Personal Claims Adjusters vs Insurance Company Claims Adjusters

It seems unnecessary, at first, to hire personal claims adjusters. Insurance companies have their own and they can send them out to assess the damage of your home for you. And after assessment, you’ll still likely end up with a good settlement to pay for repairs. But truth be told, there’s actually a good reason for hiring a personal claims adjuster.

While an insurance company’s claims adjuster will assess the damage, they ultimately work to protect the interests of their employer. And as a result, your settlement may not be enough to help repair your home. If you’re uncertain of the added benefits that come from a personal claims adjuster, then continue reading below to see what makes them different from the insurance company’s.

The Ultimate Difference Between a Personal Claims Adjuster & an Insurance Claims Adjuster

The biggest difference between a personal claims adjuster and the one sent by the insurance company is that the latter works only for the interests of their employer. And because of this, they don’t take into consideration your current financial situation as well as other factors.

Insurance Company Claims Adjusters

The claims adjuster sent by the insurance company doesn’t work to protect your best interests. They work to protect their employer’s interests. Insurance companies will find any reason to save money for their work. And so they’ll send an expert of their own to assess your home’s damage and determine a decent payout. The claims adjuster they send will assess all damage, but they may not write up accurate repair estimates. As a result, the settlement you receive is insufficient enough to pay for most or all repairs.

Personal Claims Adjusters

Florida Personal claims adjusters might end up being the optimal choice when it comes to receiving the best possible settlement. When you hire a claims adjuster separate from the insurance company, they’ll likely be able to get you more out of your settlement. Personal claims adjusters work hard to keep your best interests protected. Because they’re typically paid a percentage of what your settlement is worth, they always strive for you to get the best possible payout.

Talking to your insurance company can be a hassle to deal with. You can attempt to get a better payout but odds are, you might not know what to talk about exactly. Personal claims adjusters, such as the ones at Pinnacle Claim Services, are well-versed in insurance terminology and are experienced negotiators. They’ll know how to talk to your insurance company and they’ll be able to get you the best possible settlement.

On top of that, personal claims adjusters in Palm Beach Gardens and throughout the state of Florida can take accurate estimates on all damage that has occurred to your property. They keep a keen eye out on all factors that can benefit you and they can let you know what you should deserve when it comes to your settlement.

Contact Pinnacle Claim Services Today For Your Claims Adjusting Needs

If your property has been recently damaged by sinkholes, weather, fire, mold, or water and you don’t feel you’re being treated fairly by the insurance company, then call the experts at Pinnacle Claim Services today! Pinnacle’s staff of expert members have successfully gotten good settlements for all Florida clients they’ve helped with over the years. We’re confident that when you hire us, you’ll become one of them and be added to our growing lists of satisfied customers. For more information, you may call us at (954) 466-2954 or visit our contact page.

Get the Money You Are Entitled to From Your Florida Insurance Claim

Water Damage

When water damage occurs in your home, it is usually caused by a broken plumbing pipe. If not, then the leak may be due to a blockage in one or more of your pipes.

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Mold Damage

If you have mold growing in your home, it needs to be removed without delay, otherwise, it will grow and produce allergens, irritants and even toxic substances.

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Fire Damage

A fire can easily cause more damage to your property than you can ever imagine. In addition to the building going up in flames, the raw heat can be overwhelming, as well as the resulting smoke and soot.

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Weather Damage

If your property sustains hurricane or other severe weather damage, it’s crucial to have an expert working in your corner.

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FREE 3 STEP PROCESS

Living in South Florida, we are no strangers to natural disasters.

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Insurance Claim Questions

How can Pinnacle Claim Services, Inc. help me?

When disaster strikes, it can be difficult knowing where to turn or who to ask for help. Pinnacle Claim Services’ professional team of Florida public insurance adjusters and support experts are here to assist you throughout every step of your damage claim from emergency services and mitigation through final settlement.

What are the most common issues with insurance companies after a disaster?

Some of the most common issues people experience with insurance companies after property damage has occurred and a claim has been initiated include: unreasonable delay on the part of the insurance company, inadequate training of the insurance company’s adjusters and adjusters that are “so busy” that your claim gets zero attention and does not progress towards resolution. Additionally, you may not have the appropriate policy with the right type of coverage or limits.

How long does the claims process take?

There is no set time period for settling a property damage claim with an insurance company and each claim is different. You could receive a check in a few days or it could be a few weeks. Also, it may take multiple rounds of negotiations and payments for you to be adequately and justly compensated for your claim.

Are all insurance companies bad?

Absolutely not. Some companies do possess better reputations than others and there are some who consistently delay the process unnecessarily. It’s important that you comply with your “duties after the loss” (duty to mitigate etc.) Call us, we can help!