homes in davie florida
homes in davie florida
Davie Public Adjuster

Davie Public Adjuster

fire damange in a house in Dania Beach

You likely bought home or business insurance hoping you wouldn’t have to use it, but you expect to have the insurance company’s support if you do. Unfortunately, some policyholders find that when disaster strikes, their insurance carrier is less helpful than anticipated. In some cases, the insurance company adjuster may be in no hurry to come out and survey your damage. Other times, the insurance company might undervalue your claim, leaving you with significant bills, or they may deny the claim entirely.

How a Dania Beach Public Insurance Adjuster Can Help

Unfortunately, some insurance companies fail to live up to the level of support promised by their advertising efforts. You may find that your calls go unreturned or your damage has been seriously underestimated, and the insurance adjuster offers no help. But you’re not out of options – you can seek the assistance of a public adjuster who will study your damage, consider all possible ramifications, and carefully review the details of your insurance policy. Finally, they will submit or re-submit your claim with the insurance carrier.

Remember that a public adjuster is different than your insurance company’s adjuster for one simple reason: the insurance company’s adjuster looks out for the insurance company, which is one reason why they might underestimate the cost of your damage or recommend a cheaper, less effective repair. The public adjuster will look out for you and ensure all your damages are documented and correctly valued.

When Might You Need a Dania Beach Public Claims Adjuster?

It’s always worth considering the assistance of a public adjuster, but there are some situations where it’s especially important:

  • You have a high-dollar claim or a substantial amount of damage. The more damage you have, the easier for the insurance carrier to minimize it in their report or suggest the least expensive solutions. For instance, they might decide that replacing a few floorboards makes more sense than a whole new floor, even if there are varying degrees of damage throughout the floor. A public adjuster will check on all the damage and recommend real solutions, not half measures when compiling a claim.
  • You don’t have time to play games with the insurance adjuster. Sometimes clients tell us they lack the time or energy to continually play phone tag with the insurance adjuster or re-submit the same documentation multiple times. Insurance adjusters know these tactics are annoying, and some people will give up and pay the bill on their own – but you don’t have to be one of them. A public adjuster can handle the back-and-forth process with the insurance adjuster while you focus on what matters.
  • You’re struggling with interpreting your property damage insurance policy. Many people aren’t sure what the complicated legalese in their insurance policy means or what is or isn’t covered. These contracts are perplexing for most policyholders who aren’t insurance experts, and the insurance adjuster knows that, too. If they say something isn’t covered, some clients will just take their word for it. Fortunately, public adjusters are experts on insurance policy language – they will check your contract to learn exactly what is or isn’t covered and under what circumstances. Your public adjuster will answer your questions and can debate the insurance adjuster’s interpretation of the contract.
  • The difference between the damage valuation you expected and the one you received is staggering. Another common reason people consult a public adjuster is sticker shock – at how little the insurance company valued their claim! For example, let’s say that a storm causes a tree to fall on your roof. The insurance company sends you a small amount for patching up the damaged section of the roof. But you’ve spoken to several roofing contractors, and they all say this won’t work, and the whole section must be replaced. If this scenario happens, a public adjuster can review the damage and, if they agree with the contractors, re-submit your claim citing evidence that a complete replacement is needed.

How Expensive Is a Dania Beach Personal Claims Adjuster, and Is It Really Worth Hiring One?

First, it’s helpful to understand that public adjusters charge fees only on the amount they recover for you from the insurance company.  You don’t have to pay them anything to give you a claim estimate or review your insurance policy. If you decide to retain their services, you will sign a contract agreeing to pay a certain percentage of the recovery to the adjuster; if there is no recovery, you owe them nothing.

Fees often vary with the experience and expertise of the public adjuster, but they are legally limited to no more than 20 percent in Florida. This limit is reduced to 10 percent after certain natural disasters if the governor declares an emergency.

Only you can decide if you want to hire a public adjuster, but in many cases, they can secure a larger settlement or additional funds for your repair work. For this reason, many policyholders find that the fee is minor compared to the extra funds they gained. Remember that your time is also valuable. The public adjuster takes on all the tedious tasks required by your insurance company – such as filling out and submitting forms, attaching photos and other documentation, and negotiating with the insurance company adjuster.

