It can be overwhelming to manage the aftermath of a major storm or another property damage incident without access to the proper guidance and the resources you need. Insurance companies can offer relief via benefits, but ultimately they work for the sake of their company’s goals, not yours. This fractured motivation can lead to problems later on down the road in your claim process. Your claim could be denied, or the settlement offer you receive could completely leave out certain types of coverage. Luckily, there are great resources available capable of making the stressful points of your claim easier to handle!
A public adjuster is a perfect resource for policyholders that don’t fully understand their policy. In this line of work, we often run into insurance representatives that “overlook” hidden benefits in the interest of the company, but we’re here to make sure that your best interest is put first.
The mission of every Pinnacle Claim Services adjuster is to ensure that you, our client, can seek the full benefits of what you pay for in your insurance policy. Property damage is stressful, so let us help you with what happens next. Our live claim experts are standing by. Call now for a free initial consultation. You can contact us online or by phone at (877) 70-CLAIM anytime!
In Osceola, you can enjoy the vibrant community at festivals like The Great American Pie Festival, The Grant Seafood Festival, or others for interests like music and art. Osceola is also home to beautiful natural sights, like the Disneyland Wilderness or The Great Florida Birding and Wildlife Trail!
Because Osceola is situated in the center of Florida, the community is fortunately not one of the hardest-hit communities in the state when the storms roll in. However, that doesn’t mean Osceola is immune to weather damage. Tropical storms and hurricanes usually bring heavy winds and other hazards that migrate inland rapidly. The Osceola County website lists the top hazards that the county faces, including things like tropical cyclones, tornados, and floods.
In the state of Florida, a public adjuster is the only certified adjuster legally permitted to represent a policyholder through their claim process. We can advocate for your best interest through damage inspection, claims negotiation, and property damage restoration.
Pinnacle Claim Services can help you with a claim for:
You’d think your policy benefits would be reflected in your claim even if you don’t fully understand your policy, right? Well, if you aren’t on top of your benefits, neither is your insurance representative. Some hidden benefits can go “unnoticed” by your representative. Unless double-checked by a professional such as a public adjuster, you will lose the coverage in your current claim completely.
One of the most difficult parts of the claim process is representing yourself as a policyholder through negotiations. Most policyholders have limited experience with insurance companies, including their tactics for negotiating a settlement, and the details of coverage. Our adjusters at Pinnacle have years of experience getting in the ring with insurers, fighting for policyholders to receive fair settlements.
When you call Pinnacle, you can feel at ease knowing that we won’t ask for a dime until we’ve earned payment for our work. Our services are completely risk-free because we don’t win unless you do. Our only compensation is a small and agreed-upon percentage of your final settlement. You don’t pay any additional fees, and we’ll never ask for a deposit upfront.
We pride ourselves on transparency and integrity. Our adjusters will openly work with you throughout every step of the claim process, ensuring that you are aware and comfortable with how your property is being cared for. So, it is equally important that you understand how we’ll protect your claim and what our process is as we integrate our services into your current insurance claim.
Everything starts when you call us! We immediately start with an initial consultation that inquires about the more unique details of your situation, so we can prepare for the best approach to assert your claim. We have live claim experts available all the time, so we’ll always be ready when you’ve decided it’s time to gather additional resources to protect your property through the damage it’s endured.
One of the first steps outside of your phone consultation is an on-site damage inspection, independent of the inspection conducted by your insurance company. We’ll send an Osceola County public adjuster directly to you. Our goal is to gather every piece of evidence available from the damage and compare it to the findings of the insurer. We will take our notes from the inspection to assist you during negotiations and highlight any points that may help you recover more damages in the final settlement.
It is important for your public adjuster to understand every detail of your insurance policy and compare your coverage to the damages found during the inspection. This process ensures that when negotiation time comes, we have a concrete rebuttal for any aspect of your restoration that has been undervalued in their initial offer. When you work with a public adjuster, an insurance representative knows you mean business.
