While many Floridians may have experience in preparing for or riding out storms, it is less likely that an average homeowner would have the time or experience necessary to evaluate the damage from such storms — let alone deep knowledge of how to negotiate with their homeowners’ insurance company.
Luckily, there are public adjusters who have worked in Florida for years, helping homeowners understand the extent of the damage to their property. Not only that, but a public adjuster can read over insurance policies and help homeowners understand the terms and fine print in their specific policy.
This is important because it allows homeowners to understand what the insurance company will and will not cover and also gives them the best chance at maximizing the benefits afforded to them through their policy.
At Pinnacle Claim Services, we have many experienced public adjusters available to help homeowners in their time of need. We will be there throughout the entire claims process — from helping to assess the damage to ensuring the insurance company knows the extent of repairs needed.
When disaster strikes, let us be part of your recovery team! Call (954) 466-2954 or contact us online today so that our public adjusters can get started fighting for you.
While the steps to take when preparing for a hurricane likely do not change much from year to year, the cost of repairing your home or property likely does. Even the most seasoned Floridians are not always going to have the time or energy to evaluate the extent of the damage to their house or property or know how the repair market has changed since the last time they had to file a claim.
Fortunately, that is all the public adjusters at Pinnacle Claim Services do. The 5-star adjusters at Pinnacle have years of experience in evaluating damage and negotiating with insurance companies, and they are standing by for your call.
Using a public adjuster allows you to rest assured that someone is on your side and fighting for you during every step of the claims process, helping enable you to have the best chance at getting the maximum amount of compensation available to you.
Fort Myers is a gateway to the southwest Florida region and a major tourist hub. From going on a boat tour to swimming with dolphins to visiting the numerous important historical sites, Fort Myers draws in over 4 million tourists annually.
With a population of almost 100,000 permanent residents, Fort Myers is a bustling and vibrant area of Florida.
However, many of the reasons why tourists flock to Fort Myers are the same reasons why the community must always be on alert. With miles of beautiful, white-sand coastline and easy access to the ocean comes the very real threat of damaging tropical systems, from unorganized storms to major hurricanes.
These storms can range from mildly damaging to utterly devastating, and unfortunately, Fort Myers sees both.
On September 28, 2022, Hurricane Ian made an almost direct landfall at Fort Myers as a category 4 hurricane, with sustained winds of 145 mph and a storm surge of 13.8 feet, which was the highest storm surge reported in the last 150 years in southwestern Florida. The wind and storm surge created a devastating effect on the residents of Fort Myers, Florida, one that is still being felt to this day.
After surviving such a huge disaster, having to try to deal with the insurance company may feel hopeless and frustrating, especially when you are trying to rebuild your life and move on. Insurance companies are aware that you feel this way and may reach out to you with a quick settlement offer, hoping you’ll be willing to take the first offer so you can start rebuilding.
Though it may be tempting to accept the quick check, call a public adjuster at Pinnacle Claim Services first. Our compassionate, experienced adjusters will work with you to evaluate the scope of your damages, help you know what you are entitled to under your insurance policy, and even communicate with the insurance company on your behalf.
We know that restarting your life after a major incident or disaster is hard or may even feel impossible. We want to help you get your life back; when you are ready and able, reach out to Pinnacle Claim Services so that we can start working on your case as quickly as possible.
We will work to give you the best chance of receiving the full amount of compensation that you are entitled to under your insurance policy. We are waiting to hear from you!
Surviving a disaster can leave you shaken, exhausted, and desperate for a return to normalcy. The thought of having to try to assess your own damages or negotiate with your insurance company can feel overwhelming or like an insurmountable challenge.
Instead of giving up or just trusting that your insurance company will provide you with the appropriate amount of compensation, reach out to a public adjuster from Pinnacle Claim Services.
In these challenging times, you can rely on an experienced public adjuster from Pinnacle Claim Services to be on your side and ensure that your interests are represented when facing the insurance company. Our public adjusters have many years of experience in working with insurance companies and are also skilled at evaluating damages from many different events.
We know that you have a lot going on, so our public adjusters will come to you. We can help you before you start the claims process with your insurance company, as well as lend a helping hand if you’ve already started the process.
