Even with advanced forecasting of major storms, water damage can be sudden and unexpected. Leaky plumbing, windows, or roofing can cause unexpected and inconvenient water damage.
This stressful event would put weight on anyone’s shoulders, but you don’t have to tackle the process alone. We know how to stand by our clients when they need us most. Our job as public adjusters not only consists of inspecting the damage related to your claim and acting on your behalf during negotiations, but we also serve as a valuable resource.
When dealing with insurers, we advocate for your best interest. Having representation from a Naples public adjuster means you have an expert who works solely on your behalf, with no bias toward the insurer’s goals.
Pinnacle Claim Services is available for you to schedule a free consultation 24/7! We know that in the event of property damage, you are scrambling to manage every piece of the puzzle, so we’re always here when you’re ready. Contact us online or by calling (239) 310-4808.
When you face water damage on your property, it may look impossible to repair. Water damage repairs are indeed complex, but with the right team, the process of getting a settlement to fix your home doesn’t have to be intimidating.
Pinnacle’s public adjusters have trusted resources to help make the experience less overwhelming. We have long-standing relationships with expert-level technicians who can provide their essential services:
Before any claim or repairs are started, you’ll want to ensure that you have taken photos and documented all areas that were affected by the water damage. This way, we have a record of what happened in case it is necessary for future reference.
We have an efficient 3-step procedure that will help us remain organized and objectively gather the facts of your claim. When you schedule a meeting with a seasoned public adjuster near you, we will conduct the following at no charge:
After this process is complete, we’ll be ready to represent you in negotiations. With our help, you’ll be closer to having your property back in prime condition.
According to the Insurance Information Institute (III), water damage is the second most common type of reported property damage overall. One of the biggest and most common expenses is the cost of roof leak repair. This damage is also some of the most costly and time-consuming to repair.
Unexpected water damage can leave you flustered and unsure of how to react, causing ill-advised actions that may hurt your ability to have all your repairs covered by insurance benefits. Try your best to remain calm while moving swiftly and thinking strategically.
When you notice water damage, you must assess for an immediate emergency, but if there is none, then take pictures. Take photos of everything before and after you have dried out the home.
If you must make repairs to stabilize the condition of your home or keep your family safe, keep them minimal and only repair emergency-level necessities (e.g., part of roof or wall missing, leaving inside exposed). If there are broken pipes, appliances, water lines, or other equipment, be sure not to throw them away!
Remember that insurance companies will do everything they can to question the source of your damage and whether your policy should cover it. Save all evidence you can, and act fast with the help of experienced public adjusters.
Because water damage is so complex to repair, when it is minimal, some people might think to ignore the problem until they’re reminded of it again. This is never advised because water damage is unpredictable and can increase in severity without warning. What was a small leak in the ceiling when you went to bed could become a crater in your roof or an enemy to your floors by morning.
Worse, many insurance companies will make the excuse that much of the damage was caused by your own failure to act following the initial incident. Since homeowner neglect isn’t covered by insurers, you must act fast to minimize damage while still preserving your ability to file a strong claim.
For Floridians, property owners must take humidity into consideration when identifying and treating water damage. That’s why many Floridians invest in Florida homeowners insurance for mold. Taking action quickly can be the saving grace from adding mold damage to the list of repairs.
But how do I look for mold? The musty smell of wet foundation and discoloration of any walls will be your best indicators. If you need to check for mold after water damage, try this guide from the Florida state health department.
Public adjusters are trained to help you catch details of the damage that you previously hadn’t noticed. We conduct an independent investigation of the damage, separate from the insurer, so that we can assess the details as we see them and discuss them with the insurer’s representative during negotiations. We will document all data and determine the scope of the repairs from this process, which we will bring to the table when discussions with the insurer’s agent arise.
Your insurance company shouldn’t be able to guide you through this process alone, as they hold a set of procedures and goals with the company’s benefit in mind. Public adjusters are the only professional adjusters legally recognized to help Floridians through this stressful process.
Pinnacle’s public adjuster services are local, top-rated, and all our adjusters are licensed and insured. Our services are meant to give you more time to focus on the things that matter during a property damage situation, like taking care of your family and loved ones.
According to the Federal Emergency Management Agency (FEMA), the spores can be designated as a mold problem in just 24-48 hours of growth. Mold acts fast, and so should you. Call today!
We are available anytime! Contact us online or call (239) 310-4808 to schedule a time to complete an on-site estimate.
Living in South Florida, we are no strangers to natural disasters.
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When disaster strikes, it can be difficult knowing where to turn or who to ask for help. Pinnacle Claim Services’ professional team of public insurance adjusters and support experts are here to assist you throughout every step of your damage claim from emergency services and mitigation through final settlement.
Some of the most common issues people experience with insurance companies after property damage has occurred and a claim has been initiated include: unreasonable delay on the part of the insurance company, inadequate training of the insurance company’s adjusters and adjusters that are “so busy” that your claim gets zero attention and does not progress towards resolution. Additionally, you may not have the appropriate policy with the right type of coverage or limits.
There is no set time period for settling a property damage claim with an insurance company and each claim is different. You could receive a check in a few days or it could be a few weeks. Also, it may take multiple rounds of negotiations and payments for you to be adequately and justly compensated for your claim.
Absolutely not. Some companies do possess better reputations than others and there are some who consistently delay the process unnecessarily. It’s important that you comply with your “duties after the loss” (duty to mitigate etc.) Call us, we can help!
Pinnacle Claim Services will request a copy of your policy, file the proper paperwork for you, put together a comprehensive estimate of damages and negotiate a fair settlement Do not become emotionally burdened. Do not be denied money for repairs you deserve. Rely on Pinnacle Claim Services to work on your behalf, keeping you informed throughout every step of the process to get every penny you deserve from the insurance companies.
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THIS IS A SOLICITATION FOR BUSINESS. IF YOU HAVE HAD A CLAIM FOR AN INSURED PROPERTY LOSS OR DAMAGE AND YOU ARE SATISFIED WITH THE PAYMENT BY YOUR INSURER, YOU MAY DISREGARD THIS ADVERTISEMENT.
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