Should You Hire the Adjuster With the Lowest Fees?

Some people believe cheaper is better, and saving money is smart in many situations. However, in this case, you’re paying for the skill and know-how of the public adjuster you hire. A more accomplished adjuster might charge a few percentage points more, but they could also have more knowledge about the insurance industry, contracts, and different types of property damage. We recommend considering the importance of the adjuster’s qualifications when weighing your decision.

What Questions Should You Ask Before Acquiring Dania Beach Insurance Claim Services?

Here are some crucial topics you should inquire about before making a final decision on a public adjuster or adjusting firm:

  • Are you currently licensed as a public adjuster in Florida, and how long have you been licensed? The length of time gives you some idea of the adjuster’s experience.
  • What is your professional background, and how long have you worked as an adjuster? This is an excellent way to start a conversation about the adjuster’s experience and training. Ideally, your public adjuster should be pleased to talk about their knowledge base, education, and years of experience with adjusting. 
  • How many cases have you handled with similar damage due to fire/flood/theft/etc.? Try to find out if the adjuster has experience, not only with adjusting in general but with handling this particular type of claim. If the adjuster mostly works with weather damage and has only completed a few fire cases, they may not be the best person to address your fire damage.
  • Can you provide me with references? A competent adjuster should be able to give you the names of at least a few satisfied clients.

After interviewing the adjuster, examining their online presence is also a good idea. Visit their website, read reviews, and check their rating on the Better Business Bureau site. Consider the overall tone of reviews – are they mostly positive? Do they contain specific examples of the kinds of damage the adjuster surveyed and what the reviewer did or didn’t like? While positive reviews are generally a good sign, if you see too many that are very short, similar, or say almost nothing of substance, some might be written by bots rather than real people.

Speaking of real people, there’s nothing quite like talking to someone who has done business with the adjuster. Call their references, and ask people you know if they’ve ever worked with a Broward County public adjuster and which one.

Why Should You Hire Pinnacle Claim Services for Your Dania Beach Insurance Claim Review?

Pinnacle Claim Services works hard to produce the best possible results for our clients. To this end, we hire the most capable and well-rounded adjusters, and we proudly display reviews from many of our clients on our website. We’re also pleased to tell you that we have an A+ rating from the Better Business Bureau – but don’t take our word for it, look us up on their website. Additionally, we’re happy to provide references and answer any questions you have about your insurance claim.

Please contact us for a free claim evaluation. Our fees are competitive, but remember, you don’t have to pay anything until we recover a settlement in your favor. Today is the day to find out what your property damage claim is worth or if you should seek more from the insurance carrier.


Living in South Florida, we are no strangers to natural disasters.


Damage Inspection

Damage Inspection

Insurance Policy Review

Insurance Policy Review

Insurance Claim Review

Insurance Claim Review

Insurance Claim Questions

How can Pinnacle Claim Services, Inc. help me?

When disaster strikes, it can be difficult knowing where to turn or who to ask for help. Pinnacle Claim Services’ professional team of Florida public insurance adjusters and support experts are here to assist you throughout every step of your damage claim from emergency services and mitigation through final settlement.

Some of the most common issues people experience with insurance companies after property damage has occurred and a claim has been initiated include: unreasonable delay on the part of the insurance company, inadequate training of the insurance company’s adjusters and adjusters that are “so busy” that your claim gets zero attention and does not progress towards resolution. Additionally, you may not have the appropriate policy with the right type of coverage or limits.

There is no set time period for settling a property damage claim with an insurance company and each claim is different. You could receive a check in a few days or it could be a few weeks. Also, it may take multiple rounds of negotiations and payments for you to be adequately and justly compensated for your claim.

Absolutely not. Some companies do possess better reputations than others and there are some who consistently delay the process unnecessarily. It’s important that you comply with your “duties after the loss” (duty to mitigate etc.) Call us, we can help!

Trust Pinnacle Claim Services, Inc: Your Local Top-Rated, Licensed & Insured Public Adjusters in Deerfield Beach!

