Deerfield Florida
Deerfield Florida
Palm Beach Gardens Commercial Loss Public Adjuster

Palm Beach Gardens Commercial Loss Public Adjuster

The interior of a large commercial building undergoing reconstruction after storm damage.

A city is empty without the enriching businesses that uplift the local community. Commercial businesses can have a lot of weight on their shoulders, and a wide variety of factors could contribute to major losses or even the permanent closure of their business if not fully covered by insurance.

Pinnacle Claim Services is a dedicated adjusting firm that has spent years serving members of the Palm Beach Gardens as they walk through commercial loss claims like yours.

The insurance adjuster assigned to your case works for the insurer and is incentivized to reduce the value of claims payouts to the greatest possible extent. Public adjusters represent you directly and have an incentive to help you get as much as you can out of each and every claim.

A business loss public adjuster can help a claimant save time and energy while simultaneously safeguarding their financial future. You pay for your insurance benefits, so you should be able to use them — but your insurer may not make the process so easy. 
If you have suffered a loss, we can help you get your commercial operation back on its feet. To meet with a Palm Beach Gardens commercial claims adjuster, call 954-466-2954 or contact us online 

Palm Beach Gardens Commercial Loss Public Adjuster Services We Offer

A Pinnacle Claim Services adjuster acts as a valuable resource for Palm Beach Gardens business owners when filing a claim. Acting on your behalf, they can manage critical tasks such as:

  • Independent damage inspection: When you file an initial notice of loss for your business, the hired insurance representative will either send out a contractor to inspect the extent of physical damage or will appoint other professionals to review your loss event. Your Pinnacle public adjuster will send an independent professional to give you a valuable second opinion on the matter.   
  • Claim and policy review: The only way to be sure of what benefits you have available for a commercial loss claim is to sift through the (often dense) policy documents. A public adjuster for Pinnacle will deep-dive into the contents of your insurance policy and compare benefits promised to what is being offered. This process allows us to form a more comprehensive estimate of your claim’s true value.  
  • Settlement negotiations: Negotiating a final settlement for a commercial loss claim can be more complex than estimating the value of the damage. Many factors can contribute to commercial loss. Your public adjuster can protect you from undervaluation or missing benefits during the brokering of a final settlement amount. An adjuster can bring to a policyholder’s attention if a settlement offer undervalues the loss inflicted upon their business and can offer advice about best options to take.

Avoid These Mistakes When Filing a Commercial Loss Insurance Claim 

Every year, insurers deny about 1 in 5 claims. In many cases, a claim can be denied because the claimant made a simple but fateful mistake during the process of filing. 

Even if a policyholder has a wide range of coverage for their business, there are small yet critical mistakes that can heavily affect the outcome of their claim.   

When you are approaching a commercial loss claim, remember to never: 

  • Delay reporting the loss: It may be tempting to put reporting damage or loss to your insurer on the back burner until it becomes unignorable, but this can actually harm your claim. If you delay reporting the loss, you provide the insurer with valid proof that you have neglected the care of your property or your business operations. This can lead to a claim rejection.  
  • Attempt to fix the problem yourself: Even if you feel comfortable with the tools and equipment required to fix any property damage, it may be best to leave the restoration to a hired team of professionals, ones who are liable if they cause further damage. If a property owner adds any damage, they may be forced to pay out of pocket for the expense. 
  • Blindly trust the insurance representative: The adjuster who works for the insurance company is not obligated to provide you with helpful advice or even ensure that you are receiving all of the benefits in your policy. Many claimants will take what their insurer says at face value, but they could be ignoring options or giving up on fighting for benefits they may actually be able to use. 

What Are Typical Causes of Commercial Business Loss?

Thousands of new businesses are opened across Florida every year. Even though many of these businesses open with the same zeal, commercial business loss is an unfortunate reality for many. 

According to, approximately 50% of all new businesses fail within the first five years. Damage or major losses can heavily contribute to the financial insolvency of a local business, possibly forcing a permanent closure. 

​​There are endless risks to the financial stability of a commercial business, but the most common factors that lead to an expensive halt in operations include:

  • Weather damage
  • Fire
  • Business Interruption
  • Theft

What Is a Public Adjuster, and Why Do Commercial Loss Claimants Hire Them?

A public adjuster is a trained and certified insurance professional who works solely for the policyholder who hires them. They are not contracted employees who work for an insurance company but instead work independently.

Public adjusters can check and oversee the findings that an insurance adjuster is presenting to the claimant. 

Public adjusters exist because private insurance companies may not be quite as thorough with settling claims as they are with collecting premiums. If a claimant walks away from a commercial loss claim with out-of-pocket expenses, the insurance representative holds no responsibility for that mistake.

