Deerfield Florida
Deerfield Florida
Naples Commercial Claims Public Adjuster

Naples Commercial Claims Public Adjuster

Boarded-up windows of a commercial building.

Located on Florida’s southwest coast, Naples is a city that draws many visitors and new residents each year, offering a unique blend of vibrant communities, tropical environments, and a solid foundation for many local businesses. However, being in business in the middle of a tropical paradise comes at a price.

Hurricanes and other natural disasters are prevalent in this growing coastal community, exposing residents to the forces of Mother Nature, like flooding, lightning, high winds, hail, torrential downpours, and more. You may also experience business interruptions, theft, or a sudden collapse of an important structure.

Don’t let Mother Nature or Lady Luck affect your business. Filing a claim and dealing with lawyers and insurance companies can quickly become overwhelming, especially when you are doing what you can to reopen the doors to your business.

At Pinnacle Claim Services, we specialize in assisting local businesses navigate the challenges of filing an insurance claim and getting the compensation their case deserves. The team at Pinnacle understands the challenges businesses face when dealing with loss.Contact us right away if your business has suffered a loss due to natural disasters, property damage, or other disastrous events. Call 954-466-2954 or contact us online to schedule a review of your policy and your claim to help you understand if you are getting the most your insurance has to offer.

Why Working With Naples Commercial Claims Public Adjuster Services Is the Right Move

Dealing with the aftermath of a disastrous event can be frustrating, especially when simultaneously handling the repairs and plans to reopen their business. In cases like these, having a commercial claim public adjuster by your side who understands Florida law and property insurance will be invaluable as you navigate the process of settling your insurance claim.

These licensed professionals specialize in assessing, documenting, and negotiating commercial insurance claims. They serve as the person who represents you, as they understand the damage your property received.

Dealing with insurance companies can quickly become frustrating, as insurance companies are notorious for presenting low-ball offers and using persuasive tactics to convince you to settle for less.

Whether your property has sustained severe damage, inventory loss, or disruptions that require a business interruption claim, a commercial claims public adjuster will conduct a thorough assessment, work on presenting detailed documentation, and use their industry expertise to interpret complex insurance policies. These adjusters will work to secure fair settlements, protecting your business interests against potential challenges presented by insurance companies.

Opting for a commercial claim public adjuster means choosing expertise, support, and saving time. Overall, business owners experience a reduction of stress and a maximized settlement as they go through the business claims process.

The Importance of Filing a Commercial Claim

Filing a commercial insurance claim provides financial protection by receiving compensation for losses resulting from qualifying events. This coverage ensures that businesses can continue their operations, repair or replace damaged property, and cover additional expenses incurred due to any damages endured.

Commercial insurance claims allow businesses to transfer the financial risks associated with unexpected events to their insurance provider, significantly reducing the impacts on the business itself. In times of natural disasters like hurricanes, businesses are strongly affected by strong winds, flooding, and torrential rain.

Having an insurance policy step in to help pay for the brunt of the damages can save a business from shutting down completely.

For businesses with tangible assets, such as buildings, equipment, fixtures, and inventory, filing a commercial insurance claim allows for repairing or replacing damaged property to where it was before the event that caused the loss. Additionally, liability coverage protects businesses from third-party claims, addressing situations where the business is held responsible for personal injuries, damages, or losses others suffer that qualify under their liability policy.

Knowing that a business is covered by insurance gives peace of mind to business owners, allowing them to focus their energy on recovery and rebuilding without the added stress of their business’s future.

Commercial Claims Public Adjuster Services

Commercial insurance claims services are available through a licensed professional representing business owners. They are responsible for reviewing claims and insurance policies and concluding what compensation an insurance company owes.

Loss and damages to commercial property come from various unpredictable events, including natural disasters, accidents, theft, vandalism, or other incidents causing damage or disruption to business operations.

The role of a Commercial Claims Public Adjuster is crucial in assisting businesses in evaluating, documenting, and negotiating insurance claims to ensure business owners receive fair compensation for their loss.

A commercial claims public adjuster can assist you with your claims. Below are some examples of how they can help.

Completing a Thorough Assessment

Commercial claims public adjusters fully assess the extent of loss to your business. This includes evaluating property damage, inventory loss, business interruption, and other applicable insurance claim coverages.

These assessments consider all forms of damage, such as flood, hail, electrical, or structural damage.

The Center for Insurance Policy and Research estimated that business interruption was among the top 3 global business risks, followed by cyber incidents and macroeconomic developments. In fact, a quarter of all businesses cannot reopen after a natural disaster, so seeking all the help and coverage you can get to help you reopen your doors is ideal.

