After a major storm or home disaster, it can be tricky to maneuver through the fine details of the property damage claims process. That is why public adjusters are available in your area to assist you with your claim right when you need it most. A study conducted after the 2005 hurricanes (Cindy, Katrina, and Wilma) found that policyholders who worked with a public adjuster received an average of 747% more for catastrophic claims. This number was almost nearly as high for non-catastrophic claims, too!
A public adjuster is the only certified adjuster licensed by the state of Florida to represent you through your property damage claim. We have the knowledge and experience to search for hidden benefits within your policy, advocate for your best interest through restoration, and assist you during negotiations with your insurer.
When filing a property damage claim, you shouldn’t have to try and sort out every piece of the puzzle. Public adjusters can help alleviate some of the weight on your shoulders. We are a professional team of eyes and ears familiar with every step of the claims process. We’ll help you feel more prepared and comfortable and fight with you to seek every penny of benefits available.
Pinnacle Claim Services has a team of live experts available 24/7 to get you started with an initial consultation. Our services are risk-free, and we act fast. Call (877) 70-CLAIM to speak with a member of our team today!
Miami Dade is a diverse community with world-class culture, music, art, and entertainment. Miami Dade is the most populated county in Florida, with over 2 million residents, and it sits in 7th for the most populated county in the nation. The county is home to some of the nation’s most famous attractions and destinations, like Miami Beach and the Art Deco Historic District.
Explore culture in Little Havana, enjoy natural beauty at the Everglades Safari Park, or shop till you drop in Miami’s most well-known shopping center, Lincoln Road Mall. There truly is something for everyone in Miami-Dade!
Miami has a higher-than-average storm risk, even for Florida, with a 68% risk score for natural disasters. Unfortunately, Miami Dade has been impacted by many of the most famous hurricanes and tropical storms the state has seen in recent years. Recent examples of devastating storms include the likes of Tropical Storm Elsa and hurricanes Isaias and Dorian. Even so, Miami is a centralized hub for tourism and economic growth in Florida.
You may think that because you pay for coverage, you should simply be able to use it when you need it. That assumption shouldn’t be so outrageous! Unfortunately, it’s not always true. Insurance companies are notorious for undervaluing insurance claims. They may have you jump through more hoops than you expect to convince them of your claim’s actual worth.
That’s where we come in. With years of experience combatting insurance tactics meant to subvert claims by policyholders, a Miami-Dade County Public Adjuster like our team at Pinnacle Claim Services are prepared to take on whatever your insurer throws your way.
It’s important that you feel like you are being represented through a property damage claim, so we have built our whole business around the success of our clients. Our representation costs $0 upfront because we win when you win! Our compensation is a small and agreed-upon percentage of your final settlement and nothing more. At Pinnacle, your success means our success, so we only give our best every time.
One of the most anxious steps of the claims process is sitting through negotiations. It can be overwhelming to go in without any idea what numbers they’ll throw at you or what they deem your property worth.
Pinnacle public adjusters have managed thousands of property damage claims. We know what tactics insurers use to deny coverage, leave out benefits, undervalue your claim, and avoid paying what they’ve promised through coverage. We can combat them with real evidence from your claim, policy, and inspection of damages. Insurers count on the trust of their policyholders to use these strategies, but with a public adjuster at your side, you have an ally and an advocate throughout every step of the process.
Our team of qualified adjusters has taken every measure to ensure that our representation procedure is comprehensive and inclusive. We take every step, turn every rock, and scan every fine detail to make sure that we have built a confident and accurate estimate that we can use to combat any lowball offers.
We act fast, so when you call, we will jumpstart our process with an initial consultation that assesses the more unique details of your situation. This initial consultation will help us better understand your claim and develop a plan of action for the best way to move forward.
We will conduct an independent inspection of the damages to compare with the inspection that your insurer completed. Why not just trust your insurer’s assessment? We want to gather our own data. Insurers often miss crucial details about the extent of damages or come to different conclusions regarding the needed level of repairs. It is important to have multiple sets of eyes on the initial damage before restoration to form a most accurate picture of how your property was damaged.
In order to protect your claim, we have to fully understand what’s inside it. We will deep-dive into your property damage claim and compare the damages sought with the coverage you pay for in your policy. This review will help us determine exactly what your policy covers and how to protect your coverage during negotiations for the final settlement.
There are many ways for you to protect your property, some of which you can do without any help from an outside resource. These steps should be taken immediately after the damage has been recognized. It is never advisable to wait and potentially let property damage get worse.
When you’ve experienced property damage, it is crucial that you document every personal item, appliance, or part of your property’s foundation that was damaged or may not be salvageable. This documentation should be extensive and include photos or videos.
You are expected as the property owner to take all reasonable precautions you can perform safely to limit further damage to your property. When you prove that you’ve taken precautions like boarding up windows or walls, drying out flooded water, or shutting off your property’s main water source, you are showing your insurer that you’ve taken the necessary responsibility in caring for your property. This will make it harder for your insurer to say that you neglected your property and the damages are self-inflicted — thereby, not covered by your policy.
Extreme weather can be really scary, especially if you are ill-prepared. Fortunately, Florida has many resources for citizens to take advantage of in such stressful and sometimes dangerous times.
One of the most valuable resources you can have to protect the validity of your claim is a public adjuster. When you hire an adjuster, you add a whole team of experienced professionals to your claim. They can advocate for your best interest and make sure that you are receiving the benefits that you pay a premium for every month.
Pinnacle Claim Services is ready to help through many types of property damage claims:
We understand that it can be difficult to maintain a sense of normalcy after managing the immediate aftermath of property damage. That is why we have made sure that we’re always available when policyholders need us. Our live claim experts are available 24/7 to conduct your initial consultation. All you have to do is call!
Call (877) 70-CLAIM or contact us online to speak with a trusted member of our team and get one step closer to a successful claim!
Living in South Florida, we are no strangers to natural disasters.
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When disaster strikes, it can be difficult knowing where to turn or who to ask for help. Pinnacle Claim Services’ professional team of Florida public insurance adjusters and support experts are here to assist you throughout every step of your damage claim from emergency services and mitigation through final settlement.
Some of the most common issues people experience with insurance companies after property damage has occurred and a claim has been initiated include: unreasonable delay on the part of the insurance company, inadequate training of the insurance company’s adjusters and adjusters that are “so busy” that your claim gets zero attention and does not progress towards resolution. Additionally, you may not have the appropriate policy with the right type of coverage or limits.
There is no set time period for settling a property damage claim with an insurance company and each claim is different. You could receive a check in a few days or it could be a few weeks. Also, it may take multiple rounds of negotiations and payments for you to be adequately and justly compensated for your claim.
Absolutely not. Some companies do possess better reputations than others and there are some who consistently delay the process unnecessarily. It’s important that you comply with your “duties after the loss” (duty to mitigate etc.) Call us, we can help!
Pinnacle Claim Services will request a copy of your policy, file the proper paperwork for you, put together a comprehensive estimate of damages and negotiate a fair settlement Do not become emotionally burdened. Do not be denied money for repairs you deserve. Rely on Pinnacle Claim Services to work on your behalf, keeping you informed throughout every step of the process to get every penny you deserve from the insurance companies.
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THIS IS A SOLICITATION FOR BUSINESS. IF YOU HAVE HAD A CLAIM FOR AN INSURED PROPERTY LOSS OR DAMAGE AND YOU ARE SATISFIED WITH THE PAYMENT BY YOUR INSURER, YOU MAY DISREGARD THIS ADVERTISEMENT.
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