East Fort Myers Public Adjuster

A property owner and a public adjuster checking out water damage in the ceiling.

When disaster strikes, owning a small piece of eastern Fort Myers, Florida can come with a hefty price tag. As a property owner, you should do what you can to protect what you own and be prepared for storms that include strong winds, tornados, floods, and can cause fires.

Negotiating and handling insurance claims takes time and skill, something that not every homeowner has the energy, time, or knowledge to do successfully. Many homeowners who file insurance claims on their own find that they miss out on payouts that they would have otherwise gotten had they worked with a public adjuster — someone who is an expert in insurance claims and understands the severity of damages.

Pinnacle Claim Services is here to help you. Homeowners seeking compensation to repair damages to their property from their insurance policies can find top-rated public adjusters ready to help them put together, negotiate, and finalize their claims.

No matter when disaster strikes, know that you have someone on your side with Pinnacle Claim Services. We work directly with you towards getting payment to repair the damages your insurance policy states are covered.

Call Pinnacle today at (954) 466-2954 to talk with a member of our team, or submit our online form to get started with your initial consultation.

Schedule Your Free and No-Obligation Insurance Claim With an East Fort Myers Public Insurance Adjuster

Are you facing property damage after a hurricane, fire, or an unexpected flood? Working with Pinnacle Claim Services starts with one phone call.

Our team is ready to help you by scheduling your free and no-obligation consultation, where one of our expert public adjusters will complete:

  • A damage inspection.
  • An insurance policy review.
  • An insurance claim review.

Don’t let the insurance company have the last word and make you pay for repairs out of pocket. Reach out to us today, and we will let you know what your policy covers.

East Fort Myers: Part of the Gateway to the Southwest Florida Region

The eastern side of Fort Myers is more than just a sleepy beach town; it offers many water sports and outdoor activities, shopping, and fine restaurants. As of July 2022, the population has grown exponentially, reaching a total of 95,949 residents who call Fort Myers home. 

It is safe to say what was once a “beach town” is now a much larger city, home to thousands of residents and growing. Unlike other Florida beaches, Fort Myers beaches are located on a shallow plateau that is best known for collecting beautiful shells that eventually flow into the shoreline for beachgoers to collect.

Fort Myers has nature preserves, butterfly estates, and smaller islands like Sanibel, Captiva, and Cayo Costa. Residents and visitors enjoy shelling, fishing, nature, and the many options for food and shopping the city has to offer.

The Price of Owning a Piece of Sunny Southwest Florida

Fort Myers is part of Lee County and is home to palm trees, sandy beaches, and the beautiful waters of the Gulf of Mexico. But it is also home to natural disasters, like hurricanes, that can potentially create extensive property damage that costs thousands of dollars to make you whole.

Lee County sits on the coast of the west side of Florida, with many cities and natural preserves alongside it. Fort Myers sits just south of Cape Coral, with many miles of beaches and islands that are the first to feel the effects of a storm or flooding.

FEMA has created a flood map for all of Florida broken down by areas most susceptible to flooding. Flood Plain Maps are a tool insurance companies and home buyers use when they are about to pull an insurance policy for their property.

This map also determines whether someone must buy flood insurance before pulling a mortgage to pay for their home.

Fort Myers Faces Hurricanes Almost Every Year

When you think of the tropics, you may think of tropical paradise with summer weather year-round, but living in a tropical area comes with the added risk that causes damage to your property like hurricanes and tornados.

A rainstorm in Florida can last five minutes, but with the right circumstances, that afternoon thunderstorm can lead to power outages, short circuits of your electronics and appliances, fire, and flooding.

Even when the weather is more severe, like in a hurricane, properties are at risk of sustaining significant damage to roofs, windows, terraces, and more.

Over the last 50 years, hurricanes have made landfall in the City of Fort Myers more than just a handful of times. Residents are familiar with preparing for storms. And, when storms hit, they are not minor incidents:

  • Hurricane Charley, 2004, caused $14 billion in damages
  • Hurricane Wilma, 2005, caused over $20 billion in damages
  • Hurricane Irma, 2017, caused over $5.5 billion in damages
  • Hurricane Ian, 2022, caused over $112 billion in damages

Hurricanes impacting Florida happen almost every year, and over the last couple of storms, hurricanes have been getting stronger and stronger, causing more damage to homes, schools, and local businesses. With the increasing severity of storms, so do the astronomical costs to make repairs and the impacts these storms have on local communities.

What to Do if Your Home Is Damaged

Dealing with damage to one’s property can be an overwhelming situation. But there are some steps you can take to make sure that you do what is necessary to get started.

Here is what you should do:

  • Receive a copy of a police report (if dealing with a robbery, vandalism, crime, or similar) and document anything damaged or stolen (if dealing with a case of theft).
  • Call a public adjuster and have them come out to assess any damages and take pictures.
  • Make any reasonable urgent repairs to your property (think of placing a tarp on the roof or replacing locks on the front door).
  • Work with your adjuster to file your claim and document proof of any emergency repairs made to your property.

Working With an East Fort Myers Public Claims Adjuster

Working with an insurance adjuster is the first step to ensure you will receive the payout as stated in your insurance policy. Pinnacle Claim Services offers a free and no-obligation initial consultation where we will go onsite and do a thorough damage inspection, insurance policy review, and an insurance claim review.

