When you’ve experienced an impactful event causing severe property damage, finding the right resources to help is essential. There are many steps and small details involved in the process of filing a property damage claim. The average person may not understand the intricacies of working with an insurer, leaving them vulnerable to tactics insurers use to undervalue claims or deny them outright.
A public adjuster is a licensed professional capable of reviewing your insurance policy along with the current property damage claim. They’ll help you evaluate what your claim is actually worth, then assist you with handling the insurance company. Public adjusters in Hendry County are an excellent resource for those managing the effects of property damage. Our experience, certification, and knowledge can be valuable resources in securing a fair claim.
Our mission at Pinnacle Claim Services is to protect policyholders and ensure their property damage claim is not undervalued. We understand this is a stressful time for you and your family, so we’re always available to take your call and help you get started. Call (877) 70-CLAIM or contact us online today!
Not every homeowner understands the small details of their policy, but you shouldn’t have to in order to receive the benefits. Unfortunately, if you don’t understand your coverage inside and out, you could lose money in your claim settlement.
Traditional homeowners’ and property owners’ insurance policies cover:
These are examples of general coverage areas, whereas the small details are embedded in your actual policy.
A public adjuster is licensed to review your current insurance policy and compare that to the damages listed in your claim. They can then ensure that you are seeking the full extent of your coverage benefits when it comes time to settle. Do you know if your policy covers extended damage like a water leak that got worse through no fault of your own before restoration could be completed? Or coverage in the event part of the building structure was not up to code?
Most policies will provide coverage for general costs such as these, but a public adjuster can find any hidden benefits that you might be paying for:
Weather-related damage is frequently on Hendry County’s radar. The county is a repeat victim of some of the most major hurricanes and tropical storms to hit our nation.
The state of Florida is unfortunately all-too-familiar with extreme storms, but because of this, Floridians like the citizens of Hendry county have access to many loss mitigation resources (some of which you’ll find links to on this page).
We know you are eager to protect your home, and there are steps you can take to help your claim through the inspection and negotiation processes.
Remember to be as thorough as possible when gathering evidence to support your claim. Even small details that you may find unimportant can make a difference in your final settlement.
When it is safe to do so, document all interior and exterior damages to your property by making a list. This includes personal belongings damaged along with the home’s structural elements.
Take as many pictures and videos as possible that highlight all aspects of the damage from multiple angles. Thorough documentation will help both your insurer and public adjuster understand exactly what happened. Pinnacle Claims Services can also provide you with a complimentary damages inspection once we arrive to help you ensure you didn’t miss anything that could lead to extra benefits.
As mentioned before, most policies do not include coverage for continued damage. Let’s say a burst pipe began to cause water damage to your kitchen. To protect your property from further damage you should shut off the water and dry out the area as soon as possible. Remember to document any precautions you take to prevent additional damage, as it may be useful in proving your efforts to the insurer.
Extreme weather can be really scary, especially if you are ill-prepared. Fortunately, the state of Florida has many resources for citizens to take advantage of in such stressful and sometimes dangerous times.
A public adjuster is the only adjuster licensed by the state of Florida to represent a policyholder in their fight for a fair settlement.
A Florida-based research center conducted a study after the 2005 hurricanes and found that even in small claims, policyholders that hired a public adjuster received an average of 584% more than those who did not.
Pinnacle Claim Services is ready to help through many types of property damage claims like:
While other resources, like your insurance representative, are there to work on behalf of an insurance company, public adjusters work only for you. Our only goal is to ensure you walk away with a fair settlement that reflects the coverage you pay for.
We get paid when you get paid. Our services come with zero upfront cost, and we won’t be compensated until we’ve done our job protecting your property damage claim. Our only compensation is a reasonable and agreed-upon percentage of your settlement, so when you win, we win!
During the claim process, we will review both your current policy and property damage claim, but we’ll also help you understand it. We’ll sit with you and guide you through the intricate details and hidden coverages your insurance plan offers so that you can walk away from this situation more confident in your financial protections.
One of the most coveted benefits of working with a public adjuster is that we will assist you throughout the claims process so that you don’t have to dread meeting with your insurance representative. Our adjusters at Pinnacle are skilled in claims filing techniques that have helped clients recover millions in damages.
We know that property damage is a stressful event that can impact your day-to-day schedule. Our live claim experts are always ready to take your call, regardless of the time of day. Local adjusters are available now to help you get started.
Call (877) 70-CLAIM, or contact us online to talk with a live claim expert and get your damage claim evaluated by a member of our skilled team.
Living in South Florida, we are no strangers to natural disasters.
LET US PERFORM A FULL REVIEW OF YOUR INSURANCE POLICY TO MAKE SURE YOU HAVE THE CORRECT COVERAGE!
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When disaster strikes, it can be difficult knowing where to turn or who to ask for help. Pinnacle Claim Services’ professional team of Florida public insurance adjusters and support experts are here to assist you throughout every step of your damage claim from emergency services and mitigation through final settlement.
Some of the most common issues people experience with insurance companies after property damage has occurred and a claim has been initiated include: unreasonable delay on the part of the insurance company, inadequate training of the insurance company’s adjusters and adjusters that are “so busy” that your claim gets zero attention and does not progress towards resolution. Additionally, you may not have the appropriate policy with the right type of coverage or limits.
There is no set time period for settling a property damage claim with an insurance company and each claim is different. You could receive a check in a few days or it could be a few weeks. Also, it may take multiple rounds of negotiations and payments for you to be adequately and justly compensated for your claim.
Absolutely not. Some companies do possess better reputations than others and there are some who consistently delay the process unnecessarily. It’s important that you comply with your “duties after the loss” (duty to mitigate etc.) Call us, we can help!
Pinnacle Claim Services will request a copy of your policy, file the proper paperwork for you, put together a comprehensive estimate of damages and negotiate a fair settlement Do not become emotionally burdened. Do not be denied money for repairs you deserve. Rely on Pinnacle Claim Services to work on your behalf, keeping you informed throughout every step of the process to get every penny you deserve from the insurance companies.
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THIS IS A SOLICITATION FOR BUSINESS. IF YOU HAVE HAD A CLAIM FOR AN INSURED PROPERTY LOSS OR DAMAGE AND YOU ARE SATISFIED WITH THE PAYMENT BY YOUR INSURER, YOU MAY DISREGARD THIS ADVERTISEMENT.
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