on repair costs and they are going after every bit of benefits available. There will be many people working on your property’s restoration, but with a public adjuster, you can rest easy knowing that they are advocating for you on-site and at the negotiation table.
The claim process is a stressful journey. No one should have to face it alone. You can get valuable resources, knowledgeable aid, and qualified representation when you work with a public adjuster. These advantages will show an insurance representative that you mean business and you have a team ready to fight for a fair settlement that reflects all the coverage you pay for. Call (877) 70-CLAIM to talk with one of our live claim experts and get started with an initial consultation.
If you visit Indian River County in Florida, you’ll see a place that has preserved its historical beauty throughout every community. Home to the Treasure Coast, where buried treasure and artifacts are said to rest, Indian River County has so much to explore. The Indian River Historical Society is dedicated to keeping the beauties of Treasure Coast available to the public, and the efforts are apparent in the breathtaking natural scenery this county has to offer. Indian River is also home to the nation’s first National Wildlife Conservatory, meaning humans and wildlife can enjoy the rich land.
Florida is well-known for tropical storms and hurricanes, which can make any property owner in the state wary of catastrophic damages. But between storm surges and a history of major disasters, Indian River County has even more to worry about. The local government has put together a website relaying information about the county’s risk of flooding at any given time. Floods are a common occurrence because of the state’s frequent tropical storms, tidal surges, and heavy rains.
There are some precautions that every policyholder can take independently to ensure that they are making their best effort to protect their property damage claim. It is most important that you stay on top of every step, including any new developments that arise as your claim is being handled and remediation work begins.
Remember to always act quickly with your insurer. Leaving the damage alone longer than it should have is a common reason behind reduced or denied insurance claims.
One of the first steps you should take after recognizing the extent of damage done to your property is to document your findings. Thoroughly examine and photograph any damage that you see, and make a list of all damaged or unrecoverable possessions. This list will be an important resource that your public adjuster can refer back to, and it is necessary for your insurer to fully understand what you’ve lost.
When you hear your insurer’s first offer, your stomach might sink. This situation happens because insurance companies are notorious for undervaluing property damage claims. Their hope is that the policyholder won’t have it in them to negotiate for what their claim is worth.
You are always allowed to deny an offer and meet back again to discuss it at a later time. When you work with a public adjuster, they help you negotiate your claim using the skills and knowledge that come with their years of experience. With a public adjuster in Indian River County at your side, you don’t have to worry about your coverage being taken advantage of.
Extreme weather can be really scary, especially if you are ill-prepared. Fortunately, Florida has many resources for citizens to take advantage of during stressful and sometimes dangerous times.
You might be shocked to see just how much most insurance policies actually cover. Most policyholders are covered for a wide range of impactful and damaging events, such as:
Just because you are covered in case of these events doesn’t necessarily mean that every aspect of the damage will automatically be covered by your insurance plan, though. This risk is why it is crucial to have a knowledgeable resource like a public adjuster to help you understand the ins and outs of your policy. The assistance you receive ensures that you are seeking every ounce of coverage that you pay for.
After experiencing the initial shock of property damage, your first instinct might be to run to your insurer and ask them for guidance, but that might not always work out in your favor. Insurers and so-called “independent” adjusters are motivated by profit and may avoid giving out the full extent of coverage promised by the policy. In other words, when you go to an insurance representative for advice, you’ll never know if the guidance they’re giving you is actually in your best interest or the company’s.
An Indian River County public adjuster, on the other hand, works directly for you. While they have similar knowledge to insurance employees regarding the work needed for restoration and what goes into a successful insurance claim, what they don’t have in common is an obligation to the insurance company itself.
A public adjuster’s only obligation is to you, the policyholder. We fight for your best interest so you are able to accurately estimate your full repair costs and then seek every iota of coverage available.
Pinnacle Claim Services will send an adjuster to you in Indian River County to review the active claim and your insurance policy. We also perform a full damage inspection and repair assessment.
We want to help policyholders understand that they’ve paid for the coverage they need in their time of crisis. Our adjusters will guide you through the difficult points of your policy and the claims process so that you can walk away from this process with a restored property and newfound confidence in your insurance coverage.
We win when you win! At Pinnacle Claim Services, we promise not to ask for a fee until we’ve earned it.
We charge $0 down and $0 until we’ve successfully fought for your settlement. Our only compensation is a marginal, agreed-upon percentage of your final payout.
One of the hardest parts of the claim process for policyholders is negotiation talks. It can be difficult for the average person with limited experience working with insurance companies to understand exactly what a claim is worth or how to effectively negotiate up to that number, but that’s where our skilled Indian River County public adjusters come in. We’ll work alongside you through negotiations so you’ll never have to talk money on your own with your insurer.
If you’ve just endured the initial effects of property damage, making a phone call is the best thing you can do. We will send a representative to your area. Our services can help make the claims journey less stressful. We alleviate the pressure put on you to make the right decisions in your property damage claim. Our adjusters have seen hundreds of insurance claims, so we can guide and direct you toward what might be best for your unique situation.
Our live claim experts are available 24/7, so whenever you’re ready, we’ll be waiting to take your call! Remember, you pay nothing upfront, and we’ll act fast to get your home’s insurance claim protected from being undervalued and manipulated.
Call (877) 70-CLAIM or contact us online and get in touch with one of Florida’s best.
Living in South Florida, we are no strangers to natural disasters.
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When disaster strikes, it can be difficult knowing where to turn or who to ask for help. Pinnacle Claim Services’ professional team of Florida public insurance adjusters and support experts are here to assist you throughout every step of your damage claim from emergency services and mitigation through final settlement.
Some of the most common issues people experience with insurance companies after property damage has occurred and a claim has been initiated include: unreasonable delay on the part of the insurance company, inadequate training of the insurance company’s adjusters and adjusters that are “so busy” that your claim gets zero attention and does not progress towards resolution. Additionally, you may not have the appropriate policy with the right type of coverage or limits.
There is no set time period for settling a property damage claim with an insurance company and each claim is different. You could receive a check in a few days or it could be a few weeks. Also, it may take multiple rounds of negotiations and payments for you to be adequately and justly compensated for your claim.
Absolutely not. Some companies do possess better reputations than others and there are some who consistently delay the process unnecessarily. It’s important that you comply with your “duties after the loss” (duty to mitigate etc.) Call us, we can help!
Pinnacle Claim Services will request a copy of your policy, file the proper paperwork for you, put together a comprehensive estimate of damages and negotiate a fair settlement Do not become emotionally burdened. Do not be denied money for repairs you deserve. Rely on Pinnacle Claim Services to work on your behalf, keeping you informed throughout every step of the process to get every penny you deserve from the insurance companies.
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