A home is the largest investment that many people will make over the course of their lives. Ensuring that you secure the full amount of benefits available under your homeowner’s policy is essential for restoring your home after a storm or other major property damage incident.
A Palm Bay public adjuster is a licensed professional who helps policyholders work with their insurers to receive a reasonable settlement to repair their damaged property. Your insurance representative is not responsible for helping you walk away with the best deal, but we are.
The skilled team at Pinnacle Claim Services has years of experience serving Florida families like your community in Palm Bay.
Without the help of a Florida public adjuster, you could end up with out-of-pocket costs that leave you on the hook for expensive repairs. Pinnacle has live claim experts available 24/7, so you don’t have to worry about waiting for business hours.
Call (877) 70-CLAIM to talk with a trusted member of our team, or contact us online to get started with an initial consultation.
Palm Bay, the second largest city in central Florida, is cherished by locals and tourists for its diverse outdoor offerings. The community hosts adventurous nature lovers and dedicated sports fans all year round, as the city is a hub for sporting events and picture-perfect sights.
Popular activities include golfing tournaments, off-road cycling, and walking trails. You’ll find breathtaking views, relaxing beach shores, and a wide array of local events in this coastal city.
The city is perfect for both traveling families and those looking to settle down in a safe area. As 78% of residents own their homes, Palm Bay is an example of a city that’ll steal your heart and convince you to stay long-term.
Families are attracted to this suburban town because of the various ways to keep their kids immersed in the community, like after-school clubs, sports, and youth organizations. The city has over 40 public schools, and there are about 35 private schools in the Palm Bay surrounding area.
As a coastal city, Palm Bay is in a very high-risk zone for hurricanes and tropical storms. Since 1930, there have been 73 recorded hurricanes that affected the Palm Bay area.
Thankfully, the city has been left relatively untouched by some of the more recent storms, but the last hurricane recorded in Palm Bay was Hurricane Arthur in 2014.
Even though the city has not been hit by a recent storm, it is always important for residents of high-risk zones to watch storm trends and keep up with the weekly weather reports.
Property insurance is always an important precaution in a high-risk storm zone. A Palm Bay public adjuster can help you utilize the full benefits of your insurance coverage in the event of weather damage and other covered incidents.
Insurance policies are difficult for the average person to understand. This puts them at a disadvantage when negotiating with their insurance company.
A public adjuster can assess the contents of your coverage, comparing it to the damages you have suffered and the full costs of repairs. They can hold your insurer accountable to the letter of your policy, including hidden benefits that a policyholder may not be aware of.
When you report property damage to your insurer, they hire an independent adjuster to review the damage and project a settlement value for your claim based on your coverage. This adjuster works for a separate firm, meaning that your insurer is their client. These professionals have no obligation to the policyholder, but instead, work to protect the interests of the insurance company.
A Palm Bay public adjuster is the only type of adjuster licensed by the state of Florida to represent policyholders as they work with their insurers to restore their property.
A policyholder should hire a public adjuster promptly after discovering claimable damage, as we can oversee the proceedings of your claim to ensure that your best interest is put first.
Our trusted public adjusters can help you get the most out of your property damage claim for any of the following types of damage:
When you work with a public adjuster, you gain a team of advocates who can assist you through each step of your claim. Walking through the claims process alone can be overwhelming, but a knowledgeable professional prepares you for what’s to come.
We provide accurate damages assessments, help you obtain a reasonable repair estimate, examine your policy details, and assist you when it comes time to negotiate a settlement with your insurance carrier.
All the while, you can journey through the restoration steps feeling more confident in how your case is handled.
When you call Pinnacle, one of the first things we will do is send out a professional inspector to investigate the damage to your property.
Your insurer will also send out a representative of their own, but it is crucial that a second set of eyes objectively verifies the actual state of damage for your own records. Remember, someone who works for your insurer does not work for you.
We will always utilize our own resources to ensure that nothing is overlooked.
