No one can predict property damage, but all property owners can take measures to protect themselves from having their claims undervalued.
In the event your home or property is damaged by a storm, fire, or other unfortunate event, look to the professionals whose sole job is to ensure that you get all of the benefits possible out of your policy.
A public adjuster is a licensed professional who represents a policyholder directly, helping manage every factor of their property damage insurance claim.
Pinnacle Claims Services provides you with free damages inspections, free claims reviews, and a free review of your insurance policy — all with the goal of seeking the maximum amount of benefits.
Don’t let hidden benefits go to waste, call Pinnacle Claim Services today! We have live claim experts available 24/7, so there’s never a bad time to get started. Call (877) 70-CLAIM to talk with a trusted member of our team, or contact us online to schedule an initial consultation.
Pembroke, a suburb of Pembroke Pines in Broward County, claims a spot on the list of best places to raise a family in Florida. Full of parks, gardens, nature trails, and kid-friendly activities, Pembroke has everything a family needs in an enriching, well-rounded neighborhood.
In Pembroke Pines, 70% of residents own their homes, making it a popular place for those looking to put roots down in a community.
Due to its coastal location, Pembroke Pines has a high risk of hurricanes and tropical storms.
Since 1930, a recorded 81 hurricanes have affected the area. Most recently, Hurricane Ana in 2015 left an impact on the Pembroke Pines community.
The largest hurricane to hit Pembroke Pines, Florida, was Hurricane Wilma in 2005. Wilma caused about $19 billion dollars in damage and took 30 lives in Florida alone.
Because of the high storm risk, it is essential that Pembroke residents are aware of annual weather patterns and stay up-to-date on current weather reports.
Another step that policyholders can take is to ensure that their current policy covers the most common types of weather-related damage in their area.
When you notify your insurer of damage to your property, they retain an independent adjuster to settle your claim. That makes your insurer their client, and it is their main responsibility to look out for the best interest of their clients.
What benefits them may not always benefit you, so it can be extraordinarily beneficial to retain an adjuster of your own.
A public adjuster is the only type of adjuster licensed by the state of Florida to specifically represent policyholders through property damage insurance claims.
We review the work of your insurance representative to hold them accountable — doing our own investigation into the details of the claim and using our findings to negotiate a settlement on our client’s behalf.
The main difference between independent adjusters and public adjusters is who we represent. Both are licensed, trained, and experienced adjusters, but our sole purpose is to serve the policyholder themselves in property damage claim proceedings.
The team at Pinnacle Claim Services can help you get the most out of your property damage claim for any of the following types of damage:
A public adjuster can represent a policyholder’s best interest as they manage the process of their property damage claim, but what exactly does that mean?
When you open a property damage claim with your insurer, there may be aspects of filing that you are not familiar with handling as a policyholder.
Most policyholders will only see a handful of claims in a lifetime, but a public adjuster has years of experience efficiently overseeing the progression of countless damage claims.
Without a public adjuster, you may not recognize if your claim is being undervalued by your insurance representative, leaving you with out-of-pocket expenses that are actually covered by your insurance policy.
Further, you may accept any refusals of coverage at face value when in fact the letter of the policy language implies that your damages should be covered.
When you call Pinnacle, we promise to act fast. One of the first things we’ll do is send out a professional damage inspector to investigate the fine details of what happened to your property on-site.
Your insurer will do the same, but it is crucial to have a second professional opinion verifying the details of the damage.
While most insurance policies cover a wide variety of damage, it is the “how,” “when,” and “why” that play an extremely important role in the outcome of your claim. These damage inspectors will solidify many of these critical details at this stage of your claim.
Further, we will help you accurately estimate the costs of full restoration up to the condition promised by your policy.
Many insurers will base their estimated costs of material and labor on outdated market models, but we work with experts who have up-to-the-minute projections on what you can expect to pay to get your property back in perfect order.
If you have ever read through the contents of your insurance policy, you may have noticed the overwhelming level of insurance jargon that makes these documents more difficult to read.
Because of how said insurance policies are written, it may be easier to overlook important clauses that map out specific coverage, which could be beneficial.