It can be hard to confidently know which companies to work with when restoring damages to your property. Many people have had bad experiences with restoration, whether it be a simple HVAC or plumbing repair or a more serious restoration job. That can leave policyholders unsure where to turn in the wake of a serious disaster.
Your insurance representative may offer you resources, but they likely have no personal control over who they are recommending. Our offices have worked closely with pillars of the community in various restoration specialties, and we never recommend someone in whom we don’t have confidence.
Before you’ve even decided to work with an Osceola public adjuster, there are some steps that you can take which will greatly impact the validity of your claim and may help you recover more of the endured damages in your settlement. These are all steps you can take independently, without the help of any outside parties or resources.
There is no benefit in hesitating to call your insurer, so call as soon as it is safe to do so. Most insurance policies cover initial damage, but that coverage does not extend to damages created due to neglect. When you fail to inform your insurer about property damage in a timely manner, they may be able to deny certain coverages because the damage was worsened by neglect and not because of the initial event.
It is important to stay on top of all damages while your insurer is working to inspect and begin the restoration process. This means that you should always attempt to mitigate further damages, to the extent it is reasonably possible and safe for you to do so. For example, if you have a burst pipe causing water damage throughout your house, turning off the main water supply and drying out any existing water will prove to your insurance company that you are taking every step and precaution to minimize damage.
One of the initial steps you should take after uncovering the extent of your property’s damage, you should document your own findings with pictures, videos, and even a list of damaged personal items. This record is a valuable resource for your public adjuster, and the contents of your documentation just might help you recover a larger settlement.
Extreme weather can be really scary, especially if you are ill-prepared. Fortunately, the state of Florida has many resources for citizens to take advantage of in such stressful and sometimes dangerous times.
We know that it can be difficult to adhere to a typical schedule while you’re facing the effects of property damage, so our live claim experts are always ready when you are. We have representatives available 24/7 to walk you through an initial consultation that will jumpstart proactive services like a claim review and damage inspection.
A public adjuster is more than representation, but also a resource for questions and hiccups you may be facing. We’ll respond quickly to ensure that your property restoration is in good hands.
Call (877) 70-CLAIM or contact us online now to schedule your free damages inspection, policy review, and claim evaluation!
Living in South Florida, we are no strangers to natural disasters.
LET US PERFORM A FULL REVIEW OF YOUR INSURANCE POLICY TO MAKE SURE YOU HAVE THE CORRECT COVERAGE!
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When disaster strikes, it can be difficult knowing where to turn or who to ask for help. Pinnacle Claim Services’ professional team of Florida public insurance adjusters and support experts are here to assist you throughout every step of your damage claim from emergency services and mitigation through final settlement.
Some of the most common issues people experience with insurance companies after property damage has occurred and a claim has been initiated include: unreasonable delay on the part of the insurance company, inadequate training of the insurance company’s adjusters and adjusters that are “so busy” that your claim gets zero attention and does not progress towards resolution. Additionally, you may not have the appropriate policy with the right type of coverage or limits.
There is no set time period for settling a property damage claim with an insurance company and each claim is different. You could receive a check in a few days or it could be a few weeks. Also, it may take multiple rounds of negotiations and payments for you to be adequately and justly compensated for your claim.
Absolutely not. Some companies do possess better reputations than others and there are some who consistently delay the process unnecessarily. It’s important that you comply with your “duties after the loss” (duty to mitigate etc.) Call us, we can help!
Pinnacle Claim Services will request a copy of your policy, file the proper paperwork for you, put together a comprehensive estimate of damages and negotiate a fair settlement Do not become emotionally burdened. Do not be denied money for repairs you deserve. Rely on Pinnacle Claim Services to work on your behalf, keeping you informed throughout every step of the process to get every penny you deserve from the insurance companies.
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THIS IS A SOLICITATION FOR BUSINESS. IF YOU HAVE HAD A CLAIM FOR AN INSURED PROPERTY LOSS OR DAMAGE AND YOU ARE SATISFIED WITH THE PAYMENT BY YOUR INSURER, YOU MAY DISREGARD THIS ADVERTISEMENT.
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