Deerfield Florida
Deerfield Florida
Belle Glade Public Adjuster

Belle Glade Public Adjuster

If you’re dealing with an insurance claim, you may have many questions. Many people haven’t given much thought to what a public adjuster does or when one is needed – until they file an insurance claim. The insurance company should dispatch its adjuster to estimate your property damage and the compensation you should receive. However, if the insurance company offers you less than what you believe your claim is worth or has put off investigating your claim, you may wonder about other options.

Is a Belle Glade Public Insurance Adjuster the Same as an Insurance Company Claims Adjuster?

No. The insurance company’s adjuster works for the insurance company, and it’s in their best interest to offer you as little money as possible for your claim. Sometimes insurance adjusters underestimate how much damage you have or what it will cost to repair it. They may believe a less expensive solution is the right way to fix your damage when this may only solve the problem temporarily, resulting in more future expenses.

On the other hand, a public adjuster works only for you, not the insurance company. When you get a Belle Glade insurance claim review from one of our, they will take their time inspecting your damage, understanding the scope of the problem, and working up a realistic estimate of what your costs will be. Next, they will forward this adjusted claim to your insurance company.

Will I Get a Larger Settlement if I Use a Belle Glade Public Claims Adjuster?

Generally, policyholders who hire public adjusters tend to receive higher insurance settlements than those who did not. That was particularly true for those who filed catastrophe claims in 2008 and 2009 related to the 2004 hurricanes. These policyholders received an average payment of $22, 266, while those who did not use a public adjuster received an average payment of $18,659. The difference was even more significant for claims related to the 2005 hurricanes, with public adjuster claims resulting in payments that were over 747% higher. However, its worth nothing that policyholders who use public adjusters have to pay a percentage of their settlement, but the net gain is far higher than when one does not use a public adjuster. 

Does Using a Public Adjuster Take More Time?

There are many factors that contribute to how long it takes to get your claim resolved, including the insurance company’s own timetable and whether or not they initially pay or deny your claim. With some claims, clients tell us that the insurance company adjuster put off visiting the property or simply ignored their calls and messages. Or the adjuster made a brief visit, promised to be in touch, and took weeks or months to respond. Some insurance adjusters may respond promptly but reject the claim for various reasons. 

In many cases, claims made with the help of a public adjuster do take longer, but they also tend to be for higher amounts. The larger your claim, the more interest the insurance company has in looking for reasons to turn it down, so this can slow down the process. However, the benefit is that you may ultimately receive a more equitable settlement than you might with a faster process. If your insurance company is responding slowly or not at all, hiring a public adjuster may get things moving again.

How Can You Find the Right Public Adjuster?

Policyholders often have questions about choosing the ideal public adjuster, especially if they’ve already been approached by an adjuster. Frequently, public adjusters will travel door-to-door soliciting after a hurricane or other natural disaster. (Solicitation is legal from Monday through Saturday, 8 AM to 8 PM.) While the OPPAGA report found that complaints against public adjusters are relatively low, it’s still important to perform due diligence before hiring a public adjuster. Take their card and look up the company on the Insurance Department of Florida’s website. You’ll want to check the following:

  • Is the public adjuster licensed? If so, how long have they been licensed? An adjuster who has been in business a short time may not have the necessary experience to properly handle your claim.
  • Is the public adjuster or adjusting firm insured? Like a doctor or lawyer, a public adjuster should carry insurance if they make an error that costs you a lot of money. Their policy should include liability coverage, worker’s compensation coverage, and errors & omissions coverage.
  • Does the public adjuster have the proper knowledge and experience for the job? You may want to ask the adjuster how long they’ve been working in this field and how many claims similar to yours they have adjusted. Have they worked on many cases involving fires, mold, leaking pipes, etc.? What are some common difficulties they encounter with insurance companies in these cases? Have they seen similar levels of damage from this type of situation before?
  • Does the public adjuster have good reviews? It always helps to consult consumer opinions on popular business review sites. In addition to reviewing the ratings, study some individual reviews. Do they sound like they were written by a real person? If most of the reviews seem generic, vague, or say little about the adjusting firm, you might want to ask around in your neighborhood to see if any real people you know have experience with the adjuster. You can also ask the adjuster for references.

What Else Should You Know About Public Adjuster Solicitation?

Public adjuster fees are negotiable, but price shouldn’t be your only consideration. A more experienced adjuster may charge a little more, but their knowledge could help you receive a larger payment from the insurance company. You should not seek to hire the least expensive adjuster around, but the one you feel is best suited to the job.

