homes in davie florida
homes in davie florida
Davie Public Adjuster

Davie Public Adjuster

One of the responsibilities of owning a home or commercial property is protecting it with the appropriate insurance. In Florida, that usually means purchasing separate flood insurance and homeowner’s insurance. You may also pay higher premiums to cover specific issues. At the end of the day, you probably chose your insurance company and policy because you expected good service if you ever needed to use your coverage.

Davie Public Adjuster assessing water damage in a home

In some cases, policyholders are pleased with the insurance company’s response to their claims. But in many other situations, the homeowner finds that their insurance carrier is not as helpful as expected. Some common issues that you might run into include the following:

  • The insurance company’s adjuster promises to visit and review your damage but never shows up. Or they might ignore your calls, fail to call you back, or make excuses why they can’t assess the damage right now.
  • The insurance rep says that something isn’t covered when you recall being told it would be covered before you bought the policy. They may point to a clause in your contract and explain that it means you aren’t covered. Because the language is convoluted and difficult to interpret, you may be unsure if you have any recourse.
  • The insurance adjuster surveys your damage but doesn’t spend much time on it. They leave, and a few weeks later, you receive a check for a fraction of what local contractors have quoted you to repair the damage. The insurance company rep insists this is enough to pay for repairing the damage, although they think you need less expensive repairs than the contractors recommend.
  • You feel that your damages have been underestimated in some way by the insurance carrier, and they disagree.

What Can You Do If Your Property Insurance Coverage Has Let You Down?

Knowing what to do next can be confusing. Some policyholders wonder if they should call a lawyer or sue the insurance company. Lawyers can be helpful in many situations, but they are costly, and the court costs for filing a lawsuit could also cost hundreds of dollars. With property damage disputes, resolving the situation without spending a fortune on attorney’s fees and court costs is usually possible. The best way to start is to consult a Florida public adjuster.

How Does a Davie Public Adjuster Help with a Property Damage Claim?

In the same way that your insurance company sends an adjuster to estimate your property damage, you can also hire your own public adjuster to carefully inspect the damage. 

But why would you want to do that when the insurance company already has an adjuster? This is a common question. The answer is that the insurance company’s adjuster will always do what’s best for the insurance company, which often means reducing costs as much as possible. Frequently, insurance adjusters underestimate how much damage a property or structure has sustained. They might recommend minor repairs when the damage dictates a complete replacement of a fixture. Sometimes, the discrepancy becomes apparent when the homeowner starts gathering contractor quotes. Additionally, insurance adjusters love finding loopholes in their policies that allow them to claim that certain repairs or types of damage aren’t covered.

But a public adjuster is tasked with doing what’s best for you, which means getting the insurance company to pay for all your damage. The public adjuster will attentively assess your damage, covering all details and listing every issue. Next, they will read your insurance policy to anticipate potential objections from the insurance carrier. Unlike the average person, public adjusters are highly-trained professionals who know what to look for in an insurance policy. They can help if you have questions about what a clause really means or if the insurance adjuster is interpreting it correctly.

What Are the Next Steps?

Once the public adjuster has a clear picture of your damages and policy coverage, they will create a claim or re-submit it if you’ve already received a settlement or offer. This means that you don’t have to struggle with filling out forms and hoping you don’t make a mistake. Your adjuster will handle this for you, and their expertise allows them to establish the best possible odds of successfully collecting on your claim.

After the claim is filed, your public adjuster will continue to support you, answering questions for the insurance company or negotiating with them for better coverage. For many policyholders, it’s a relief to focus on other aspects of their lives instead of responding to constant requests from the insurance carrier.

What Does a Davie Public Adjuster Charge?

The good news is that you don’t have to pay any fees immediately, which can be helpful if you’re struggling with expenses after a natural disaster or another event that damaged your home. A public adjuster works on contingency, taking a fee out of the eventual recovery from the insurance company. You owe nothing until the adjuster has recovered a settlement.

What is a Typical Fee for a Davie Public Adjuster?

Fees vary, with more experienced adjusters charging a little more for their additional expertise, education, and training. Florida law places a ceiling of 20 percent on public adjuster fees, so they can’t charge more than that. In certain situations where the governor has declared a state of emergency, such as hurricanes or widespread flooding, the ceiling is lowered to 10 percent for all claims related to that event.

