aerial shot of monroe county florida
aerial shot of monroe county florida
Monroe County Public Adjuster

Monroe County Public Adjuster

When you’ve gone through a tragic event that has damaged your property, such as a major storm, it is crucial to have a valuable team on your side. Working with the right people helps the journey to recovery progress efficiently and with minimal setbacks.

Florida beach with lighthouse. Cape Florida Lighthouse, Key Biscayne, Miami, Florida, USA

Your know to reach out to your insurer when you’ve initially discovered property damage, but what about during the steps that come after? Are you prepared to negotiate the terms of your coverage and deep dive into the fine details of your policy? Well, the bottom line is that you shouldn’t have to! You pay a monthly premium for quality insurance coverage, and you deserve to use it when you need it. A public adjuster is a licensed professional that can help protect your property damage claim from being undervalued, getting you the most out of your policy.

Our team at Pinnacle Claim Services is ready to tackle anything that your insurer throws your way. Our Monroe County public adjusters are prepared for common strategies that insurers use to undervalue claims. We are skilled in uncovering hidden benefits and helping document your losses’ full extent.

We have live claim experts available 24/7 who will conduct a free consultation that begins our process of inspection, review, and representation. Call (877) 70-CLAIM or contact us online to speak with a member of our team!

Life Down in the Florida Keys

Monroe County is the largest county by area in Florida. This land is rich in natural sights and resources and is home to many cherished species of wildlife.

More than 99.9% of the county’s population lives on the chain of islands commonly known as the Florida Keys. There are so many fun things to do in the Florida Keys! Aside from exploring the famously rich land, you can enjoy sights at the Dry Tortugas National Park, experience Theater of the Sea, or even make memories at the Southernmost Point of the Continental U.S.A!

Storm History in Monroe County

The state of Florida is well-known for its frequent tropical storms, as well as more severe hazards like hurricanes. Monroe County, situated at the southern tip of the state, is all too familiar with the state’s storm history. Its location is a prime target for many storms that have hit the state. Over the past 20 years, Monroe County has declared 36 disasters, most of which are related to hurricanes. The most current declarations were from hazards related to hurricanes Dorian (2019), Isaias (2020), and Ian (2022), as well as Tropical Storm Elsa (2021).

The Pinnacle Process: Working With Our Monroe County Insurance Claims Adjusters

You deserve transparency, which is why we’re open about our process and how we do things here at Pinnacle Claim Services. Our organized procedure helps us gather information and then use our findings to ensure that your insurance representative is prepared to offer you a fair settlement, one utilizing all the points of your current coverage.

At Pinnacle, we believe in helping you get exactly what you expect from your insurance claim. We’ve had many years in the business, and we’ve seen clients come in confused and overwhelmed. They often feel left in the dark by their insurers, or left by the wayside because they didn’t receive all of the benefits they expected.

We are always upfront about our process and what we can do to help you. That’s how it should be! Our organized procedures allow us to gather essential information that we use to build an accurate estimate of your claim’s worth. We then help you leverage that data at the negotiation table with your insurer.

We’re Standing By to Take Your Call!

It all starts with you. We act fast, so the moment you call, we jump into action. It all begins the process of gathering evidence in support of your active claim. You’ll complete an initial consultation that helps us better understand the fine points of your situation. This is a great starting point so that your adjuster is confidently prepared to present you with a plan of action.

Thorough Damage Inspection

We will conduct an inspection independent of the one that your insurer will carry out so that this way we have first-hand data to represent you with. This thorough examination of the property and the damage inflicted will be essential to understanding what happened. We’ll help you determine the actual severity of the damages and the likely repair costs, given the current pricing on materials and labor in your area.

Detailed Policy and Claim Review

The only way for us to confidently understand your policy is to read it! You shouldn’t have to understand insurance lingo and coverage points to use the benefits that you pay for; that’s what we’re here for! We will deep-dive into your policy and current property damage claim, cross-checking the damages you’ve suffered to the benefits available in your existing coverage. This is a productive way for our team to build an accurate estimate of what your claim is worth.

Aid Through Restoration

Our team has had many years in business, building relationships with trusted professionals across many specialties of restoration. When you don’t know who to put on your team, we have a whole roster of all-stars who will work hard with integrity and care for your property. We never recommend someone that we don’t trust, so when you work with Pinnacle you get more than a public adjuster: you get a team!