When you first reach out to us, we will come out to your property and closely inspect any damages that have been sustained. After we have done that, we will closely inspect your homeowners’ insurance policy and talk with you about what is covered and what you can expect to receive from your insurance company.
Above all else, we will be with you every step of the way of the claims process.
If your home or property has been destroyed in a major event or natural disaster, it makes sense that you would want to begin to rebuild your life as quickly as possible. Who wants to wait any longer than absolutely necessary to start getting your life back to normal?
Of course, that is a reasonable and understandable feeling, and your insurance company knows that you feel that way, too. They may try to take advantage of those feelings by offering you an amount that may not actually align with the full extent of the damage sustained or repair needed.
If you take their first offer in an attempt to move on, if you find that it isn’t enough, there may not be any further action you can take.
Even though many insurance companies advertise that they are a neighbor or a friend, insurance companies are really only one thing – a company. That means that their first and only priority is ensuring that their business makes a profit that can benefit them as well as their shareholders.
Try as they might to convince you otherwise, insurance companies are not putting you, their customer, first and foremost.
Fortunately, that’s where Pinnacle Claim Services can help you. When you call us, our main focus is on you, helping you accurately assess the damage that your house or property has sustained and then working to determine the scope and cost of necessary repairs.
In addition to assessing the damage, we will also read over your particular insurance policy and educate you on what your policy covers. Lastly, if necessary, we will ensure that your insurance company knows the extent of your damages and fight to help you get the compensation you deserve.
Our experienced adjusters have years of experience in assessing property and home damage. Some of the most common issues that we encounter are:
Luckily, many homeowners insurance policies will cover many common types of damages that may occur in a natural disaster, such as:
Often, your insurance may also cover other “named perils” such as flooding, sinkholes, and sewer backups. Your public adjuster from Pinnacle Claim Services will read your individual policy and counsel you on what to expect in your specific circumstances.
Having an adjuster on your side is the best way to ensure that you are receiving the benefits that you are entitled to from your insurance policy.
If you have experienced some sort of disaster or damage to your home or property, reach out to a public adjuster from Pinnacle Claim Services. We are waiting to hear from you so that we can begin working on your claim and get you on track to get your life back!
Call (954) 466-2954 or contact us online to schedule your free inspection and review today!
When water damage occurs in your home, it is usually caused by a broken plumbing pipe. If not, then the leak may be due to a blockage in one or more of your pipes.
If you have mold growing in your home, it needs to be removed without delay, otherwise, it will grow and produce allergens, irritants and even toxic substances.
A fire can easily cause more damage to your property than you can ever imagine. In addition to the building going up in flames, the raw heat can be overwhelming, as well as the resulting smoke and soot.
If your property sustains hurricane or other severe weather damage, it’s crucial to have an expert working in your corner.
Living in South Florida, we are no strangers to natural disasters.
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When disaster strikes, it can be difficult knowing where to turn or who to ask for help. Pinnacle Claim Services’ professional team of Florida public insurance adjusters and support experts are here to assist you throughout every step of your damage claim from emergency services and mitigation through final settlement.
Some of the most common issues people experience with insurance companies after property damage has occurred and a claim has been initiated include: unreasonable delay on the part of the insurance company, inadequate training of the insurance company’s adjusters and adjusters that are “so busy” that your claim gets zero attention and does not progress towards resolution. Additionally, you may not have the appropriate policy with the right type of coverage or limits.
There is no set time period for settling a property damage claim with an insurance company and each claim is different. You could receive a check in a few days or it could be a few weeks. Also, it may take multiple rounds of negotiations and payments for you to be adequately and justly compensated for your claim.
Absolutely not. Some companies do possess better reputations than others and there are some who consistently delay the process unnecessarily. It’s important that you comply with your “duties after the loss” (duty to mitigate etc.) Call us, we can help!
No charge unless you get paid.
Live agents available 24/7.
Pinnacle Claim Services will request a copy of your policy, file the proper paperwork for you, put together a comprehensive estimate of damages and negotiate a fair settlement Do not become emotionally burdened. Do not be denied money for repairs you deserve. Rely on Pinnacle Claim Services to work on your behalf, keeping you informed throughout every step of the process to get every penny you deserve from the insurance companies.
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