This 3-step process is absolutely free and included with your initial consultation. Our goal is to help you understand what your claim is worth and help you receive what is needed to repair your damages.

Our services include no upfront costs, top-rated public adjusters who are local to your area, phone availability 24 hours a day, 7 days a week, and no charges until you get paid.

Insurance companies are looking out for themselves, and even in cases of unavoidable damage, like tornados or hurricanes, they will opt not to pay what was promised by the insurance policy you pay for.

Insurance Companies Hire Their Own Adjusters, and You Should Too

Insurance companies hire internal adjusters who work exclusively for them. These adjusters work similarly to a public adjuster but in the insurance company’s best interest.

If the insurance company is working with its adjuster, there is no reason you shouldn’t.

A public adjuster is someone who knows insurance and its processes. They aid in protecting their client’s best interest as an insurance claim is processed through their insurer.

Working with a public adjuster can help you get the most out of your property damage claim.

Working with a qualified and experienced public adjuster, like our local Fort Myers adjusters here at Pinnacle, makes sure that you have someone standing on your side to handle your claim and negotiations and address any concerns.

Whether you are dealing with mold, flood, fire, or water damage, working with a qualified team is what will make your claim solid. Our public adjusters are all insured, giving our customers the comfort that they are working with a reliable, trustworthy team and are held accountable if they were to mess up on your claim.

Filing an Insurance Claim Through Pinnacle

Our team at Pinnacle Claim Services has outlined what you can expect to be the process of how we successfully support our clients.

  • Making the initial call — Insurance claims are time-sensitive. It is important to act quickly and begin filing a claim.
  • Completing an in-depth damage inspection — Our team is prepared to send out an independent investigator to assess the severity of all damages to your property.
  • Reviewing your policy and claim — Our team will work hard to gather all the information about your policy, including reviewing the small details, comparing your coverage to the damages, and checking for any inconsistencies.
  • Representing our clients during negotiations — Insurance companies are notorious for offering a low payout initially. Our experienced public adjusters are ready to negotiate and are not moved by an insurance company’s acts of intimidation.

Our East Fort Myers Personal Claims Adjusters Here to Help You

Facing a natural disaster or faulty appliances can be overwhelming and frustrating as you try to work your way back to normalcy. It can further be more complicated when you have to fight with your insurance company to give you the payout as promised by the policy you paid for.

The reality is that insurers do not want to pay what it takes to repair the damages to your property. More often than not, many receive payouts significantly smaller than what they were expecting or than what is needed to cure all damage to parts of their property.

Let Pinnacle Claim Services be there when you need to file a claim with your insurance provider. We will review your claim and insurance policy, negotiate on your behalf, and provide storm remediation assistance.

Call us today at (954) 466-2954 or contact us online to schedule your free appointment.

Firm License # W806323


Get the Money You Are Entitled to From Your Florida Insurance Claim

Water Damage

Water Damage

When water damage occurs in your home, it is usually caused by a broken plumbing pipe. If not, then the leak may be due to a blockage in one or more of your pipes.

Mold Damage

Mold Damage

If you have mold growing in your home, it needs to be removed without delay, otherwise, it will grow and produce allergens, irritants and even toxic substances.

Fire Damage

Fire Damage

A fire can easily cause more damage to your property than you can ever imagine. In addition to the building going up in flames, the raw heat can be overwhelming, as well as the resulting smoke and soot.

Weather Damage

Weather Damage

If your property sustains hurricane or other severe weather damage, it’s crucial to have an expert working in your corner.


Living in South Florida, we are no strangers to natural disasters.


Damage Inspection

Damage Inspection

Insurance Policy Review

Insurance Policy Review

Insurance Claim Review

Insurance Claim Review

Insurance Claim Questions

How can Pinnacle Claim Services, Inc. help me?

When disaster strikes, it can be difficult knowing where to turn or who to ask for help. Pinnacle Claim Services’ professional team of Florida public insurance adjusters and support experts are here to assist you throughout every step of your damage claim from emergency services and mitigation through final settlement.

Some of the most common issues people experience with insurance companies after property damage has occurred and a claim has been initiated include: unreasonable delay on the part of the insurance company, inadequate training of the insurance company’s adjusters and adjusters that are “so busy” that your claim gets zero attention and does not progress towards resolution. Additionally, you may not have the appropriate policy with the right type of coverage or limits.

There is no set time period for settling a property damage claim with an insurance company and each claim is different. You could receive a check in a few days or it could be a few weeks. Also, it may take multiple rounds of negotiations and payments for you to be adequately and justly compensated for your claim.

Absolutely not. Some companies do possess better reputations than others and there are some who consistently delay the process unnecessarily. It’s important that you comply with your “duties after the loss” (duty to mitigate etc.) Call us, we can help!

Free claim Evaluation

No charge unless you get paid.
Live agents available 24/7.

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About Us

Pinnacle Claim Services will request a copy of your policy, file the proper paperwork for you, put together a comprehensive estimate of damages and negotiate a fair settlement Do not become emotionally burdened. Do not be denied money for repairs you deserve. Rely on Pinnacle Claim Services to work on your behalf, keeping you informed throughout every step of the process to get every penny you deserve from the insurance companies.

Firm License # W806323