State law caps public adjuster fees at 20 percent, except when the governor has declared a state of emergency (most commonly, this happens after hurricanes) when fees are capped at 10 percent. It’s illegal for the adjuster to charge you fees for any insurance payments you received before signing a contract with the adjuster. However, they can charge you fees on any further payments you receive after their services are rendered.

Sometimes people tell us that they felt rushed into making a decision by an adjuster who pressured them, or that they wish they’d done more exploration before signing a contract with an adjusting firm. If you change your mind or realize you did not do enough research on the public adjuster, you have 10 days to cancel the contract without penalty.

Why Should You Select Pinnacle Claim Services as Your Belle Glade Public Adjuster of Choice?

Experience You Can Trust

At Pinnacle Claim Services, we employ only the most experienced and knowledgeable public adjusters. We have experts who can assist you with various property damage situations, including fires, hurricane and weather damage, leaking or burst pipes, floods, mold damage, vandalism, and many other situations. Additionally, our adjusters know what insurance company adjusters do when reviewing a claim, and will work to give your claim the best chance of being approved. We carefully document all damage so it will be hard for your insurance company to refute that it occurred.

Taking a Closer Look

Our adjusters take the time to carefully review the damage and look at the big picture. Is the current damage likely to be all of the damage? Or are you at risk of further problems due to the current damage? Some insurance adjusters may only want to pay to address the most obvious issues, leaving you at risk for further bills down the line.

Excellent Reviews and References

But don’t take our word for it – take a look at our many five-star reviews from satisfied customers, many of whom received an additional check from the insurance company after we reviewed their claim. We also have accreditation and an A+ rating from the Better Business Bureau.

Assistance Dealing with the Insurance Company

We meet a lot of clients who are frustrated or simply exhausted from dealing with their insurance company. Common complaints include being asked to submit documentation multiple times, insurance adjusters who never call back, being denied for a wide variety of inaccurate reasons, or receiving a lowball offer that won’t cover all the damage. Unfortunately, calling an insurance company can take time and is often a stressful experience. Additionally, the insurance adjuster will probably record everything you say and look for more excuses to deny your claim.

With Pinnacle Claim Services, you can stop struggling to get fair compensation. Our experienced adjusters will talk with the insurance company representatives and negotiate a fair settlement to cover your costs.

Belle Glade Insurance Claim Services With Friendly Staff and a Free Quote 

If you’re not sure if you need a Belle Glade public adjuster, have questions about the settlement your insurance company offered, or have other questions or concerns, please call or contact us online today. Our friendly staff will be available to provide you with a free quote and answer any questions you have about the process.

FREE 3 STEP PROCESS

Living in South Florida, we are no strangers to natural disasters.

LET US PERFORM A FULL REVIEW OF YOUR INSURANCE POLICY TO MAKE SURE YOU HAVE THE CORRECT COVERAGE!

1
Damage Inspection

Damage Inspection

2
Insurance Policy Review

Insurance Policy Review

3
Insurance Claim Review

Insurance Claim Review

Insurance Claim Questions

How can Pinnacle Claim Services, Inc. help me?

When disaster strikes, it can be difficult knowing where to turn or who to ask for help. Pinnacle Claim Services’ professional team of Florida public insurance adjusters and support experts are here to assist you throughout every step of your damage claim from emergency services and mitigation through final settlement.

Some of the most common issues people experience with insurance companies after property damage has occurred and a claim has been initiated include: unreasonable delay on the part of the insurance company, inadequate training of the insurance company’s adjusters and adjusters that are “so busy” that your claim gets zero attention and does not progress towards resolution. Additionally, you may not have the appropriate policy with the right type of coverage or limits.

There is no set time period for settling a property damage claim with an insurance company and each claim is different. You could receive a check in a few days or it could be a few weeks. Also, it may take multiple rounds of negotiations and payments for you to be adequately and justly compensated for your claim.

Absolutely not. Some companies do possess better reputations than others and there are some who consistently delay the process unnecessarily. It’s important that you comply with your “duties after the loss” (duty to mitigate etc.) Call us, we can help!

Trust Pinnacle Claim Services, Inc: Your Local Top-Rated, Licensed & Insured Public Adjusters in Deerfield Beach!