Protect Your Interests With Our Monroe County Public Claims Adjusters

Your home is likely one of your greatest assets, so it is important that you take every necessary step to protect it. There are some precautions that you can take without the help of your insurer, but these measures will definitely help all parties involved understand what happened, as well as add protection from false claims of neglect or lack of cooperation.

Document All Damages and Losses

Keep an organized file documenting the damages you’ve suffered, including all of your losses and out-of-pocket expenses. Once it is safe to do so, you should enter the property to take photos of all damaged or unsalvageable personal belongings, appliances, or parts of your home’s foundation. This step is likely required, as your insurer will need a list of everything you lost because of the damage. It’s best to jump on documenting damage early. As with most aspects of property damage, the sooner you attend to it, the better.

Attempt to Mitigate Damages

When you soften the blow of the damages by turning off your main water supply, drying out any excess water, or patching up holes in the foundation to prevent leaks, you are showing your insurer that you’ve taken every reasonable and necessary measure to ensure that no damage is caused by your neglect or failure to act appropriately.

Utilize Community Resources

Extreme weather can be scary, especially if you are ill-prepared. Fortunately, Florida has many resources for citizens to take advantage of in such stressful and sometimes dangerous times.

Call a Public Adjuster!

One of the best resources that a policyholder could have through a property damage claim is a qualified and experienced public adjuster.

Our trusted public adjusters are equipped to help policyholders through various types of property damage, such as:

When you work with a public adjuster, you have a certified professional that can advocate for your best interest, is skilled in handling claims with insurers thanks to their experience, and understands the complexities of insurance coverage and damage claims.

Cities We Serve With Our Monroe County Insurance Claim Services

  • Bahia Honda Key
  • Bay Point
  • Big Coppitt Key
  • Big Pine Key
  • Cudjoe Key
  • Duck Key
  • Everglades
  • Flamingo
  • Islamorada
  • Key Colony Beach
  • Key Largo
  • Key West
  • Layton
  • Marathon
  • Marquesas Keys
  • North Key Largo
  • Stock Island
  • Sugarloaf Shores
  • Tavernier

Our Experts Are Available for Your Monroe County Insurance Claim Review!

It can be difficult to manage the initial aftermath of extreme property damage on a normal schedule, which is why we have taken the liberty to remove office hours altogether for new clients searching for help. We have live claim experts available 24/7 who will conduct an initial consultation that assesses the more unique details of your situation and will get you set up for your damage inspection and review.

Call (877) 70-CLAIM or contact us online today to speak with one of Florida’s best!


Living in South Florida, we are no strangers to natural disasters.


Damage Inspection

Damage Inspection

Insurance Policy Review

Insurance Policy Review

Insurance Claim Review

Insurance Claim Review

Insurance Claim Questions

How can Pinnacle Claim Services, Inc. help me?

When disaster strikes, it can be difficult knowing where to turn or who to ask for help. Pinnacle Claim Services’ professional team of Florida public insurance adjusters and support experts are here to assist you throughout every step of your damage claim from emergency services and mitigation through final settlement.

Some of the most common issues people experience with insurance companies after property damage has occurred and a claim has been initiated include: unreasonable delay on the part of the insurance company, inadequate training of the insurance company’s adjusters and adjusters that are “so busy” that your claim gets zero attention and does not progress towards resolution. Additionally, you may not have the appropriate policy with the right type of coverage or limits.

There is no set time period for settling a property damage claim with an insurance company and each claim is different. You could receive a check in a few days or it could be a few weeks. Also, it may take multiple rounds of negotiations and payments for you to be adequately and justly compensated for your claim.

Absolutely not. Some companies do possess better reputations than others and there are some who consistently delay the process unnecessarily. It’s important that you comply with your “duties after the loss” (duty to mitigate etc.) Call us, we can help!

Trust Pinnacle Claim Services, Inc: Your Local Top-Rated, Licensed & Insured Public Adjusters in Deerfield Beach!

