Matlacha Isles Public Adjuster

A woman climbing on a ladder with a bucket to catch water leaking out of a damaged ceiling.

Dealing with insurance companies on your own in the aftermath of a natural disaster can feel overwhelming and scary, and you may be tempted to accept their first payout offer, which could potentially leave you and your family without the full amount of money that you need in order to get your life back to normal.

Fortunately, Pinnacle Claim Services is here for you and your family. We will be by your side through the entire claims process with your insurance company, helping to give you the best chance at receiving the full amount of compensation that you are entitled to through your homeowner’s insurance policy.

Pinnacle’s public adjusters are here for you. You don’t have to endure the rebuilding process on your own – we will ensure that your insurance company knows the full extent of damage to your house and property and will fight to get you the compensation that you deserve.

We are waiting to hear from you now. Call us at (954) 466-2954 or contact us online today so that we can get started working for you and your family.

Our Matlacha Isles Public Insurance Adjusters Serve During Times of Need

Matlacha Isles is a small fishing town located on the western shores of Florida. Though it only has about 300 residents, it is still a tourist destination and has a lot of local charm. Fishing tournaments, mangrove islets, local shops, and restaurants pull tourists to this small and friendly hidden gem of a town.

However, unfortunately, just like many other places in Florida, it can’t be all manatee tours and funky antique shops. Hurricanes and other strong storms are a constant threat, especially in the months that make up hurricane season, which spans from June to November. 

Sadly, the ever-present threat of a direct hit from a major hurricane came to fruition. On September 28th, 2022, Hurricane Ian made landfall in Lee County, where Matlacha Isles is located, as a strong and deadly Category 4 hurricane.

Ian has gone down in Florida’s history books as one of the deadliest hurricanes on record, with almost 150 resident deaths and an estimated $12.6 billion dollars of damage. The Matlacha bridge was destroyed as a result of the sustained high-speed winds and devastating storm surge, leaving residents of Pine Island stranded for days until help could arrive. 

After surviving something so harrowing, having to deal with the insurance companies to try to receive the money you need to start moving on with your life can feel frustrating and awful. However, the claim agents at Pinnacle Claim Services are here to help you.

We will help determine the true scope of the damages your house and property sustained, as well as ensure that your insurance company knows the scope of your needs. Once you feel ready and able, reach out to our offices so we can begin the process of helping you rebuild.

We know that you’ve been through a traumatic event, and we want to make things as easy for you as possible. Once you call us, one of our experienced adjusters will come to you.

We will do a full evaluation of the damage to your home and property and help you to understand the extent of your damage. Then, we will study your insurance policy and help you to understand what to expect from your insurance company.

We will also counsel you about your rights when dealing with your insurance company and will help you every step of the way to give you the best chance of receiving the full amount of compensation needed to get your life back to normal as quickly as possible.

How Do I Know What My Claim Is Worth?

Even the most storm-seasoned Floridians may not have the time, energy, or experience to evaluate damage to their home and property, which can make it hard to determine if the insurance company is offering you a fair amount of compensation. However, the public adjusters at Pinnacle Claim Services have years of experience in evaluating home and property damage and work with insurance companies regularly to ensure that their clients have the best chance at a favorable outcome from the claims process.

At Pinnacle Claim Services, you will have:

  • Absolutely no upfront costs
  • 5-star public adjusters
  • Local adjusters are located just minutes away 
  • 24/7 access to our toll-free phone line
  • No need to pay us until you have received your payout

Our Three Step Process

  • Damage Inspection
  • Insurance Policy Review
  • Insurance Claim Review

Don’t Settle For Less With Your Insurance Company

Living through natural disasters can be an exhausting and scary event, and you may be tempted to try to get the claims process with your insurance company over as quickly as possible. While that urge is certainly understandable, rushing through the process may leave you finding that you didn’t receive enough compensation from your insurance company to repair all the damages that occurred. 

Instead of trying to do everything yourself, you can trust and rely on the 5-star public adjusters from Pinnacle Claim Services to help you during this stressful time. Our public adjusters have years of experience in evaluating property damage as well as negotiating with insurance companies.

We will come to you whenever you need. We can help you get the process started, or we can jump right into a claims process that you’ve already begun. 

In our years of damage assessment, we have encountered many different kinds of damage. However, the most common issues we find are:

Once you call us, we will begin the claims process as quickly as we can. We understand that you and your family are ready to get things back to normal and that you don’t want to wait around.

That being said, insurance companies know this and may offer you a quick payout, which may leave you with less compensation than you actually need to get your life back to the way it once was. Before you accept any settlement, contact one of our experienced adjusters to help you ensure that you’re getting the most you can from your particular homeowner’s insurance policy. 