Unfortunately, a claimant is the only person responsible for ultimately ensuring that a settlement includes every benefit that their policy covers.

When you hire a Palm Beach Gardens Public Adjuster, they can take the weight of managing the settlement process off of your shoulders. Your adjuster will oversee each step, ensuring that your best interests are being accounted for as the claim progresses.  

We closely review your policy and investigate the sources of your loss. Through our knowledge of the insurance process, we can help you ensure that every loss is well-documented and accounted for within your claim.

Our experienced professionals also know how to review your policy closely in order to determine all applicable benefits that may be available.

During the course of claims processing, we can help ensure that everything stays on-track. When insurers allege that certain coverage isn’t offered, we double-check their math and legal conclusions.

Finally, we can help you advocate for a higher settlement amount when insurers offer unreasonably low payouts for your claim.

Pinnacle Claim Services Proudly Serves Many Florida Businesses

Pinnacle has served countless commercial loss claimants in various fields, including:

  • Apartment complexes
  • Banks
  • Campus housing, dorms, and administration buildings
  • Churches, synagogues, temples
  • Condominium associations
  • Correctional facilities
  • Defense contractors
  • Educational institutions
  • Hospitals and doctors’ offices
  • Hotels and motels
  • Industrial parks
  • Multi-family properties
  • Office buildings and office parks
  • Production plants/manufacturing
  • Recycling plants and scrap facilities
  • Retirement communities
  • Shopping and retail
  • State and municipal entities
  • Warehouses and distribution facilities

Commercial Insurance Claims Can Be Worth Millions

A responsible business owner understands that comprehensive insurance is a necessity for conducting operations with confidence. In an instance where an unforeseen event interrupts business, causes property damage, or creates other commercial losses for the facility, commercial insurance can offset the expenses. 

While policyholders turn to their insurer for support in unnerving times, the company will not be seeing things from the same perspective. They are trying to avoid their own losses, which means minimizing the benefits provided for the claim, to the extent possible.

By the same token, commercial insurance claims can be expensive to settle, considering the additional expenses of operating a business. One commercial loss claim can cost an insurance company millions of dollars, incentivizing tactics like claim undervaluation, in order to protect their own financial health.  

All of these factors mean that you can expect a fight when it comes to retrieving all the insurance benefits you expect. Having Pinnacle Claims Services in your corner means you gain the knowledge and industry experience of someone who works specifically for your interests, giving you the tools you need to truly understand what you should be owed.

A Palm Beach Gardens Business Loss Public Adjuster  Saves You Time and Energy — While Helping You Recover More!

A property damage claim is not an experience that most property owners will endure more than a handful of times. A public adjuster has handled hundreds, often thousands, throughout their career.

These licensed professionals help you better understand the complexities of the commercial loss claim process while taking many of the tedious and time-consuming tasks completely off of your hands.

As a business owner, you understand being faced with choices to protect your commercial property, and in the event of damage or other losses, you’ll be faced with many more. A public adjuster is a professional with extensive experience in the field, and that knowledge can be valuable when you are faced with straining decisions or bumps in the road. 
Claim representation is a phone call away. Pinnacle Claim Services has live claim experts available 24/7 who can help you schedule an initial consultation with a Palm Beach Gardens public adjuster near you. To make an appointment with an adjuster from Pinnacle, call 954-466-2954 or contact us online today.


Living in South Florida, we are no strangers to natural disasters.


Damage Inspection

Damage Inspection

Insurance Policy Review

Insurance Policy Review

Insurance Claim Review

Insurance Claim Review

Insurance Claim Questions

How can Pinnacle Claim Services, Inc. help me?

When disaster strikes, it can be difficult knowing where to turn or who to ask for help. Pinnacle Claim Services’ professional team of Florida public insurance adjusters and support experts are here to assist you throughout every step of your damage claim from emergency services and mitigation through final settlement.

Some of the most common issues people experience with insurance companies after property damage has occurred and a claim has been initiated include: unreasonable delay on the part of the insurance company, inadequate training of the insurance company’s adjusters and adjusters that are “so busy” that your claim gets zero attention and does not progress towards resolution. Additionally, you may not have the appropriate policy with the right type of coverage or limits.

There is no set time period for settling a property damage claim with an insurance company and each claim is different. You could receive a check in a few days or it could be a few weeks. Also, it may take multiple rounds of negotiations and payments for you to be adequately and justly compensated for your claim.

Absolutely not. Some companies do possess better reputations than others and there are some who consistently delay the process unnecessarily. It’s important that you comply with your “duties after the loss” (duty to mitigate etc.) Call us, we can help!

