Water damage causing brown marks on house wall
Water damage causing brown marks on house wall
Water Damage

Florida Water Damage Claims Adjuster

Water Damage Claim Adjuster

Even with advanced forecasting of major storms, water damage can be sudden and unexpected. Leaky plumbing, windows, or roofing can cause unexpected and inconvenient water damage. 

This stressful event would put weight on anyone’s shoulders, but you don’t have to tackle the process alone. We know how to stand by our clients when they need us most. Our job as public adjusters not only consists of inspecting the damage related to your claim and acting on your behalf during negotiations, but we also serve as a valuable resource. 

When dealing with insurers, we advocate for your best interest. Having representation from a Florida public adjuster means you have an expert who works solely on your behalf, with no bias toward the insurer’s goals. 

Pinnacle Claim Services is available for you to schedule a free consultation 24/7! We know that in the event of property damage, you are scrambling to manage every piece of the puzzle, so we’re always here when you’re ready. Contact us online or by calling (866) 508-5084.

What Can a Florida Public Adjuster Do for You?

When you face water damage on your property, it may look impossible to repair. Water damage repairs are indeed complex, but with the right team, the process of getting a settlement to fix your home doesn’t have to be intimidating. 

Pinnacle’s public adjusters have trusted resources to help make the experience less overwhelming. We have long-standing relationships with expert-level technicians who can provide their essential services:

  • Extracting water
  • Hauling away debris
  • Cleaning and sanitizing all affected areas
  • Removing and discarding unsalvageable items from the home 
  • Drying your structure
  • Deodorizing the property 

Before any claim or repairs are started, you’ll want to ensure that you have taken photos and documented all areas that were affected by the water damage. This way, we have a record of what happened in case it is necessary for future reference. 

We have an efficient 3-step procedure that will help us remain organized and objectively gather the facts of your claim. When you schedule a meeting with a seasoned public adjuster near you, we will conduct the following at no charge:

  • Free on-site damage inspection
  • Free insurance policy review
  • Free claim evaluation

After this process is complete, we’ll be ready to represent you in negotiations. With our help, you’ll be closer to having your property back in prime condition.

What to Do After Discovering Water Damage

According to the Insurance Information Institute (III), water damage is the second most common type of reported property damage overall. One of the biggest and most common expenses is the cost of roof leak repair. This damage is also some of the most costly and time-consuming to repair. 

Unexpected water damage can leave you flustered and unsure of how to react, causing ill-advised actions that may hurt your ability to have all your repairs covered by insurance benefits. Try your best to remain calm while moving swiftly and thinking strategically. 

When you notice water damage, you must assess for an immediate emergency, but if there is none, then take pictures. Take photos of everything before and after you have dried out the home. 

If you must make repairs to stabilize the condition of your home or keep your family safe, keep them minimal and only repair emergency-level necessities (e.g., part of roof or wall missing, leaving inside exposed). If there are broken pipes, appliances, water lines, or other equipment, be sure not to throw them away! 

Remember that insurance companies will do everything they can to question the source of your damage and whether your policy should cover it. Save all evidence you can, and act fast with the help of experienced Florida public adjusters.

List of “Don’ts” After a Water Damage Incident:

  • Don’t repair anything that isn’t an emergency
  • Don’t hire any contractor or crew or sign a contract before settling your claim
  • Don’t remove or discard parts of the ceiling, walls, roofing, or anything that could be considered evidence for the claim
  • In extreme cases, don’t return home until it has been inspected and cleared of toxins 
  • Don’t wait for the damage to get worse, even if it is bearable now

Water Damage Only Gets Worse!

Because water damage is so complex to repair, when it is minimal, some people might think to ignore the problem until they’re reminded of it again. This is never advised because water damage is unpredictable and can increase in severity without warning. What was a small leak in the ceiling when you went to bed could become a crater in your roof or an enemy to your floors by morning. 

Worse, many insurance companies will make the excuse that much of the damage was caused by your own failure to act following the initial incident. Since homeowner neglect isn’t covered by insurers, you must act fast to minimize damage while still preserving your ability to file a strong claim.

For Floridians, property owners must take humidity into consideration when identifying and treating water damage. That’s why many Floridians invest in Florida homeowners insurance for mold. Taking action quickly can be the saving grace from adding mold damage to the list of repairs. 

But how do I look for mold? The musty smell of wet foundation and discoloration of any walls will be your best indicators. If you need to check for mold after water damage, try this guide from the Florida state health department.    

How to Make a Successful Water Leak Insurance Claim? Our Adjusters Will Be Your Second Pair of Eyes

Public adjusters are trained to help you catch details of the damage that you previously hadn’t noticed. We conduct an independent investigation of the damage, separate from the insurer, so that we can assess the details as we see them and discuss them with the insurer’s representative during negotiations. We will document all data and determine the scope of the repairs from this process, which we will bring to the table when discussions with the insurer’s agent arise. 

Available 24/7! Call Pinnacle Claim Services Today 

Your insurance company shouldn’t be able to guide you through this process alone, as they hold a set of procedures and goals with the company’s benefit in mind. Public adjusters are the only professional adjusters legally recognized to help Floridians through this stressful process. 

Pinnacle’s public adjuster services are local, top-rated, and all our adjusters are licensed and insured. Our services are meant to give you more time to focus on the things that matter during a property damage situation, like taking care of your family and loved ones.

According to the Federal Emergency Management Agency (FEMA), the spores can be designated as a mold problem in just 24-48 hours of growth. Mold acts fast, and so should you. Call today!

We are available anytime! Contact us online or call (866) 508-5084 to schedule a time to complete an on-site estimate.


Living in South Florida, we are no strangers to natural disasters.