A Palm Bay public adjuster will look deeply into the details of your claim and policy to ensure that you are seeking out the highest possible value settlement. Our objective is to compare the damage to the coverage available, giving you leverage for negotiation.
Your insurance representative’s job isn’t to ensure that you are receiving every bit of coverage, so they may overlook some crucial benefits which could leave you with out-of-pocket costs that could have been avoided.
Generally, negotiations can be one of the most daunting steps of the claims process for policyholders. Insurance representatives use standard tactics to prevent a policyholder from getting the most out of their settlement.
Insurance representatives may allege that some types of damage aren’t covered, for example. Or, they may come back with an unrealistically low number for the costs of total restoration.
The public adjusters at Pinnacle Claim Services can speak on your behalf and employ the information we’ve gathered to ensure that your settlement reflects the monthly coverage you pay.
A public adjuster can contribute their professional opinion during any legal disputes. This means that if your case has to go through mediation or litigation due to an inability to settle, a public adjuster can act as your expert witness.
Because of how inconvenient it is for the insurer, most claims will settle long before this step.
But in cases where an insurer refuses to offer a reasonable settlement, we can cooperate with you and your attorney to attest key facts about your claim according to our own industry knowledge and experience.
Any Brevard County public adjuster that you consider working with should be properly insured. Working with an insured adjusting firm means that you are protected in the event the firm misrepresents you or acts with negligence.
The team at Pinnacle Claim Services is fully insured and can represent you with absolute confidence.
Managing the claims process on your own can be a daunting task, especially if you aren’t familiar with the ins and outs of filing a property damage claim. You don’t have to take on the stress of working alone when skilled professionals are standing by to help you.
The team at Pinnacle Claim Services has represented individual homeowners and commercial property owners through countless claims, including ones in your area. We know how to confidently represent policyholders through the complexities of insurance proceedings.
Pinnacle has live claim experts available 24/7, so you don’t have to worry about waiting for business hours. Call (877) 70-CLAIM to talk with a trusted member of our team, or contact us online to get started with an initial consultation.
Living in South Florida, we are no strangers to natural disasters.
LET US PERFORM A FULL REVIEW OF YOUR INSURANCE POLICY TO MAKE SURE YOU HAVE THE CORRECT COVERAGE!
Damage Inspection
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Insurance Claim Review
When disaster strikes, it can be difficult knowing where to turn or who to ask for help. Pinnacle Claim Services’ professional team of Florida public insurance adjusters and support experts are here to assist you throughout every step of your damage claim from emergency services and mitigation through final settlement.
Some of the most common issues people experience with insurance companies after property damage has occurred and a claim has been initiated include: unreasonable delay on the part of the insurance company, inadequate training of the insurance company’s adjusters and adjusters that are “so busy” that your claim gets zero attention and does not progress towards resolution. Additionally, you may not have the appropriate policy with the right type of coverage or limits.
There is no set time period for settling a property damage claim with an insurance company and each claim is different. You could receive a check in a few days or it could be a few weeks. Also, it may take multiple rounds of negotiations and payments for you to be adequately and justly compensated for your claim.
Absolutely not. Some companies do possess better reputations than others and there are some who consistently delay the process unnecessarily. It’s important that you comply with your “duties after the loss” (duty to mitigate etc.) Call us, we can help!
Pinnacle Claim Services will request a copy of your policy, file the proper paperwork for you, put together a comprehensive estimate of damages and negotiate a fair settlement Do not become emotionally burdened. Do not be denied money for repairs you deserve. Rely on Pinnacle Claim Services to work on your behalf, keeping you informed throughout every step of the process to get every penny you deserve from the insurance companies.
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THIS IS A SOLICITATION FOR BUSINESS. IF YOU HAVE HAD A CLAIM FOR AN INSURED PROPERTY LOSS OR DAMAGE AND YOU ARE SATISFIED WITH THE PAYMENT BY YOUR INSURER, YOU MAY DISREGARD THIS ADVERTISEMENT.
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