How Can You Find the Right Davie Public Adjuster?

Often public adjusters go door-to-door soliciting after a natural disaster, especially if this event has hit your neighborhood hard. If you have more individual property damage, such as after a fire in your home, you can quickly locate a number of public adjusters with a web search. But it’s essential to research the adjuster or adjusting firm to ensure they fit your needs. Here are some crucial questions to answer before you choose a public adjuster:

  • Is the public adjuster appropriately licensed to do adjusting in Florida? Always verify licensure and learn how long the adjuster has been in business.
  • What kind of experience and professional training does your adjuster have? In general, adjusters with more years of experience are more knowledgeable about insurance policies and claims and have seen a wider variety of cases. As discussed earlier, more seasoned adjusters may charge slightly higher fees, but they are often uniquely qualified to fight for you to receive a larger settlement.
  • Aside from years in the business, we recommend asking about the adjuster’s experience with claims similar to yours. An adjuster who mostly handles water damage cases may be perfect for a water damage claim but less prepared to handle a theft or vandalism case. You might ask if they’ve recently handled any water damage cases with issues similar to yours or how many water damage claims they’ve successfully filed in the past year.
  • Keeping up with current trends in the industry and being a lifelong learner are also desirable traits in a Broward County public adjuster. Inquire how they learn about new issues in the field or ask if they do any continuing education to stay up-to-date.
  • What reviews and references does the public adjuster or adjusting firm have? In an ideal situation, your adjuster should happily provide a few references from satisfied clients. But you should also continue your search online, consulting consumer sites for reviews of the adjuster or firm. Read some individual reviews, especially those that are longer and more detailed, because they may offer clues about the adjuster’s work ethic and policies. It’s also helpful to consider their rating on review sites and with the Better Business Bureau. Finally, review the adjuster’s website to see if it answers most of your questions and invites the reader to learn more.

Why Should You Come to Pinnacle Claim Services When You Need a Davie Public Adjuster?

At Pinnacle Claim Services, we know that dealing with damage to your home or office can be stressful and time-consuming, and our goal is to make the process as easy as possible while achieving a fair settlement. We hire only the most experienced and well-informed adjusters, who are prepared to provide you with references. We invite you to read our reviews and ask your friends or neighbors who have worked with us what they think.

We can assist you with multiple categories of property damage claims, including fire damage, flood damage, weather or water damage (including hurricanes and tornadoes), mold damage, and theft or vandalism cases. Your claim evaluation is always free, and if you retain our services, you don’t owe us anything until we settle your claim, so please contact us today to learn more.


Living in South Florida, we are no strangers to natural disasters.


Damage Inspection

Damage Inspection

Insurance Policy Review

Insurance Policy Review

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Insurance Claim Review

Insurance Claim Questions

How can Pinnacle Claim Services, Inc. help me?

When disaster strikes, it can be difficult knowing where to turn or who to ask for help. Pinnacle Claim Services’ professional team of Florida public insurance adjusters and support experts are here to assist you throughout every step of your damage claim from emergency services and mitigation through final settlement.

Some of the most common issues people experience with insurance companies after property damage has occurred and a claim has been initiated include: unreasonable delay on the part of the insurance company, inadequate training of the insurance company’s adjusters and adjusters that are “so busy” that your claim gets zero attention and does not progress towards resolution. Additionally, you may not have the appropriate policy with the right type of coverage or limits.

There is no set time period for settling a property damage claim with an insurance company and each claim is different. You could receive a check in a few days or it could be a few weeks. Also, it may take multiple rounds of negotiations and payments for you to be adequately and justly compensated for your claim.

Absolutely not. Some companies do possess better reputations than others and there are some who consistently delay the process unnecessarily. It’s important that you comply with your “duties after the loss” (duty to mitigate etc.) Call us, we can help!

Trust Pinnacle Claim Services, Inc: Your Local Top-Rated, Licensed & Insured Public Adjusters in Deerfield Beach!