Trust Pinnacle Claim Services, Inc: Your Local Top-Rated, Licensed & Insured Public Adjusters in Palm Beach Gardens!

Dale GorchoffDale Gorchoff
15:17 18 Jul 22
Positively amazing results from Pinnacle Claim Services. The diligence and professionalism from our exceptional adjuster and the superb support staff facilitated an unexpected outcome better than we could have ever imagined. Sincere thanks to everyone at Pinnacle for being there when we needed them. We would recommend Pinnacle for adjuster services without reservation.
Matida YoungMatida Young
09:10 07 Apr 22
The company done an outstanding job in getting a settlement for me. Without Brad and staff workingDiligently I would of got nothing. Brad PittmanPull the necessary sources to help me which IWill never forget. That is fighting for his clients.I was treated with respect and informed of everyDetailed steps in which I received more than 100%Satisfaction. There is no doubt in my mind I wouldUsed there service again again. And highly recommend my friends.
Denise AdamsDenise Adams
12:23 28 Mar 22
Thanks to Euton and Lori for all the help with my claim. They kept me informed continously check in with me regarding the claim. This company was awesome and I would and have been recommending Pinnacle claims to others. Great job.
Michelle TullochMichelle Tulloch
18:33 24 Mar 22
I would like to say thank you to the outstanding team working at Pinnacle . From start to finish. Special thanks to Linda who held my hand, listened to me getting impatient, stressed and overwhelmed. It was always service with a smile. She followed up with issues involving my claim as she said she would. Had an issue with payout and I was not happy. Brad jumped in and helped to further resolve the issue with the Insurance Company. Pinnacle is about you getting your correct settlement. I will definitely recommend to family and friends. Thank you Pinnacle family. I was truly blessed to have your firm represent me .
Tabitta MichelTabitta Michel
19:35 08 Feb 22
Thank You Linda.I was lost I did not know what to do with the issues I had with my claims with another company. And you took the time to help me find some answer I truly appreciate that. I would recommend my family and friends to the Pinnacle. A friend had referred me he was right.
Marie JacquesMarie Jacques
17:45 18 Aug 21
Everyone was professional.We initially started with Brad whom is very patient and attentive to every word and he extended our expectation. Miss Linda always so kind and respectful, she made sure we understood the process and always communicated every step.
Judy BJudy B
15:48 03 Jul 21
I can't thank Brad Pridemore of Pinnacle Claim Services enough for his help with our insurance claim resulting from hurricane related roof damage.Not knowing how the claim process worked and dealing with serious medical issues, it felt amazing to have someone on our sidethat is knowledgeable, worked for us and our best interest!After suffering a loss, most insurance companies give you the run around. Upon hiring Pinnacle Claim Services they immediatelygot to work on our case, communicating every step of the way. Our insurance company managed to drag it out for months,with a variety of moves intended only to delay, delay. None of the delays were Pinnacle's fault. In the end, Brad was able to get the insurance company to settle, we got a new roof and we couldn't be happier.Their fees are fair and we really appreciate all their efforts.If you find yourself in the situation that your home has been damaged, do yourself a favor and give Brad a call, you won't be sorry.Just remember, it can be a long process, but in the end it's worth the wait.I would highly recommend talking to and hiring Pinnacle Claim Services.Thank you Brad. You've been a lifesaver!
Javier GoodJavier Good
17:33 15 Feb 21
The team at Pinnacle Claims exceeded my expectations. Tom came in after my insurance company had settled a total of $9,829 for covered damages to my home, and he, Monica, Brad and Pat were able to get me another $15,530 after their fees, for a total insurance claim settlement of $25,359 so that I could fully repair the covered damages in my home the right way. They were very good at keeping me informed of the progress of the negotiated settlement, and educated me about the process and the law. Thank you Pinnacle Claims!!
Abigail BineyAbigail Biney
15:30 11 May 20
Pinnacle Claim Service, did a phenomenal job helping me with my roof claim, it was a long process but they were on top until the last .I can't thank them enough. Brad is some one who knows his job and does it well. They stay on top of everything and I don't have to tell them. Before you ask, it already done it. Thank you Brad, Any the way, I'll will recommend this Pinnacle to friends and Love ones.
About Us

Pinnacle Claim Services will request a copy of your policy, file the proper paperwork for you, put together a comprehensive estimate of damages and negotiate a fair settlement Do not become emotionally burdened. Do not be denied money for repairs you deserve. Rely on Pinnacle Claim Services to work on your behalf, keeping you informed throughout every step of the process to get every penny you deserve from the insurance companies.

Firm License # W806323