Dale GorchoffDale Gorchoff
15:17 18 Jul 22
Positively amazing results from Pinnacle Claim Services. The diligence and professionalism from our exceptional adjuster and the superb support staff facilitated an unexpected outcome better than we could have ever imagined. Sincere thanks to everyone at Pinnacle for being there when we needed them. We would recommend Pinnacle for adjuster services without reservation.
Matida YoungMatida Young
09:10 07 Apr 22
The company done an outstanding job in getting a settlement for me. Without Brad and staff workingDiligently I would of got nothing. Brad PittmanPull the necessary sources to help me which IWill never forget. That is fighting for his clients.I was treated with respect and informed of everyDetailed steps in which I received more than 100%Satisfaction. There is no doubt in my mind I wouldUsed there service again again. And highly recommend my friends.
Denise AdamsDenise Adams
12:23 28 Mar 22
Thanks to Euton and Lori for all the help with my claim. They kept me informed continously check in with me regarding the claim. This company was awesome and I would and have been recommending Pinnacle claims to others. Great job.
Michelle TullochMichelle Tulloch
18:33 24 Mar 22
I would like to say thank you to the outstanding team working at Pinnacle . From start to finish. Special thanks to Linda who held my hand, listened to me getting impatient, stressed and overwhelmed. It was always service with a smile. She followed up with issues involving my claim as she said she would. Had an issue with payout and I was not happy. Brad jumped in and helped to further resolve the issue with the Insurance Company. Pinnacle is about you getting your correct settlement. I will definitely recommend to family and friends. Thank you Pinnacle family. I was truly blessed to have your firm represent me .
Tabitta MichelTabitta Michel
19:35 08 Feb 22
Thank You Linda.I was lost I did not know what to do with the issues I had with my claims with another company. And you took the time to help me find some answer I truly appreciate that. I would recommend my family and friends to the Pinnacle. A friend had referred me he was right.
Marie JacquesMarie Jacques
17:45 18 Aug 21
Everyone was professional.We initially started with Brad whom is very patient and attentive to every word and he extended our expectation. Miss Linda always so kind and respectful, she made sure we understood the process and always communicated every step.
Judy BJudy B
15:48 03 Jul 21
I can't thank Brad Pridemore of Pinnacle Claim Services enough for his help with our insurance claim resulting from hurricane related roof damage.Not knowing how the claim process worked and dealing with serious medical issues, it felt amazing to have someone on our sidethat is knowledgeable, worked for us and our best interest!After suffering a loss, most insurance companies give you the run around. Upon hiring Pinnacle Claim Services they immediatelygot to work on our case, communicating every step of the way. Our insurance company managed to drag it out for months,with a variety of moves intended only to delay, delay. None of the delays were Pinnacle's fault. In the end, Brad was able to get the insurance company to settle, we got a new roof and we couldn't be happier.Their fees are fair and we really appreciate all their efforts.If you find yourself in the situation that your home has been damaged, do yourself a favor and give Brad a call, you won't be sorry.Just remember, it can be a long process, but in the end it's worth the wait.I would highly recommend talking to and hiring Pinnacle Claim Services.Thank you Brad. You've been a lifesaver!
Javier GoodJavier Good
17:33 15 Feb 21
The team at Pinnacle Claims exceeded my expectations. Tom came in after my insurance company had settled a total of $9,829 for covered damages to my home, and he, Monica, Brad and Pat were able to get me another $15,530 after their fees, for a total insurance claim settlement of $25,359 so that I could fully repair the covered damages in my home the right way. They were very good at keeping me informed of the progress of the negotiated settlement, and educated me about the process and the law. Thank you Pinnacle Claims!!
Abigail BineyAbigail Biney
15:30 11 May 20
Pinnacle Claim Service, did a phenomenal job helping me with my roof claim, it was a long process but they were on top until the last .I can't thank them enough. Brad is some one who knows his job and does it well. They stay on top of everything and I don't have to tell them. Before you ask, it already done it. Thank you Brad, Any the way, I'll will recommend this Pinnacle to friends and Love ones.
About Us

Pinnacle Claim Services will request a copy of your policy, file the proper paperwork for you, put together a comprehensive estimate of damages and negotiate a fair settlement Do not become emotionally burdened. Do not be denied money for repairs you deserve. Rely on Pinnacle Claim Services to work on your behalf, keeping you informed throughout every step of the process to get every penny you deserve from the insurance companies.

Firm License # W806323