boynton beach properties
boynton beach properties
Boynton Beach Public Adjuster

Boynton Beach Public Adjuster

A part of the Miami metropolitan area, Boynton Beach is a lovely city perfect for many outdoor activities. However, the location of Boynton Beach puts it at a significant risk of major flooding. Heavy rains are more likely to cause flooding, but hurricanes are also a possible risk factor.

Fortunately, most Floridians know that flood insurance must be purchased separately from a homeowner’s policy and have taken this step to protect their property. Still, the claims process is not without challenges. If your insurance company has rejected your property damage claim or offered you a much smaller settlement than expected, you may benefit from hiring a public adjuster.

What Are the Advantages of Hiring a Boynton Beach Public Insurance Adjuster?

When you hire a public adjuster for your Boynton Beach insurance claim review, they will survey the damage to your property and complete an insurance claim detailing the compensation you need, then submit it to the insurance carrier. This is similar to what an insurance company adjuster does, but with one crucial difference – the insurance adjuster works for the insurance company, and the public adjuster works for you. As a result, the insurance adjuster will try to minimize costs for their employer. They may not investigate your property damage as thoroughly as possible, or they might recommend a repair when a total replacement is the best option. For example, the insurance company might offer to pay for new roof tiles when the damage is extensive enough to require a whole new roof.

In contrast, your public adjuster doesn’t have to worry about cutting corners to save the insurance company money. Their job is to accurately estimate your damages and make a claim for the total cost of fixing them, including replacing components of your home or commercial property if necessary. The public adjuster will draft a complete claim and forward it to your insurance company, but the support doesn’t stop there. A public adjuster can also shoulder the burden of discussing your claim with the insurance company representatives, answering their questions, and negotiating with them to achieve the ideal settlement for your situation.

How Can You Find a Boynton Beach Public Claims Adjuster?

People connect with public adjusters in a variety of ways. Some search for one online, while others ask friends or family for a recommendation. If you live in an area that has recently seen significant flooding or another widespread property damage event (such as a hurricane), you might be visited by one or more public adjusters offering their services. There is no right or wrong way to search for a public adjuster, but it is imperative that you check the adjuster’s background and credentials before making a final decision.

Here are some tips for finding a good public adjuster:

  • While you may be understandably concerned with your own insurance policies right now, you should also make sure the public adjuster is insured – for worker’s compensation, liability, and errors and omissions. This coverage will apply if the adjuster makes a miscalculation that causes a financial loss.
  • Look up the public adjuster or adjusting firm on the Better Business Bureau’s website to see what kind of rating they have.
  • Check for knowledge gaps. The more well-informed your adjuster is about your type of property damage, the better they can assist you with the insurance company. Ask how many similar claims the adjuster has handled, what objections the insurance company frequently has in these cases (insurance companies always have objections to at least some claims), and how the adjuster handles these challenges.
  • It’s especially helpful to have an adjuster who understands insurance contracts and correctly interprets the often-confusing legalese in these documents. In some situations, a skilled adjuster can help increase the value of your claim by accurately interpreting a specific clause in your contract.
  • You should also ask about experience, which often goes hand-in-hand with knowledge. Inquire about how many years the adjuster has been doing this work and if they know of any recent trends in the industry that might affect your claim.
  • If a door-to-door solicitor seems pushy or insists that you sign with them right away, find a reason to end the conversation. No matter who you hire, it’s crucial to take your time and do research beforehand. If the adjuster pressures you to make a fast decision, that’s usually not a good sign.

How Much Should I Pay for a Boynton Beach Personal Claims Adjuster?

We understand that the cost of living has risen in recent years, and many people are concerned about costs. However, this should not be your primary concern when choosing a public adjuster for two reasons:

You Do Not Need to Pay Anything Upfront

Public adjusters charge a fee for the amount recovered from the insurance company. That means you don’t have to pay them anything when you hire them but will give them a small percentage of what you receive. The good news is that policyholders who use a public adjuster tend to have higher settlements, on average, than those who don’t, and in many cases, this will offset the fees.

Paying More for Experience May Be Worth It

A more experienced and astute adjuster may charge a little more, but often this knowledge base can help you achieve a larger settlement. If the difference is a few percentage points, but one adjuster has far more experience, you may be better off choosing the more accomplished adjuster.

