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Public Adjusters Westlake FL | Pinnacle Claims Services South Florida

Public Adjuster in Westlake FL Fee: How Do They Usually Charge Fee?

Pinnacle Claim Services is Westlake FL premiere source for Public Adjusters in Westlake FL, mold damage, fire damage, water damage and weather damage. We work for you with a zero $0 upfront Public Adjusters Westlake FL cost to you. We only get a fee if you get paid. As one of the best public adjuster companies in South Florida, our public adjusters believe in 100% customer satisfaction. We like to serve our customers by providing expert, insurance claim audits and professional service while keeping our customer relationships personable. We offer Public Adjusters Westlake FL for communities in the fl of Florida. The counties of Brevard County, Broward County, Charlotte County, Collier County, Glades County, Hendry County, Highlands County, Indian River County, Lee County, Martin County, Miami County, Monroe County, Osceola County, Palm Beach County and Saint Lucie County. The cities of Miami FL, Palm Beach FL, Fort Lauderdale FL, Coral Springs FL, Jupiter FL, Palm Springs FL, Westlake FL and the surrounding South Florida areas. Contact us 24 hours a day 7 days a week. With zero $0 public adjuster cost to you. Count on Pinnacle Claim Services to fight for you to get the most dollars out of your insurance claim.

Many insurance claimants do not hire a public adjuster in Westlake FL simply because of the cost involved in terms of professional fee. While it is not necessary for you to hire a public adjuster to help with your insurance claim, it is recommended that you consider one to make the process easy and stress-free.

There is also the additional benefit of acquiring a larger settlement amount with the expert skills and professional negotiating prowess of public adjusters. In most cases, the increase in settlement is enough to cover any additional charge involved. Some public adjusters in Westlake FL do not even charge upfront fees. It can be useful to understand how these professionals Public Adjusters in Westlake FL charge their professional fee.

This guide will explain how a public adjuster in Westlake FL charges their fee.

How Do Public Adjusters in Westlake FL Charge Their Fee?

There is no set scale by which public adjusters in Westlake FL charge their fee. However, the basis of charging is generally the same. It could be an hourly rate, flat rate or the more popular contingency fee. Some public adjusters may also use a regressive scale which is a combination of contingency rate and variable fee structure.

It is important that you determine your purpose for hiring a public adjuster in Westlake FL before looking into their fee. If your reason for retaining their professional services is only to reduce your burden of filing the paperwork and following up on the claim, it is suggested that you hire a flat rate public adjuster.

However, if you find yourself looking for a professional Public Adjusters in Westlake FL to help you with the claims process and settlement amount because your insurance company is not offering a fair settlement amount or is unnecessarily dragging the whole process, you may benefit by hiring a public adjuster on contingency basis.

Here are all the various modes of charging explained in detail:

Hourly Rate

This is the least common way for a public adjuster in Westlake FL to charge professional fee. Unlike an attorney, the work done by a public adjuster cannot be measured or valued in hours. However, there are always some public adjusters who like keeping things simple for their clients.

Hourly rates shall depend upon the fl you reside in, the experience of the public adjuster and operating costs involved with the type of claim you are making. Any experienced public adjuster in Westlake FL would be able to tell you the exact number of hours it would take to file and resolve your particular type of insurance claim.

Flat Rate

Public adjusters in Westlake FL may offer to charge a flat rate fee if your claim is straight forward, simple, and has a clear outcome. However, as a claimant it is important that you ascertain what all aspects the fee covers.

For instance, if there is any expert opinion required during the claims process, will the public adjuster charge additional money or will it be covered under the flat rate fee. You should understand and list out the additional aspects covered by the flat fee before signing the contract.

Contingency Fee

This is the most popular mode of charging fee among public adjusters in Westlake FL. In this approach, the public adjuster will not charge any outright fee from you. Instead, they will get a percentage of the overall payout. This is the safest approach for a claimant since you don’t have to pay if the public adjuster turns out to be inefficient or incapable of securing an insurance settlement for you.

Contingency fee varies as per fl regulations, individual experience and professional skill set. For instance, public adjusters practicing in Florida are not allowed to ask for more than 20% of the final settlement if the claim does not involve a disaster. In these types of situations where a disaster is involved, then the adjuster cannot claim more than 10% as their contingency fee.

Typically, public adjusters tend to ask for anything between 5% and 15% as fee. This percentage can regress if the amount of settlement is expected to be significant.

Regressive Scale

Few public adjusters in Westlake FL offer to charge contingency fee based on regressive scale. In this approach the percentage taken out of the final cut diminishes as the settlement value increases. For instance, the adjuster may charge 20% for the first $50,000, 15% for an additional $100,000 and 10% of any amount beyond that.

How Are Small Claim Losses Charged?

A claim for an amount of $50,000 and less is considered to be a small claim loss. There are many public adjusters who won’t deal in small claim losses. At the same time, there are some who would charge an exorbitant amount as flat rate fee or contingency fee. It is usual for small claim losses to witness a contingency fee of 30 – 35%.

It is important that you negotiate for a regressive scale contingency fee whenever you have a small claims loss. If the amount exceeds $50,000, you should ensure that the public adjuster reduces their percentage fee accordingly. Some public adjusters in Westlake FL offer to keep the fee fixed for $50,000 acquired as settlement and to charge a nominal percentage of any additional amount secured.

Pick the Right Public Adjuster in Westlake FL

The majority of public adjusters in Westlake FL you come across will be honest and competent in their line of work. However, there are always few unscrupulous persons who may ask you for a deposit to start working on your claim and then leave with the money. It is important to watch out for these potential scams.

There are certain public adjusters who would claim to be licensed to operate in your fl. Make sure you verify credentials before hiring a public adjuster.

It’s vital that you make sure that you are hiring a professional Public Adjusters in Westlake FL who is honest, reliable and proficient in their job. An inexperienced public adjuster or an amateur can mess up your claim that can result in you losing the settlement amount. You should have a rigorous interview process before hiring any public adjuster and ask for referrals that can be verified. It is suggested that you sort out the matter of professional fee as well before signing any contracts.

Call Pinnacle Claim Services for a Fair and Competitive Fee Structure

Call Pinnacle Claim Services for scheduling a consultation with a licensed and experienced public adjuster in Westlake FL to understand which fee structure works best for you.

About Us

Pinnacle Claim Services will request a copy of your policy, file the proper paperwork for you, put together a comprehensive estimate of damages and negotiate a fair settlement Do not become emotionally burdened. Do not be denied money for repairs you deserve. Rely on Pinnacle Claim Services to work on your behalf, keeping you informed throughout every step of the process to get every penny you deserve from the insurance companies.

Public Adjuster License # P045417

Counties We Serve

  • Brevard County
  • Broward County
  • Charlotte County
  • Collier County
  • Glades County
  • Hendry County
  • Highlands County

Service Areas