A Pembroke public adjuster will deep-dive into the contents of your insurance policy, looking to highlight any hidden clauses, and then utilize this information in later steps of your claims process, such as negotiations.
For many policyholders, one of the most difficult aspects of a property damage claim is the negotiation process.
Not only will the claimants be inexperienced and likely to agree with the insurer’s assessment, but they may also be unprepared to counter any offers with concrete reasons.
While you and your insurance representative must come to an agreement together, they can use standard tactics to pressure a policyholder into settling with an undervalued claim.
A public adjuster can speak on your behalf during negotiations, bringing all of the information gathered from the investigation process to the table.
A public adjuster is trained to negotiate with these insurance representatives, and we won’t be thrown off guard by their tactics to undervalue your claim.
In the event that you decide to litigate your claim, we can provide our expert advice to you and your attorney, backing up your assertions that your insurance policy contract is not being honored.
Not all claims will escalate to this stage, but a public adjuster can provide invaluable knowledge and a thorough accounting of the details of your case.
Most insurers will try to settle before allowing a claim to reach this point, but when it does happen, having a knowledgeable professional on your team can significantly impact the way your claim plays out.
Your public adjuster can help you avoid being pressured by your insurer and will aid you in mapping out the most beneficial course of action for your interests as an insured property owner.
When you retain the services of a public adjuster, it is vital that you ensure the firm that you choose to work with is properly insured.
By working with an insured public adjusting firm, you protect yourself in the event the firm misrepresents your case or neglects to represent you with due diligence.
Pinnacle Claim Services is dedicated to Florida communities and takes the highest responsibility in serving each client with our greatest professional capacity. Our firm is licensed, insured, and equipped to help you manage your property damage claim.
Managing every detail of an insurance claim can be a tiring challenge with confusing processes and tedious, time-consuming tasks. A Broward County public adjuster can take much of this weight off your shoulders by overseeing the progression of your claim as it unfolds.
When you work with a public adjuster, you gain a team of advocates committed to serving policyholders just like you in Pembroke.
Pinnacle has live claim experts available 24/7, so you don’t have to worry about waiting for business hours. Call (877) 70-CLAIM to talk with a trusted member of our team, or contact us online to get started with an initial consultation.
Living in South Florida, we are no strangers to natural disasters.
LET US PERFORM A FULL REVIEW OF YOUR INSURANCE POLICY TO MAKE SURE YOU HAVE THE CORRECT COVERAGE!
Damage Inspection
Insurance Policy Review
Insurance Claim Review
When disaster strikes, it can be difficult knowing where to turn or who to ask for help. Pinnacle Claim Services’ professional team of Florida public insurance adjusters and support experts are here to assist you throughout every step of your damage claim from emergency services and mitigation through final settlement.
Some of the most common issues people experience with insurance companies after property damage has occurred and a claim has been initiated include: unreasonable delay on the part of the insurance company, inadequate training of the insurance company’s adjusters and adjusters that are “so busy” that your claim gets zero attention and does not progress towards resolution. Additionally, you may not have the appropriate policy with the right type of coverage or limits.
There is no set time period for settling a property damage claim with an insurance company and each claim is different. You could receive a check in a few days or it could be a few weeks. Also, it may take multiple rounds of negotiations and payments for you to be adequately and justly compensated for your claim.
Absolutely not. Some companies do possess better reputations than others and there are some who consistently delay the process unnecessarily. It’s important that you comply with your “duties after the loss” (duty to mitigate etc.) Call us, we can help!
Pinnacle Claim Services will request a copy of your policy, file the proper paperwork for you, put together a comprehensive estimate of damages and negotiate a fair settlement Do not become emotionally burdened. Do not be denied money for repairs you deserve. Rely on Pinnacle Claim Services to work on your behalf, keeping you informed throughout every step of the process to get every penny you deserve from the insurance companies.
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THIS IS A SOLICITATION FOR BUSINESS. IF YOU HAVE HAD A CLAIM FOR AN INSURED PROPERTY LOSS OR DAMAGE AND YOU ARE SATISFIED WITH THE PAYMENT BY YOUR INSURER, YOU MAY DISREGARD THIS ADVERTISEMENT.
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