Bokeelia Public Adjuster

A palm tree fallen over in the middle of a road in a powerful hurricane.

Living on an island means that damage from hurricanes, waterspouts, and flooding can occur at any time. No matter the size or strength of a storm, it has the potential to cause major damage to your property.

As a homeowner, you should be ready for these situations and know how to respond to receive compensation to make your property whole again.

Filing a claim with your insurance should be a simple process, but most cases are drawn out, and it can easily take over a year before receiving a payout to address your damages. But with the help of Pinnacle Claims Services, we make this process as easy as possible and handle all negotiations with your insurer.

Don’t settle for less than your claim is worth. Call (954) 466-2954 or contact us online to schedule your free appointment today.

Pinnacle Claims Services offers a free consultation, which includes damage inspections, policy, and claim reviews.

Hiring a Bokeelia Public Insurance Adjuster Is the First Step to Maximizing Your Claim’s Value

Hiring a public adjuster is not just important to receive the benefits you pay for through your insurance. You want to hire a public adjuster who works just for you; the adjusters that insurance companies hire are private and work exclusively just for them.

Just not any public adjuster will do! Hiring the right expert to handle your claim can be the difference between a successful payout to cover your damages and a settlement much lower than what you expected, leading to more out-of-pocket costs.

At Pinnacle, our public adjusters are top-rated and local to the area. They will be familiar with Bokeelia and the damages sustained by storms or other events. They will help get the most out of your property damage claim, whether it is fire, mold, water, or weather damage.

Give yourself a chance to work back towards normalcy after filing your claim with the help of a Pinnacle Public Adjuster. Let us deal with your insurance company so you don’t have to!

You can trust Pinnacle to provide you with a public adjuster who will know your claim’s worth. Our public adjusters can answer any questions and address any concerns throughout the claims and restoration process.

Find Representation While Negotiating with Insurance Companies

Customers who have dealt with insurance companies before know that they sometimes can feel like they are being pushed around and to accept a payout that is significantly lower than their claim is worth. Going up against insurance companies is intimidating and takes a certain skill that not everyone who has just dealt with a natural disaster or damage to their property is ready or able to handle.

At Pinnacle, you will not have to handle any negotiations as it is handled directly through your adjuster. Public adjusters are experienced in negotiating with insurance companies and know their tactics.

All claims are backed up with evidence showing damage, estimated repair costs, and the policy terms they sold you.

West of Cape Coral Is a Tropical Coastal Community in Southwest Florida

Florida is not just a top tourist destination, it is also a place that is home to millions of people who live in the Sunshine State’s tropical landscape.

Located only 30 minutes from Fort Myers, Bokeelia is an unincorporated community within the boundaries of Lee County that is popular amongst locals, tourists, and “snowbirds.” Bokeelia is a great place to fish, go boating, canoeing, and more.

Nestled close to other popular areas in Southwest Florida, Bokeelia is surrounded by water on three sides and is home to just over 1600 residents and plentiful wildlife. Bokeelia gives off the small-town vibe with much to-do around the northern part of the small island.

While no one knows exactly when Bokeelia was first inhabited, it is suspected that it was occupied by natives for about 6,000 years. Over the last couple of centuries, it was occupied by Spanish explorers, pirates, and, eventually, residents.

Today, Bokeelia is a quiet community home to residents with a median age of 65.

As the northern part of Pine Island, the 29 acres serve as a combination of multiple aquatic reserves, a vacation spot for tourists and snowbirds, and a home to locals. Bokeelia is an excellent place for fishing, bird-watching, and canoeing.

Many visitors take a trip down the Bokeelia Fishing Pier or to the Barbara Sumwalt Useppa Island Historical Museum to learn more about the history of this beautiful island. Bokeelia is a peaceful tropical paradise where many find peace and a small-town feel to the community.

An Island Sitting in the Path of Hurricanes

Residents of Bokeelia faced a record-breaking storm in 2022 named Hurricane Ian, which devastated most of the community and surrounding areas. Hurricane Ian was predicted to gravely affect Naples and instead turned north, directly impacting and destroying Pine Island and the surrounding areas, like Bokeelia.

Hurricane Ian hit Bokeelia with wind gusts reaching 150 mph and a storm surge that reached 12 feet. The winds were not the only contributors to property damage on the island, as flooding quickly entered homes, flooded cars, and swept debris across the area.

Many residents who decided to stay in Bokeelia could not leave the island by car after the storm because the Matlacha Bridge, which connects the island to the mainland, received significant damages that made driving unsafe.

Catastrophic impacts in Bokeelia from hurricanes are nothing new. In 2004, Hurricane Charley directly impacted Pine Island and Bokeelia.

It made landfall as a category 2 storm but subsequently intensified to a category 4 nightmare with sustained winds of at least 130 mph. While many residents had time to evacuate, they had to leave their homes and belongings behind to make their way to safety.

