Property damage can strike anytime, and it might leave you stressed and confused about what’s in store for the near future. Without the right team of experienced professionals, you may end up falling into mistakes that cost you.
You have a trusted, big-name insurance company on your side, so that should be enough, right? Well, your insurer counts on your trust in them, but a lot of the time, that trust leaves policyholders feeling unsatisfied with the final result of their claim. A study conducted after the 2005 hurricanes found that even in non-catastrophic claims, policyholders that work with a public adjuster received an average of 574% more than those who didn’t in their final settlement.
Our experienced team of public adjusters in Seminole County at Pinnacle Claim Services is prepared to take on your insurance company and ensure that you are seeking the most from your settlement. Your insurer can make the process seem overwhelming, but our aim is to help you feel more comfortable with the more confusing aspects of your claim.
We have live claim experts available 24/7 that can conduct an initial consultation to assess the more unique details of your situation. When you need a Seminole County Public Adjuster call (877) 70-CLAIM or contact us online to speak with a team member of Florida’s best!
According to one of the most popular community ranking sites, Seminole County has an A+ and remains one of Florida’s best communities for families. This central Florida county offers something for everyone, from family activities to explorative adventures.
Sanford, the county’s largest city, has exciting entertainment like unique eating experiences, landmarks, and outdoor activities. The diversity in the community has attracted a large flock of homebuyers to settle down in Seminole. In fact, 65% of residents in Seminole County own their homes.
Because of Seminole’s fortunate location, the county has a relatively low storm risk compared to other surrounding counties in Florida. The local natural disaster risk score is about 41%, and 24 disasters have been declared by the county over the last 20 years. Some of the most recent disasters were related to the 2020 Hurricane Isias and the Covid-19 pandemic.
Most homeowners in Florida have property insurance, but do you really know what you’re covered for? Many policyholders don’t understand the full extent of their coverage — and you shouldn’t have to in order to reap the full benefits!
Unfortunately, if you don’t point certain things out on your claim, your insurer will do their best to overlook hidden coverage areas. One of the main services that a public adjuster provides is the ability to uncover said hidden coverages.
Our trusted Florida public adjusters can help you get the most out of your property damage claim related to any of the following:
We’ve concluded that public adjusters are capable of increasing your settlement, but what exactly do they do? A public adjuster is the only type of adjuster permitted by the state of Florida to represent you through a property damage claim. The goal of a public adjuster is to uncover the hidden benefits of your insurance policy and use our data to combat any lowball offers that your insurer may insist is fair. We also help you document your losses in concrete terms, using the types of evidence insurers look for when weighing a claim.
When insurance companies try to play dirty, we fight back with real data from your policy and claim. The reason public adjusters can be such a vital resource for policyholders is that we carry out a rigorous course of action that keeps your insurer focused on helping you fulfill your claim.
Our thorough process entails gathering important data, assessing our findings, and presenting them to your insurer during negotiations to ensure that they can’t undervalue your claim. We’ll turn over every rock and check every box, so you can walk away from your claim feeling confident in the end result.
Property damage can be delicate and time-sensitive, so we act fast when you reach out to us. When you call our offices, one of our live claim experts will conduct an initial consultation that covers the general details of your claim. This is the ideal time for you to present any important information about your property or the damages.
Your insurer will provide an inspection during the investigation stage of your claim. When you work with Pinnacle, we’ll come out to your home in Seminole County and conduct an independent inspection of your property, adding another set of professional eyes on the scene. You shouldn’t have to take your insurer’s word at face value when there are resources available to uncover the truth about your claim. We look for hidden damages property owners overlook, and we also gather evidence proving the cause of your damages.
A crucial part of our job is to assess the contents of your claim and current policy to compare your property’s damages to your coverage areas. Our team of public adjusters is skilled in uncovering hidden benefits that your insurer may overlook, making sure that you get every possible ounce of coverage you pay for in your monthly premium. This compare and contrast approach helps us build an accurate settlement estimate to present during negotiations that your insurance representative cannot ignore.