Dale GorchoffDale Gorchoff
15:17 18 Jul 22
Positively amazing results from Pinnacle Claim Services. The diligence and professionalism from our exceptional adjuster and the superb support staff facilitated an unexpected outcome better than we could have ever imagined. Sincere thanks to everyone at Pinnacle for being there when we needed them. We would recommend Pinnacle for adjuster services without reservation.
Matida YoungMatida Young
09:10 07 Apr 22
The company done an outstanding job in getting a settlement for me. Without Brad and staff workingDiligently I would of got nothing. Brad PittmanPull the necessary sources to help me which IWill never forget. That is fighting for his clients.I was treated with respect and informed of everyDetailed steps in which I received more than 100%Satisfaction. There is no doubt in my mind I wouldUsed there service again again. And highly recommend my friends.
Denise AdamsDenise Adams
12:23 28 Mar 22
Thanks to Euton and Lori for all the help with my claim. They kept me informed continously check in with me regarding the claim. This company was awesome and I would and have been recommending Pinnacle claims to others. Great job.
Michelle TullochMichelle Tulloch
18:33 24 Mar 22
I would like to say thank you to the outstanding team working at Pinnacle . From start to finish. Special thanks to Linda who held my hand, listened to me getting impatient, stressed and overwhelmed. It was always service with a smile. She followed up with issues involving my claim as she said she would. Had an issue with payout and I was not happy. Brad jumped in and helped to further resolve the issue with the Insurance Company. Pinnacle is about you getting your correct settlement. I will definitely recommend to family and friends. Thank you Pinnacle family. I was truly blessed to have your firm represent me .
Tabitta MichelTabitta Michel
19:35 08 Feb 22
Thank You Linda.I was lost I did not know what to do with the issues I had with my claims with another company. And you took the time to help me find some answer I truly appreciate that. I would recommend my family and friends to the Pinnacle. A friend had referred me he was right.
Marie JacquesMarie Jacques
17:45 18 Aug 21
Everyone was professional.We initially started with Brad whom is very patient and attentive to every word and he extended our expectation. Miss Linda always so kind and respectful, she made sure we understood the process and always communicated every step.
Judy BJudy B
15:48 03 Jul 21
I can't thank Brad Pridemore of Pinnacle Claim Services enough for his help with our insurance claim resulting from hurricane related roof damage.Not knowing how the claim process worked and dealing with serious medical issues, it felt amazing to have someone on our sidethat is knowledgeable, worked for us and our best interest!After suffering a loss, most insurance companies give you the run around. Upon hiring Pinnacle Claim Services they immediatelygot to work on our case, communicating every step of the way. Our insurance company managed to drag it out for months,with a variety of moves intended only to delay, delay. None of the delays were Pinnacle's fault. In the end, Brad was able to get the insurance company to settle, we got a new roof and we couldn't be happier.Their fees are fair and we really appreciate all their efforts.If you find yourself in the situation that your home has been damaged, do yourself a favor and give Brad a call, you won't be sorry.Just remember, it can be a long process, but in the end it's worth the wait.I would highly recommend talking to and hiring Pinnacle Claim Services.Thank you Brad. You've been a lifesaver!
Javier GoodJavier Good
17:33 15 Feb 21
The team at Pinnacle Claims exceeded my expectations. Tom came in after my insurance company had settled a total of $9,829 for covered damages to my home, and he, Monica, Brad and Pat were able to get me another $15,530 after their fees, for a total insurance claim settlement of $25,359 so that I could fully repair the covered damages in my home the right way. They were very good at keeping me informed of the progress of the negotiated settlement, and educated me about the process and the law. Thank you Pinnacle Claims!!
Abigail BineyAbigail Biney
15:30 11 May 20
Pinnacle Claim Service, did a phenomenal job helping me with my roof claim, it was a long process but they were on top until the last .I can't thank them enough. Brad is some one who knows his job and does it well. They stay on top of everything and I don't have to tell them. Before you ask, it already done it. Thank you Brad, Any the way, I'll will recommend this Pinnacle to friends and Love ones.
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About Us

Pinnacle Claim Services will request a copy of your policy, file the proper paperwork for you, put together a comprehensive estimate of damages and negotiate a fair settlement Do not become emotionally burdened. Do not be denied money for repairs you deserve. Rely on Pinnacle Claim Services to work on your behalf, keeping you informed throughout every step of the process to get every penny you deserve from the insurance companies.

Firm License # W806323

THIS IS A SOLICITATION FOR BUSINESS. IF YOU HAVE HAD A CLAIM FOR AN INSURED PROPERTY LOSS OR DAMAGE AND YOU ARE SATISFIED WITH THE PAYMENT BY YOUR INSURER, YOU MAY DISREGARD THIS ADVERTISEMENT.