Damage Inspection

Damage Inspection

Insurance Policy Review

Insurance Policy Review

Insurance Claim Review

Insurance Claim Review

Insurance Claim Questions

How can Pinnacle Claim Services, Inc. help me?

When disaster strikes, it can be difficult knowing where to turn or who to ask for help. Pinnacle Claim Services’ professional team of Florida public insurance adjusters and support experts are here to assist you throughout every step of your damage claim from emergency services and mitigation through final settlement.

Some of the most common issues people experience with insurance companies after property damage has occurred and a claim has been initiated include: unreasonable delay on the part of the insurance company, inadequate training of the insurance company’s adjusters and adjusters that are “so busy” that your claim gets zero attention and does not progress towards resolution. Additionally, you may not have the appropriate policy with the right type of coverage or limits.

There is no set time period for settling a property damage claim with an insurance company and each claim is different. You could receive a check in a few days or it could be a few weeks. Also, it may take multiple rounds of negotiations and payments for you to be adequately and justly compensated for your claim.

Absolutely not. Some companies do possess better reputations than others and there are some who consistently delay the process unnecessarily. It’s important that you comply with your “duties after the loss” (duty to mitigate etc.) Call us, we can help!

Water Damage Claims Services Areas Served

Trust Pinnacle Claim Services, Inc: Your Local Top-Rated, Licensed & Insured Public Adjusters in Deerfield Beach!

Dale GorchoffDale Gorchoff
15:17 18 Jul 22
Positively amazing results from Pinnacle Claim Services. The diligence and professionalism from our exceptional adjuster and the superb support staff facilitated an unexpected outcome better than we could have ever imagined. Sincere thanks to everyone at Pinnacle for being there when we needed them. We would recommend Pinnacle for adjuster services without reservation.
Matida YoungMatida Young
09:10 07 Apr 22
The company done an outstanding job in getting a settlement for me. Without Brad and staff workingDiligently I would of got nothing. Brad PittmanPull the necessary sources to help me which IWill never forget. That is fighting for his clients.I was treated with respect and informed of everyDetailed steps in which I received more than 100%Satisfaction. There is no doubt in my mind I wouldUsed there service again again. And highly recommend my friends.
Denise AdamsDenise Adams
12:23 28 Mar 22
Thanks to Euton and Lori for all the help with my claim. They kept me informed continously check in with me regarding the claim. This company was awesome and I would and have been recommending Pinnacle claims to others. Great job.
Michelle TullochMichelle Tulloch
18:33 24 Mar 22
I would like to say thank you to the outstanding team working at Pinnacle . From start to finish. Special thanks to Linda who held my hand, listened to me getting impatient, stressed and overwhelmed. It was always service with a smile. She followed up with issues involving my claim as she said she would. Had an issue with payout and I was not happy. Brad jumped in and helped to further resolve the issue with the Insurance Company. Pinnacle is about you getting your correct settlement. I will definitely recommend to family and friends. Thank you Pinnacle family. I was truly blessed to have your firm represent me .
Tabitta MichelTabitta Michel
19:35 08 Feb 22
Thank You Linda.I was lost I did not know what to do with the issues I had with my claims with another company. And you took the time to help me find some answer I truly appreciate that. I would recommend my family and friends to the Pinnacle. A friend had referred me he was right.
Marie JacquesMarie Jacques
17:45 18 Aug 21
Everyone was professional.We initially started with Brad whom is very patient and attentive to every word and he extended our expectation. Miss Linda always so kind and respectful, she made sure we understood the process and always communicated every step.
Judy BJudy B
15:48 03 Jul 21
I can't thank Brad Pridemore of Pinnacle Claim Services enough for his help with our insurance claim resulting from hurricane related roof damage.Not knowing how the claim process worked and dealing with serious medical issues, it felt amazing to have someone on our sidethat is knowledgeable, worked for us and our best interest!After suffering a loss, most insurance companies give you the run around. Upon hiring Pinnacle Claim Services they immediatelygot to work on our case, communicating every step of the way. Our insurance company managed to drag it out for months,with a variety of moves intended only to delay, delay. None of the delays were Pinnacle's fault. In the end, Brad was able to get the insurance company to settle, we got a new roof and we couldn't be happier.Their fees are fair and we really appreciate all their efforts.If you find yourself in the situation that your home has been damaged, do yourself a favor and give Brad a call, you won't be sorry.Just remember, it can be a long process, but in the end it's worth the wait.I would highly recommend talking to and hiring Pinnacle Claim Services.Thank you Brad. You've been a lifesaver!
Javier GoodJavier Good
17:33 15 Feb 21
The team at Pinnacle Claims exceeded my expectations. Tom came in after my insurance company had settled a total of $9,829 for covered damages to my home, and he, Monica, Brad and Pat were able to get me another $15,530 after their fees, for a total insurance claim settlement of $25,359 so that I could fully repair the covered damages in my home the right way. They were very good at keeping me informed of the progress of the negotiated settlement, and educated me about the process and the law. Thank you Pinnacle Claims!!
Abigail BineyAbigail Biney
15:30 11 May 20
Pinnacle Claim Service, did a phenomenal job helping me with my roof claim, it was a long process but they were on top until the last .I can't thank them enough. Brad is some one who knows his job and does it well. They stay on top of everything and I don't have to tell them. Before you ask, it already done it. Thank you Brad, Any the way, I'll will recommend this Pinnacle to friends and Love ones.
About Us

Pinnacle Claim Services will request a copy of your policy, file the proper paperwork for you, put together a comprehensive estimate of damages and negotiate a fair settlement Do not become emotionally burdened. Do not be denied money for repairs you deserve. Rely on Pinnacle Claim Services to work on your behalf, keeping you informed throughout every step of the process to get every penny you deserve from the insurance companies.

Firm License # W806323