Dale GorchoffDale Gorchoff
15:17 18 Jul 22
Positively amazing results from Pinnacle Claim Services. The diligence and professionalism from our exceptional adjuster and the superb support staff facilitated an unexpected outcome better than we could have ever imagined. Sincere thanks to everyone at Pinnacle for being there when we needed them. We would recommend Pinnacle for adjuster services without reservation.
Matida YoungMatida Young
09:10 07 Apr 22
The company done an outstanding job in getting a settlement for me. Without Brad and staff workingDiligently I would of got nothing. Brad PittmanPull the necessary sources to help me which IWill never forget. That is fighting for his clients.I was treated with respect and informed of everyDetailed steps in which I received more than 100%Satisfaction. There is no doubt in my mind I wouldUsed there service again again. And highly recommend my friends.
Denise AdamsDenise Adams
12:23 28 Mar 22
Thanks to Euton and Lori for all the help with my claim. They kept me informed continously check in with me regarding the claim. This company was awesome and I would and have been recommending Pinnacle claims to others. Great job.
Michelle TullochMichelle Tulloch
18:33 24 Mar 22
I would like to say thank you to the outstanding team working at Pinnacle . From start to finish. Special thanks to Linda who held my hand, listened to me getting impatient, stressed and overwhelmed. It was always service with a smile. She followed up with issues involving my claim as she said she would. Had an issue with payout and I was not happy. Brad jumped in and helped to further resolve the issue with the Insurance Company. Pinnacle is about you getting your correct settlement. I will definitely recommend to family and friends. Thank you Pinnacle family. I was truly blessed to have your firm represent me .
Tabitta MichelTabitta Michel
19:35 08 Feb 22
Thank You Linda.I was lost I did not know what to do with the issues I had with my claims with another company. And you took the time to help me find some answer I truly appreciate that. I would recommend my family and friends to the Pinnacle. A friend had referred me he was right.
Marie JacquesMarie Jacques
17:45 18 Aug 21
Everyone was professional.We initially started with Brad whom is very patient and attentive to every word and he extended our expectation. Miss Linda always so kind and respectful, she made sure we understood the process and always communicated every step.
Judy BJudy B
15:48 03 Jul 21
I can't thank Brad Pridemore of Pinnacle Claim Services enough for his help with our insurance claim resulting from hurricane related roof damage.Not knowing how the claim process worked and dealing with serious medical issues, it felt amazing to have someone on our sidethat is knowledgeable, worked for us and our best interest!After suffering a loss, most insurance companies give you the run around. Upon hiring Pinnacle Claim Services they immediatelygot to work on our case, communicating every step of the way. Our insurance company managed to drag it out for months,with a variety of moves intended only to delay, delay. None of the delays were Pinnacle's fault. In the end, Brad was able to get the insurance company to settle, we got a new roof and we couldn't be happier.Their fees are fair and we really appreciate all their efforts.If you find yourself in the situation that your home has been damaged, do yourself a favor and give Brad a call, you won't be sorry.Just remember, it can be a long process, but in the end it's worth the wait.I would highly recommend talking to and hiring Pinnacle Claim Services.Thank you Brad. You've been a lifesaver!
Javier GoodJavier Good
17:33 15 Feb 21
The team at Pinnacle Claims exceeded my expectations. Tom came in after my insurance company had settled a total of $9,829 for covered damages to my home, and he, Monica, Brad and Pat were able to get me another $15,530 after their fees, for a total insurance claim settlement of $25,359 so that I could fully repair the covered damages in my home the right way. They were very good at keeping me informed of the progress of the negotiated settlement, and educated me about the process and the law. Thank you Pinnacle Claims!!
Abigail BineyAbigail Biney
15:30 11 May 20
Pinnacle Claim Service, did a phenomenal job helping me with my roof claim, it was a long process but they were on top until the last .I can't thank them enough. Brad is some one who knows his job and does it well. They stay on top of everything and I don't have to tell them. Before you ask, it already done it. Thank you Brad, Any the way, I'll will recommend this Pinnacle to friends and Love ones.
About Us

Pinnacle Claim Services will request a copy of your policy, file the proper paperwork for you, put together a comprehensive estimate of damages and negotiate a fair settlement Do not become emotionally burdened. Do not be denied money for repairs you deserve. Rely on Pinnacle Claim Services to work on your behalf, keeping you informed throughout every step of the process to get every penny you deserve from the insurance companies.

Firm License # W806323