Executing Expert Documentation

Proper documentation is needed for successful insurance claims. Public adjusters ensure detailed documentation of all damages, providing the necessary evidence to support the claim.

This includes assessing property damage, evaluating business interruption costs, and accounting for additional expenses incurred by the disaster.

Providing Policy Expertise

Understanding and applying commercial insurance policies to a claim comes with its nuances. A public adjuster has handled similar claims many times before, and they know the different policies and can fully interpret terms and conditions.

This expertise ensures that the claim aligns with the coverage outlined in the policy.

Using Negotiation Skills

Insurance companies are known to offer minimal payouts or deny claims altogether. Public adjusters are equipped with negotiation skills to navigate these tactics and secure a satisfying settlement amount.

Maximized Payout

With industry expertise, you can expect your commercial claims public adjuster to understand and correctly apply insurance terms and policies to your claim. They know how insurance companies work and do whatever is possible to seek maximum payout.

Commercial property claims are known to be more successful and see a higher payout when they have the help of a public adjuster.

Protection of Business Interests

Businesses take a significant hit after a disaster strikes, and many end up shutting their doors for good. Commercial public adjusters know the risk and understand the consequences of facing damage to commercial property.

By serving as a business owner’s advocate, public adjusters ensure their interests are protected throughout the process and do what they can to reduce the risk of unfair denials or low settlements.

Common Causes of Commercial Damages

Damages to businesses can happen in multiple ways. The most common losses stem from natural disasters, accidents, and theft:

  • Natural Disasters — Hurricanes, hail, floods, tornadoes, wildfires, and other catastrophic events, can cause a business to shut its doors for many days if not many weeks. In the most catastrophic events, like Hurricane Ian, can level buildings and force businesses to pause as the community rebuilds.
  • Accidents — Even in business, accidents happen when you least expect them. Cars may lose control and accidentally crash into a window, equipment may fail, and visitors may slip and fall. These incidents will impact a business and hurt its overall well-being if no coverage is available.
  • Theft — Burglary, shoplifting, employee theft, or vandalism are just a few ways businesses may experience theft. These criminal activities lead to business financial losses, affecting their profitability and operations and compromising their overall financial stability.
  • Building Damages — Whether structural, electrical, or foundational damages, building damages can severely impact a business’s ability to open its doors. These types of events leading to structural damage make additional risks possible, like employee injuries creating a complete headache for all involved. When a business experiences building damages, the consequences can be extensive, affecting not only the physical integrity of the building but also the functionality of equipment and infrastructure.

We Wants to Provide Your Naples Commercial Insurance Claims Services

We understand the immense value that your business holds and the impact that shutting its doors has when an unfortunate event occurs. Natural disasters and other events can close businesses down long enough to ruin any chance they have to get back on their feet.

But even with the most care, there are just some things that are out of our control. With insurance coverage and a good public adjuster by your side, there is a better chance to get your commercial losses settled and your business back on its feet.

Navigating the complicated process of commercial property insurance claims can be overwhelming, especially when you attempt to do so alone. Let Pinnacle Claim Services help you resolve your claim and get to the bottom line, where you receive a satisfying settlement for your claim.

Without the assistance of an experienced public adjuster, you run the risk of missing out on potential benefits and even bearing out-of-pocket expenses for repairs that would otherwise be covered.

Pinnacle Claim Services will not let you face this journey alone. Our expert team is dedicated to helping you reach a satisfying settlement so that the restoration process for your business can begin.Let Pinnacle Claim Services be your reliable representative on the journey to restoring your business. To get in touch and schedule a policy, damages, and claims review, call us at 954-466-2954 or contact us online.


Living in South Florida, we are no strangers to natural disasters.


Damage Inspection

Damage Inspection

Insurance Policy Review

Insurance Policy Review

Insurance Claim Review

Insurance Claim Review

Insurance Claim Questions

How can Pinnacle Claim Services, Inc. help me?

When disaster strikes, it can be difficult knowing where to turn or who to ask for help. Pinnacle Claim Services’ professional team of Florida public insurance adjusters and support experts are here to assist you throughout every step of your damage claim from emergency services and mitigation through final settlement.

Some of the most common issues people experience with insurance companies after property damage has occurred and a claim has been initiated include: unreasonable delay on the part of the insurance company, inadequate training of the insurance company’s adjusters and adjusters that are “so busy” that your claim gets zero attention and does not progress towards resolution. Additionally, you may not have the appropriate policy with the right type of coverage or limits.

There is no set time period for settling a property damage claim with an insurance company and each claim is different. You could receive a check in a few days or it could be a few weeks. Also, it may take multiple rounds of negotiations and payments for you to be adequately and justly compensated for your claim.