As a result, powerlines were down, mobile homes and properties were destroyed, and there were about eight fatalities. Property damages after Hurricane Charley were estimated to cost about $5.4 billion, and in many cases, residents could not return home for about 6 months.

Insurance Companies Can Make It Challenging to Get Fair Value for Your Property Damage Claim

It has happened many times where insurance companies lowball payout for damages that are clearly more severe. Insurance companies are definitely not there to work with their customers and are known to push them around to accept a small payout.

Working with a public adjuster from Pinnacle is a great way to have someone on your side who will handle all negotiations and processes to make sure that you receive compensation to cover your repairs.

Public Adjusters Understand the Insurance Policy Small Print

Insurance companies bet you won’t understand the small print of your insurance policy. In fact, in many cases, they know that by using complex terms and numbers, they can ensure that you will not be able to get the most out of the insurance policy you pay for.

Working with a public adjuster is the best way to see that you are receiving the benefits of your insurance policy to cover any damage sustained to your property. Many insurers will misinterpret the language of the policy in their favor.

It can take a subject matter expert to notice such an occurrence and request more accurate coverage according to the benefits promised in the policy. 

Insurance companies hire their own independent adjusters, who will also examine your claim. But they are not looking at the fine print and are not looking to get you all the benefits you are entitled to.

Pinnacle Claims Services Uses Only Insured Bokeelia Public Claims Adjusters

Working with a public adjuster without insurance can be risky if something were to go awry with your claim. A firm that is not insured could leave you paying out of pocket, even when you did nothing wrong.

Since we work only with top-tier public adjusters, we can promise they will carry a business insurance policy to cover you if they mess up. Know that your claim is in the hands of a responsible and insured firm.

Call an Experienced Bokeelia Personal Claims Adjuster Today

Receiving payment to repair property damages after an event or mother nature should not be a prolonged process. Insurers are known to do what they can to pay out as little as possible, even when your claim is worth much more than that.

Let Pinnacle Claim Services help you with a free consultation where you won’t be charged until a settlement is reached with your insurance company. Join the list of hundreds of satisfied customers who have successfully filed and received a settlement for their claim.

Get started on your free damages inspection, policy review, and claims evaluation today by calling us at (954) 466-2954 or contacting us online to schedule your free initial appointment.

Public Adjuster License # P045417


Get the Money You Are Entitled to From Your Florida Insurance Claim

Water Damage

Water Damage

When water damage occurs in your home, it is usually caused by a broken plumbing pipe. If not, then the leak may be due to a blockage in one or more of your pipes.

Mold Damage

Mold Damage

If you have mold growing in your home, it needs to be removed without delay, otherwise, it will grow and produce allergens, irritants and even toxic substances.

Fire Damage

Fire Damage

A fire can easily cause more damage to your property than you can ever imagine. In addition to the building going up in flames, the raw heat can be overwhelming, as well as the resulting smoke and soot.

Weather Damage

Weather Damage

If your property sustains hurricane or other severe weather damage, it’s crucial to have an expert working in your corner.


Living in South Florida, we are no strangers to natural disasters.


Damage Inspection

Damage Inspection

Insurance Policy Review

Insurance Policy Review

Insurance Claim Review

Insurance Claim Review

Insurance Claim Questions

How can Pinnacle Claim Services, Inc. help me?

When disaster strikes, it can be difficult knowing where to turn or who to ask for help. Pinnacle Claim Services’ professional team of Florida public insurance adjusters and support experts are here to assist you throughout every step of your damage claim from emergency services and mitigation through final settlement.

Some of the most common issues people experience with insurance companies after property damage has occurred and a claim has been initiated include: unreasonable delay on the part of the insurance company, inadequate training of the insurance company’s adjusters and adjusters that are “so busy” that your claim gets zero attention and does not progress towards resolution. Additionally, you may not have the appropriate policy with the right type of coverage or limits.

There is no set time period for settling a property damage claim with an insurance company and each claim is different. You could receive a check in a few days or it could be a few weeks. Also, it may take multiple rounds of negotiations and payments for you to be adequately and justly compensated for your claim.

Absolutely not. Some companies do possess better reputations than others and there are some who consistently delay the process unnecessarily. It’s important that you comply with your “duties after the loss” (duty to mitigate etc.) Call us, we can help!

Free claim Evaluation

No charge unless you get paid.
Live agents available 24/7.

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About Us

Pinnacle Claim Services will request a copy of your policy, file the proper paperwork for you, put together a comprehensive estimate of damages and negotiate a fair settlement Do not become emotionally burdened. Do not be denied money for repairs you deserve. Rely on Pinnacle Claim Services to work on your behalf, keeping you informed throughout every step of the process to get every penny you deserve from the insurance companies.

Firm License # W806323