We know that getting your property back to its original condition will take more than our support, which is why we’ve built close relationships with restoration professionals across Florida. We only work with people we trust to treat our clients with the same care that we do. If you’re conflicted and having trouble finding the right team of restoration professionals to fix your property, we may be able to help you find a trustworthy choice!
One of the most difficult parts of the claims process for most policyholders is negotiations. While most policyholders don’t have extensive experience with insurance claims, our public adjusters do! We know what kind of curveballs your insurer might throw, and because of our extensive preparation during your inspection and review, we know how to handle them!
Property is one of the largest assets that most people will acquire during their lifetime, so it is important to make every effort to protect your claim and seek as many benefits as possible for repairs.
As a responsible property owner, there are a few things you can do that can make all the difference in the final outcome of your claim.
One of the first things you should do after realizing the extent of your property’s damages is to go back and document your losses. Any appliances, personal items, or aspects of your home’s structure that were damaged or may now be deemed unsalvageable should be documented, both on a list and with any available photographs.
Trying to stop the damage from spreading will go a long way in your insurer’s eyes, but you must prove your attempts. Most insurance policies don’t cover damages that are caused by neglecting other damage, such as by waiting too long to address a broken window. By proving your attempts to mitigate damages, you can cut off claims of neglect by your insurer. Failure to respond appropriately to damage is a common reason for claim denial, so be sure that you aren’t leaving minor damage to get worse!
Extreme weather can be really scary, especially if you are ill-prepared. Fortunately, the state of Florida has many resources for citizens to take advantage of in such stressful and sometimes dangerous times.
An essential step in protecting the value of your claim is to hire the right team of resources to protect your best interest. A public adjuster is a qualified claims pro who can fight to put you first when your insurer won’t. Grappling with all the fine details of a property damage claim in isolation can leave you questioning every decision you make along the way, but with Pinnacle you can move forward from property damage with confidence.
We know how difficult it can be to maintain your normal schedule when dealing with the initial effects of property damage, so we’re available to you morning and night!
We have live experts available 24/7 to help you get started with an initial consultation. Call (877) 70 CLAIM or contact us online today!
Living in South Florida, we are no strangers to natural disasters.
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When disaster strikes, it can be difficult knowing where to turn or who to ask for help. Pinnacle Claim Services’ professional team of Florida public insurance adjusters and support experts are here to assist you throughout every step of your damage claim from emergency services and mitigation through final settlement.
Some of the most common issues people experience with insurance companies after property damage has occurred and a claim has been initiated include: unreasonable delay on the part of the insurance company, inadequate training of the insurance company’s adjusters and adjusters that are “so busy” that your claim gets zero attention and does not progress towards resolution. Additionally, you may not have the appropriate policy with the right type of coverage or limits.
There is no set time period for settling a property damage claim with an insurance company and each claim is different. You could receive a check in a few days or it could be a few weeks. Also, it may take multiple rounds of negotiations and payments for you to be adequately and justly compensated for your claim.
Absolutely not. Some companies do possess better reputations than others and there are some who consistently delay the process unnecessarily. It’s important that you comply with your “duties after the loss” (duty to mitigate etc.) Call us, we can help!
Pinnacle Claim Services will request a copy of your policy, file the proper paperwork for you, put together a comprehensive estimate of damages and negotiate a fair settlement Do not become emotionally burdened. Do not be denied money for repairs you deserve. Rely on Pinnacle Claim Services to work on your behalf, keeping you informed throughout every step of the process to get every penny you deserve from the insurance companies.
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THIS IS A SOLICITATION FOR BUSINESS. IF YOU HAVE HAD A CLAIM FOR AN INSURED PROPERTY LOSS OR DAMAGE AND YOU ARE SATISFIED WITH THE PAYMENT BY YOUR INSURER, YOU MAY DISREGARD THIS ADVERTISEMENT.
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