Absolutely not. Some companies do possess better reputations than others and there are some who consistently delay the process unnecessarily. It’s important that you comply with your “duties after the loss” (duty to mitigate etc.) Call us, we can help!

Trust Pinnacle Claim Services, Inc: Your Local Top-Rated, Licensed & Insured Public Adjusters in Naples!

Dale GorchoffDale Gorchoff
15:17 18 Jul 22
Positively amazing results from Pinnacle Claim Services. The diligence and professionalism from our exceptional adjuster and the superb support staff facilitated an unexpected outcome better than we could have ever imagined. Sincere thanks to everyone at Pinnacle for being there when we needed them. We would recommend Pinnacle for adjuster services without reservation.
Matida YoungMatida Young
09:10 07 Apr 22
The company done an outstanding job in getting a settlement for me. Without Brad and staff workingDiligently I would of got nothing. Brad PittmanPull the necessary sources to help me which IWill never forget. That is fighting for his clients.I was treated with respect and informed of everyDetailed steps in which I received more than 100%Satisfaction. There is no doubt in my mind I wouldUsed there service again again. And highly recommend my friends.
Denise AdamsDenise Adams
12:23 28 Mar 22
Thanks to Euton and Lori for all the help with my claim. They kept me informed continously check in with me regarding the claim. This company was awesome and I would and have been recommending Pinnacle claims to others. Great job.
Michelle TullochMichelle Tulloch
18:33 24 Mar 22
I would like to say thank you to the outstanding team working at Pinnacle . From start to finish. Special thanks to Linda who held my hand, listened to me getting impatient, stressed and overwhelmed. It was always service with a smile. She followed up with issues involving my claim as she said she would. Had an issue with payout and I was not happy. Brad jumped in and helped to further resolve the issue with the Insurance Company. Pinnacle is about you getting your correct settlement. I will definitely recommend to family and friends. Thank you Pinnacle family. I was truly blessed to have your firm represent me .
Tabitta MichelTabitta Michel
19:35 08 Feb 22
Thank You Linda.I was lost I did not know what to do with the issues I had with my claims with another company. And you took the time to help me find some answer I truly appreciate that. I would recommend my family and friends to the Pinnacle. A friend had referred me he was right.
Marie JacquesMarie Jacques
17:45 18 Aug 21
Everyone was professional.We initially started with Brad whom is very patient and attentive to every word and he extended our expectation. Miss Linda always so kind and respectful, she made sure we understood the process and always communicated every step.
Judy BJudy B
15:48 03 Jul 21
I can't thank Brad Pridemore of Pinnacle Claim Services enough for his help with our insurance claim resulting from hurricane related roof damage.Not knowing how the claim process worked and dealing with serious medical issues, it felt amazing to have someone on our sidethat is knowledgeable, worked for us and our best interest!After suffering a loss, most insurance companies give you the run around. Upon hiring Pinnacle Claim Services they immediatelygot to work on our case, communicating every step of the way. Our insurance company managed to drag it out for months,with a variety of moves intended only to delay, delay. None of the delays were Pinnacle's fault. In the end, Brad was able to get the insurance company to settle, we got a new roof and we couldn't be happier.Their fees are fair and we really appreciate all their efforts.If you find yourself in the situation that your home has been damaged, do yourself a favor and give Brad a call, you won't be sorry.Just remember, it can be a long process, but in the end it's worth the wait.I would highly recommend talking to and hiring Pinnacle Claim Services.Thank you Brad. You've been a lifesaver!
Javier GoodJavier Good
17:33 15 Feb 21
The team at Pinnacle Claims exceeded my expectations. Tom came in after my insurance company had settled a total of $9,829 for covered damages to my home, and he, Monica, Brad and Pat were able to get me another $15,530 after their fees, for a total insurance claim settlement of $25,359 so that I could fully repair the covered damages in my home the right way. They were very good at keeping me informed of the progress of the negotiated settlement, and educated me about the process and the law. Thank you Pinnacle Claims!!
Abigail BineyAbigail Biney
15:30 11 May 20
Pinnacle Claim Service, did a phenomenal job helping me with my roof claim, it was a long process but they were on top until the last .I can't thank them enough. Brad is some one who knows his job and does it well. They stay on top of everything and I don't have to tell them. Before you ask, it already done it. Thank you Brad, Any the way, I'll will recommend this Pinnacle to friends and Love ones.
About Us

Pinnacle Claim Services will request a copy of your policy, file the proper paperwork for you, put together a comprehensive estimate of damages and negotiate a fair settlement Do not become emotionally burdened. Do not be denied money for repairs you deserve. Rely on Pinnacle Claim Services to work on your behalf, keeping you informed throughout every step of the process to get every penny you deserve from the insurance companies.

Firm License # W806323