What Are the Limits for Public Adjusting Fees in Florida?

In some states, public adjusters can charge as much as 30 percent, but Florida limits fees to 20 percent in most circumstances. If a natural disaster occurs (like a hurricane) and the governor has declared a state of emergency, fees on claims related to that disaster are limited to 10 percent for one year after the disaster declaration.

It is possible to negotiate with some public adjusters for lower fees, but again, you should remember that the most experienced adjusters may not go below a specific rate.

Will Hiring a Boynton Beach Public Insurance Adjuster Slow Down the Claims Process?

It depends on the situation, and it’s important to understand that several factors determine how long your claims process takes. In general, the more damage you have, the more time it will take the insurance company to review your claim and the associated evidence of damage. 

When you have the help of a public adjuster, they are usually very thorough and include as much evidence and detail in their claim as possible. They also tend to have higher estimates than an insurance company adjuster. These factors frequently cause the claims process to take longer, but the upside is that you’re more likely to receive a larger settlement. For many policyholders, receiving a more equitable settlement is worth waiting a little longer for payment.

Is a Boynton Beach Public Adjuster Needed in All Situations?

A public adjuster is beneficial for most insurance claims, but in some circumstances, it may not be necessary. If your damage is minor and relatively simple to explain and document, you may not need one. However, you should always consider seeking help from a public adjuster in these situations:

  • If you have a high-value claim for a significant amount of damage, such as damage from a fire, hurricane, or flood.
  • If your insurance company already sent an adjuster and their settlement offer seemed too low.
  • If you feel the insurance company adjuster did a poor or incomplete job assessing your property damage.
  • If your insurance claim was rejected and you believe this is wrong.

My Insurance Company Says They Hired an Independent Adjuster. Does That Mean I Don’t Need to Hire a Public Adjuster?

No. Regardless of what the insurance company calls their adjuster, this person still works for the insurance company and represents their interests. Securing your own public adjuster ensures that you have someone representing your interests.

Why Should You Choose Pinnacle Claim for Boynton Beach Insurance Claim Services?

At Pinnacle Claim Services, we strive to support you with your property damage claim. We hire only the most experienced and seasoned adjusters to provide the best possible service. Our adjusters have achieved settlements of tens of thousands of dollars for some of our clients – even in situations where the client already received a smaller payment or had their claim rejected. Additionally, our adjusters have the expertise to understand your insurance contract and answer your questions about what is and isn’t covered. We invite you to check out our references and reviews and take a look at our A+ rating from the Better Business Bureau.

If you’re unsure if you need a Boynton Beach public adjuster or simply want a second opinion after receiving a payment that seems too low, please call us for a free quote today. Our friendly staff is always happy to answer questions and schedule you for a consultation.


Living in South Florida, we are no strangers to natural disasters.


Damage Inspection

Damage Inspection

Insurance Policy Review

Insurance Policy Review

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Insurance Claim Review

Insurance Claim Questions

How can Pinnacle Claim Services, Inc. help me?

When disaster strikes, it can be difficult knowing where to turn or who to ask for help. Pinnacle Claim Services’ professional team of Florida public insurance adjusters and support experts are here to assist you throughout every step of your damage claim from emergency services and mitigation through final settlement.

Some of the most common issues people experience with insurance companies after property damage has occurred and a claim has been initiated include: unreasonable delay on the part of the insurance company, inadequate training of the insurance company’s adjusters and adjusters that are “so busy” that your claim gets zero attention and does not progress towards resolution. Additionally, you may not have the appropriate policy with the right type of coverage or limits.

There is no set time period for settling a property damage claim with an insurance company and each claim is different. You could receive a check in a few days or it could be a few weeks. Also, it may take multiple rounds of negotiations and payments for you to be adequately and justly compensated for your claim.

Absolutely not. Some companies do possess better reputations than others and there are some who consistently delay the process unnecessarily. It’s important that you comply with your “duties after the loss” (duty to mitigate etc.) Call us, we can help!

Trust Pinnacle Claim Services, Inc: Your Local Top-Rated, Licensed & Insured Public Adjusters in Boynton Beach!