Dale GorchoffDale Gorchoff
15:17 18 Jul 22
Positively amazing results from Pinnacle Claim Services. The diligence and professionalism from our exceptional adjuster and the superb support staff facilitated an unexpected outcome better than we could have ever imagined. Sincere thanks to everyone at Pinnacle for being there when we needed them. We would recommend Pinnacle for adjuster services without reservation.
Matida YoungMatida Young
09:10 07 Apr 22
The company done an outstanding job in getting a settlement for me. Without Brad and staff workingDiligently I would of got nothing. Brad PittmanPull the necessary sources to help me which IWill never forget. That is fighting for his clients.I was treated with respect and informed of everyDetailed steps in which I received more than 100%Satisfaction. There is no doubt in my mind I wouldUsed there service again again. And highly recommend my friends.
Denise AdamsDenise Adams
12:23 28 Mar 22
Thanks to Euton and Lori for all the help with my claim. They kept me informed continously check in with me regarding the claim. This company was awesome and I would and have been recommending Pinnacle claims to others. Great job.
Michelle TullochMichelle Tulloch
18:33 24 Mar 22
I would like to say thank you to the outstanding team working at Pinnacle . From start to finish. Special thanks to Linda who held my hand, listened to me getting impatient, stressed and overwhelmed. It was always service with a smile. She followed up with issues involving my claim as she said she would. Had an issue with payout and I was not happy. Brad jumped in and helped to further resolve the issue with the Insurance Company. Pinnacle is about you getting your correct settlement. I will definitely recommend to family and friends. Thank you Pinnacle family. I was truly blessed to have your firm represent me .
Tabitta MichelTabitta Michel
19:35 08 Feb 22
Thank You Linda.I was lost I did not know what to do with the issues I had with my claims with another company. And you took the time to help me find some answer I truly appreciate that. I would recommend my family and friends to the Pinnacle. A friend had referred me he was right.
Marie JacquesMarie Jacques
17:45 18 Aug 21
Everyone was professional.We initially started with Brad whom is very patient and attentive to every word and he extended our expectation. Miss Linda always so kind and respectful, she made sure we understood the process and always communicated every step.
Judy BJudy B
15:48 03 Jul 21
I can't thank Brad Pridemore of Pinnacle Claim Services enough for his help with our insurance claim resulting from hurricane related roof damage.Not knowing how the claim process worked and dealing with serious medical issues, it felt amazing to have someone on our sidethat is knowledgeable, worked for us and our best interest!After suffering a loss, most insurance companies give you the run around. Upon hiring Pinnacle Claim Services they immediatelygot to work on our case, communicating every step of the way. Our insurance company managed to drag it out for months,with a variety of moves intended only to delay, delay. None of the delays were Pinnacle's fault. In the end, Brad was able to get the insurance company to settle, we got a new roof and we couldn't be happier.Their fees are fair and we really appreciate all their efforts.If you find yourself in the situation that your home has been damaged, do yourself a favor and give Brad a call, you won't be sorry.Just remember, it can be a long process, but in the end it's worth the wait.I would highly recommend talking to and hiring Pinnacle Claim Services.Thank you Brad. You've been a lifesaver!
Javier GoodJavier Good
17:33 15 Feb 21
The team at Pinnacle Claims exceeded my expectations. Tom came in after my insurance company had settled a total of $9,829 for covered damages to my home, and he, Monica, Brad and Pat were able to get me another $15,530 after their fees, for a total insurance claim settlement of $25,359 so that I could fully repair the covered damages in my home the right way. They were very good at keeping me informed of the progress of the negotiated settlement, and educated me about the process and the law. Thank you Pinnacle Claims!!
Abigail BineyAbigail Biney
15:30 11 May 20
Pinnacle Claim Service, did a phenomenal job helping me with my roof claim, it was a long process but they were on top until the last .I can't thank them enough. Brad is some one who knows his job and does it well. They stay on top of everything and I don't have to tell them. Before you ask, it already done it. Thank you Brad, Any the way, I'll will recommend this Pinnacle to friends and Love ones.
About Us

Pinnacle Claim Services will request a copy of your policy, file the proper paperwork for you, put together a comprehensive estimate of damages and negotiate a fair settlement Do not become emotionally burdened. Do not be denied money for repairs you deserve. Rely on Pinnacle Claim Services to work on your behalf, keeping you informed throughout every step of the process to get every penny you deserve from the insurance companies.

Firm License # W806323