When you’ve gone through a tragic event that has damaged your property, such as a major storm, it is crucial to have a valuable team on your side. Working with the right people helps the journey to recovery progress efficiently and with minimal setbacks.
Your know to reach out to your insurer when you’ve initially discovered property damage, but what about during the steps that come after? Are you prepared to negotiate the terms of your coverage and deep dive into the fine details of your policy? Well, the bottom line is that you shouldn’t have to! You pay a monthly premium for quality insurance coverage, and you deserve to use it when you need it. A public adjuster is a licensed professional that can help protect your property damage claim from being undervalued, getting you the most out of your policy.
Our team at Pinnacle Claim Services is ready to tackle anything that your insurer throws your way. Our Monroe County public adjusters are prepared for common strategies that insurers use to undervalue claims. We are skilled in uncovering hidden benefits and helping document your losses’ full extent.
We have live claim experts available 24/7 who will conduct a free consultation that begins our process of inspection, review, and representation. Call (877) 70-CLAIM or contact us online to speak with a member of our team!
Monroe County is the largest county by area in Florida. This land is rich in natural sights and resources and is home to many cherished species of wildlife.
More than 99.9% of the county’s population lives on the chain of islands commonly known as the Florida Keys. There are so many fun things to do in the Florida Keys! Aside from exploring the famously rich land, you can enjoy sights at the Dry Tortugas National Park, experience Theater of the Sea, or even make memories at the Southernmost Point of the Continental U.S.A!
The state of Florida is well-known for its frequent tropical storms, as well as more severe hazards like hurricanes. Monroe County, situated at the southern tip of the state, is all too familiar with the state’s storm history. Its location is a prime target for many storms that have hit the state. Over the past 20 years, Monroe County has declared 36 disasters, most of which are related to hurricanes. The most current declarations were from hazards related to hurricanes Dorian (2019), Isaias (2020), and Ian (2022), as well as Tropical Storm Elsa (2021).
You deserve transparency, which is why we’re open about our process and how we do things here at Pinnacle Claim Services. Our organized procedure helps us gather information and then use our findings to ensure that your insurance representative is prepared to offer you a fair settlement, one utilizing all the points of your current coverage.
At Pinnacle, we believe in helping you get exactly what you expect from your insurance claim. We’ve had many years in the business, and we’ve seen clients come in confused and overwhelmed. They often feel left in the dark by their insurers, or left by the wayside because they didn’t receive all of the benefits they expected.
We are always upfront about our process and what we can do to help you. That’s how it should be! Our organized procedures allow us to gather essential information that we use to build an accurate estimate of your claim’s worth. We then help you leverage that data at the negotiation table with your insurer.
It all starts with you. We act fast, so the moment you call, we jump into action. It all begins the process of gathering evidence in support of your active claim. You’ll complete an initial consultation that helps us better understand the fine points of your situation. This is a great starting point so that your adjuster is confidently prepared to present you with a plan of action.
We will conduct an inspection independent of the one that your insurer will carry out so that this way we have first-hand data to represent you with. This thorough examination of the property and the damage inflicted will be essential to understanding what happened. We’ll help you determine the actual severity of the damages and the likely repair costs, given the current pricing on materials and labor in your area.
The only way for us to confidently understand your policy is to read it! You shouldn’t have to understand insurance lingo and coverage points to use the benefits that you pay for; that’s what we’re here for! We will deep-dive into your policy and current property damage claim, cross-checking the damages you’ve suffered to the benefits available in your existing coverage. This is a productive way for our team to build an accurate estimate of what your claim is worth.
Our team has had many years in business, building relationships with trusted professionals across many specialties of restoration. When you don’t know who to put on your team, we have a whole roster of all-stars who will work hard with integrity and care for your property. We never recommend someone that we don’t trust, so when you work with Pinnacle you get more than a public adjuster: you get a team!
Your home is likely one of your greatest assets, so it is important that you take every necessary step to protect it. There are some precautions that you can take without the help of your insurer, but these measures will definitely help all parties involved understand what happened, as well as add protection from false claims of neglect or lack of cooperation.
Keep an organized file documenting the damages you’ve suffered, including all of your losses and out-of-pocket expenses. Once it is safe to do so, you should enter the property to take photos of all damaged or unsalvageable personal belongings, appliances, or parts of your home’s foundation. This step is likely required, as your insurer will need a list of everything you lost because of the damage. It’s best to jump on documenting damage early. As with most aspects of property damage, the sooner you attend to it, the better.
When you soften the blow of the damages by turning off your main water supply, drying out any excess water, or patching up holes in the foundation to prevent leaks, you are showing your insurer that you’ve taken every reasonable and necessary measure to ensure that no damage is caused by your neglect or failure to act appropriately.
Extreme weather can be scary, especially if you are ill-prepared. Fortunately, Florida has many resources for citizens to take advantage of in such stressful and sometimes dangerous times.
One of the best resources that a policyholder could have through a property damage claim is a qualified and experienced public adjuster.
Our trusted public adjusters are equipped to help policyholders through various types of property damage, such as:
When you work with a public adjuster, you have a certified professional that can advocate for your best interest, is skilled in handling claims with insurers thanks to their experience, and understands the complexities of insurance coverage and damage claims.
It can be difficult to manage the initial aftermath of extreme property damage on a normal schedule, which is why we have taken the liberty to remove office hours altogether for new clients searching for help. We have live claim experts available 24/7 who will conduct an initial consultation that assesses the more unique details of your situation and will get you set up for your damage inspection and review.
Call (877) 70-CLAIM or contact us online today to speak with one of Florida’s best!
Living in South Florida, we are no strangers to natural disasters.
LET US PERFORM A FULL REVIEW OF YOUR INSURANCE POLICY TO MAKE SURE YOU HAVE THE CORRECT COVERAGE!
Damage Inspection
Insurance Policy Review
Insurance Claim Review
When disaster strikes, it can be difficult knowing where to turn or who to ask for help. Pinnacle Claim Services’ professional team of Florida public insurance adjusters and support experts are here to assist you throughout every step of your damage claim from emergency services and mitigation through final settlement.
Some of the most common issues people experience with insurance companies after property damage has occurred and a claim has been initiated include: unreasonable delay on the part of the insurance company, inadequate training of the insurance company’s adjusters and adjusters that are “so busy” that your claim gets zero attention and does not progress towards resolution. Additionally, you may not have the appropriate policy with the right type of coverage or limits.
There is no set time period for settling a property damage claim with an insurance company and each claim is different. You could receive a check in a few days or it could be a few weeks. Also, it may take multiple rounds of negotiations and payments for you to be adequately and justly compensated for your claim.
Absolutely not. Some companies do possess better reputations than others and there are some who consistently delay the process unnecessarily. It’s important that you comply with your “duties after the loss” (duty to mitigate etc.) Call us, we can help!
Pinnacle Claim Services will request a copy of your policy, file the proper paperwork for you, put together a comprehensive estimate of damages and negotiate a fair settlement Do not become emotionally burdened. Do not be denied money for repairs you deserve. Rely on Pinnacle Claim Services to work on your behalf, keeping you informed throughout every step of the process to get every penny you deserve from the insurance companies.
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THIS IS A SOLICITATION FOR BUSINESS. IF YOU HAVE HAD A CLAIM FOR AN INSURED PROPERTY LOSS OR DAMAGE AND YOU ARE SATISFIED WITH THE PAYMENT BY YOUR INSURER, YOU MAY DISREGARD THIS ADVERTISEMENT.
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