What Damages Will My Matlacha Isles Public Claims Adjuster Look For?

Homeowners insurance policies typically cover many common types of damages that might occur with a major disaster, such as:

  • Water damage and mold damage
  • Damage to roof
  • Damage from smoke and fire
  • Wind damage
  • Damage from lightning strikes
  • Explosions
  • Damage from fallen trees, limbs, or debris
  • Collision with a car, aircraft, boat, or other vehicle
  • Arson, theft, vandalism, or other crimes

Though the items listed above are some common types of damage that are covered, it doesn’t mean that those are the only damages that are covered. Your individual policy may have allowances for different “named perils,” such as sinkholes, sewer backups, and flooding.

Having a public adjuster from Pinnacle Claim Services read over your policy and explain it to you is the best way for you to know if you are receiving the full benefits allowed to you through your policy.

Insurance Companies Don’t Work for You — But Pinnacle Does!

Though many insurance companies want you to think that they are your friend or your neighbor, the truth of the matter is that they are, first and foremost, a company – and their number one goal is not to serve you but to make money for themselves and their shareholders.

These companies spend millions of dollars in marketing every year to make it seem like they are on your side, to make you forget they are a company, but when it comes down to it, they are more concerned with their bottom line than with you.

Once you file a claim with your insurance company, they will send a representative to meet with you. They may also send out an independent adjuster to help assess the property damage, which is an adjuster who does not work for the insurance company but is paid by them to do the damage assessment.

These adjusters are legally required to give a fair and accurate assessment of damages, but they will not necessarily be approaching the damage from a homeowner’s perspective. 

If you want someone who you can know and trust is on your side, hire a public adjuster from Pinnacle Claim Services. Our experienced adjusters will conduct their own damage assessment, help you understand what you’re entitled to under your insurance policy, and talk with your insurance company on your behalf to ensure that you are receiving the full extent of your benefits. We are here for you!

A Matlacha Isles Personal Claims Adjuster Is Here for You!

If you have been through a natural disaster and need someone on your side, contact a public adjuster from Pinnacle Claim Services. The sooner you contact us, the sooner we can begin working on your claim and give you a chance to start getting your life back to normal.

Call (954) 466-2954 or contact us online to schedule your free inspection and review today! 

Get the Money You Are Entitled to From Your Florida Insurance Claim

Water Damage

Water Damage

When water damage occurs in your home, it is usually caused by a broken plumbing pipe. If not, then the leak may be due to a blockage in one or more of your pipes.

Mold Damage

Mold Damage

If you have mold growing in your home, it needs to be removed without delay, otherwise, it will grow and produce allergens, irritants and even toxic substances.

Fire Damage

Fire Damage

A fire can easily cause more damage to your property than you can ever imagine. In addition to the building going up in flames, the raw heat can be overwhelming, as well as the resulting smoke and soot.

Weather Damage

Weather Damage

If your property sustains hurricane or other severe weather damage, it’s crucial to have an expert working in your corner.


Living in South Florida, we are no strangers to natural disasters.


Damage Inspection

Damage Inspection

Insurance Policy Review

Insurance Policy Review

Insurance Claim Review

Insurance Claim Review

Insurance Claim Questions

How can Pinnacle Claim Services, Inc. help me?

When disaster strikes, it can be difficult knowing where to turn or who to ask for help. Pinnacle Claim Services’ professional team of Florida public insurance adjusters and support experts are here to assist you throughout every step of your damage claim from emergency services and mitigation through final settlement.

Some of the most common issues people experience with insurance companies after property damage has occurred and a claim has been initiated include: unreasonable delay on the part of the insurance company, inadequate training of the insurance company’s adjusters and adjusters that are “so busy” that your claim gets zero attention and does not progress towards resolution. Additionally, you may not have the appropriate policy with the right type of coverage or limits.

There is no set time period for settling a property damage claim with an insurance company and each claim is different. You could receive a check in a few days or it could be a few weeks. Also, it may take multiple rounds of negotiations and payments for you to be adequately and justly compensated for your claim.

Absolutely not. Some companies do possess better reputations than others and there are some who consistently delay the process unnecessarily. It’s important that you comply with your “duties after the loss” (duty to mitigate etc.) Call us, we can help!

Free claim Evaluation

No charge unless you get paid.
Live agents available 24/7.

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About Us

Pinnacle Claim Services will request a copy of your policy, file the proper paperwork for you, put together a comprehensive estimate of damages and negotiate a fair settlement Do not become emotionally burdened. Do not be denied money for repairs you deserve. Rely on Pinnacle Claim Services to work on your behalf, keeping you informed throughout every step of the process to get every penny you deserve from the insurance companies.

Firm License # W806323