Dale GorchoffDale Gorchoff
15:17 18 Jul 22
Positively amazing results from Pinnacle Claim Services. The diligence and professionalism from our exceptional adjuster and the superb support staff facilitated an unexpected outcome better than we could have ever imagined. Sincere thanks to everyone at Pinnacle for being there when we needed them. We would recommend Pinnacle for adjuster services without reservation.
Matida YoungMatida Young
09:10 07 Apr 22
The company done an outstanding job in getting a settlement for me. Without Brad and staff workingDiligently I would of got nothing. Brad PittmanPull the necessary sources to help me which IWill never forget. That is fighting for his clients.I was treated with respect and informed of everyDetailed steps in which I received more than 100%Satisfaction. There is no doubt in my mind I wouldUsed there service again again. And highly recommend my friends.
Denise AdamsDenise Adams
12:23 28 Mar 22
Thanks to Euton and Lori for all the help with my claim. They kept me informed continously check in with me regarding the claim. This company was awesome and I would and have been recommending Pinnacle claims to others. Great job.
Michelle TullochMichelle Tulloch
18:33 24 Mar 22
I would like to say thank you to the outstanding team working at Pinnacle . From start to finish. Special thanks to Linda who held my hand, listened to me getting impatient, stressed and overwhelmed. It was always service with a smile. She followed up with issues involving my claim as she said she would. Had an issue with payout and I was not happy. Brad jumped in and helped to further resolve the issue with the Insurance Company. Pinnacle is about you getting your correct settlement. I will definitely recommend to family and friends. Thank you Pinnacle family. I was truly blessed to have your firm represent me .
Tabitta MichelTabitta Michel
19:35 08 Feb 22
Thank You Linda.I was lost I did not know what to do with the issues I had with my claims with another company. And you took the time to help me find some answer I truly appreciate that. I would recommend my family and friends to the Pinnacle. A friend had referred me he was right.
Marie JacquesMarie Jacques
17:45 18 Aug 21
Everyone was professional.We initially started with Brad whom is very patient and attentive to every word and he extended our expectation. Miss Linda always so kind and respectful, she made sure we understood the process and always communicated every step.
Judy BJudy B
15:48 03 Jul 21
I can't thank Brad Pridemore of Pinnacle Claim Services enough for his help with our insurance claim resulting from hurricane related roof damage.Not knowing how the claim process worked and dealing with serious medical issues, it felt amazing to have someone on our sidethat is knowledgeable, worked for us and our best interest!After suffering a loss, most insurance companies give you the run around. Upon hiring Pinnacle Claim Services they immediatelygot to work on our case, communicating every step of the way. Our insurance company managed to drag it out for months,with a variety of moves intended only to delay, delay. None of the delays were Pinnacle's fault. In the end, Brad was able to get the insurance company to settle, we got a new roof and we couldn't be happier.Their fees are fair and we really appreciate all their efforts.If you find yourself in the situation that your home has been damaged, do yourself a favor and give Brad a call, you won't be sorry.Just remember, it can be a long process, but in the end it's worth the wait.I would highly recommend talking to and hiring Pinnacle Claim Services.Thank you Brad. You've been a lifesaver!
Javier GoodJavier Good
17:33 15 Feb 21
The team at Pinnacle Claims exceeded my expectations. Tom came in after my insurance company had settled a total of $9,829 for covered damages to my home, and he, Monica, Brad and Pat were able to get me another $15,530 after their fees, for a total insurance claim settlement of $25,359 so that I could fully repair the covered damages in my home the right way. They were very good at keeping me informed of the progress of the negotiated settlement, and educated me about the process and the law. Thank you Pinnacle Claims!!
Abigail BineyAbigail Biney
15:30 11 May 20
Pinnacle Claim Service, did a phenomenal job helping me with my roof claim, it was a long process but they were on top until the last .I can't thank them enough. Brad is some one who knows his job and does it well. They stay on top of everything and I don't have to tell them. Before you ask, it already done it. Thank you Brad, Any the way, I'll will recommend this Pinnacle to friends and Love ones.
About Us

Pinnacle Claim Services will request a copy of your policy, file the proper paperwork for you, put together a comprehensive estimate of damages and negotiate a fair settlement Do not become emotionally burdened. Do not be denied money for repairs you deserve. Rely on Pinnacle Claim Services to work on your behalf, keeping you informed throughout every step of the process to get every penny you deserve from the insurance companies.

Firm License # W806323