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Public Adjusters Westlake FL | Pinnacle Claims Services South Florida

Public Adjuster in Westlake FL Fee: How Do They Usually Charge Fee?

Pinnacle Claim Services is Westlake FL premiere source for Public Adjusters in Westlake FL, mold damage, fire damage, water damage and weather damage. We work for you with a zero $0 upfront Public Adjusters Westlake FL cost to you. We only get a fee if you get paid. As one of the best public adjuster companies in South Florida, our public adjusters believe in 100% customer satisfaction. We like to serve our customers by providing expert, insurance claim audits and professional service while keeping our customer relationships personable. We offer Public Adjusters Westlake FL for communities in the fl of Florida. The counties of Brevard County, Broward County, Charlotte County, Collier County, Glades County, Hendry County, Highlands County, Indian River County, Lee County, Martin County, Miami County, Monroe County, Osceola County, Palm Beach County and Saint Lucie County. The cities of Miami FL, Palm Beach FL, Fort Lauderdale FL, Coral Springs FL, Jupiter FL, Palm Springs FL, Westlake FL and the surrounding South Florida areas. Contact us 24 hours a day 7 days a week. With zero $0 public adjuster cost to you. Count on Pinnacle Claim Services to fight for you to get the most dollars out of your insurance claim.

Many insurance claimants do not hire a public adjuster in Westlake FL simply because of the cost involved in terms of professional fee. While it is not necessary for you to hire a public adjuster to help with your insurance claim, it is recommended that you consider one to make the process easy and stress-free.

There is also the additional benefit of acquiring a larger settlement amount with the expert skills and professional negotiating prowess of public adjusters. In most cases, the increase in settlement is enough to cover any additional charge involved. Some public adjusters in Westlake FL do not even charge upfront fees. It can be useful to understand how these professionals Public Adjusters in Westlake FL charge their professional fee.

This guide will explain how a public adjuster in Westlake FL charges their fee.

How Do Public Adjusters in Westlake FL Charge Their Fee?

There is no set scale by which public adjusters in Westlake FL charge their fee. However, the basis of charging is generally the same. It could be an hourly rate, flat rate or the more popular contingency fee. Some public adjusters may also use a regressive scale which is a combination of contingency rate and variable fee structure.

It is important that you determine your purpose for hiring a public adjuster in Westlake FL before looking into their fee. If your reason for retaining their professional services is only to reduce your burden of filing the paperwork and following up on the claim, it is suggested that you hire a flat rate public adjuster.

However, if you find yourself looking for a professional Public Adjusters in Westlake FL to help you with the claims process and settlement amount because your insurance company is not offering a fair settlement amount or is unnecessarily dragging the whole process, you may benefit by hiring a public adjuster on contingency basis.

Here are all the various modes of charging explained in detail:

Hourly Rate

This is the least common way for a public adjuster in Westlake FL to charge professional fee. Unlike an attorney, the work done by a public adjuster cannot be measured or valued in hours. However, there are always some public adjusters who like keeping things simple for their clients.

Hourly rates shall depend upon the fl you reside in, the experience of the public adjuster and operating costs involved with the type of claim you are making. Any experienced public adjuster in Westlake FL would be able to tell you the exact number of hours it would take to file and resolve your particular type of insurance claim.

Flat Rate

Public adjusters in Westlake FL may offer to charge a flat rate fee if your claim is straight forward, simple, and has a clear outcome. However, as a claimant it is important that you ascertain what all aspects the fee covers.

For instance, if there is any expert opinion required during the claims process, will the public adjuster charge additional money or will it be covered under the flat rate fee. You should understand and list out the additional aspects covered by the flat fee before signing the contract.

Contingency Fee

This is the most popular mode of charging fee among public adjusters in Westlake FL. In this approach, the public adjuster will not charge any outright fee from you. Instead, they will get a percentage of the overall payout. This is the safest approach for a claimant since you don’t have to pay if the public adjuster turns out to be inefficient or incapable of securing an insurance settlement for you.

Contingency fee varies as per fl regulations, individual experience and professional skill set. For instance, public adjusters practicing in Florida are not allowed to ask for more than 20% of the final settlement if the claim does not involve a disaster. In these types of situations where a disaster is involved, then the adjuster cannot claim more than 10% as their contingency fee.

Typically, public adjusters tend to ask for anything between 5% and 15% as fee. This percentage can regress if the amount of settlement is expected to be significant.

Regressive Scale

Few public adjusters in Westlake FL offer to charge contingency fee based on regressive scale. In this approach the percentage taken out of the final cut diminishes as the settlement value increases. For instance, the adjuster may charge 20% for the first $50,000, 15% for an additional $100,000 and 10% of any amount beyond that.

How Are Small Claim Losses Charged?

A claim for an amount of $50,000 and less is considered to be a small claim loss. There are many public adjusters who won’t deal in small claim losses. At the same time, there are some who would charge an exorbitant amount as flat rate fee or contingency fee. It is usual for small claim losses to witness a contingency fee of 30 – 35%.

It is important that you negotiate for a regressive scale contingency fee whenever you have a small claims loss. If the amount exceeds $50,000, you should ensure that the public adjuster reduces their percentage fee accordingly. Some public adjusters in Westlake FL offer to keep the fee fixed for $50,000 acquired as settlement and to charge a nominal percentage of any additional amount secured.

Pick the Right Public Adjuster in Westlake FL

The majority of public adjusters in Westlake FL you come across will be honest and competent in their line of work. However, there are always few unscrupulous persons who may ask you for a deposit to start working on your claim and then leave with the money. It is important to watch out for these potential scams.

There are certain public adjusters who would claim to be licensed to operate in your fl. Make sure you verify credentials before hiring a public adjuster.

It’s vital that you make sure that you are hiring a professional Public Adjusters in Westlake FL who is honest, reliable and proficient in their job. An inexperienced public adjuster or an amateur can mess up your claim that can result in you losing the settlement amount. You should have a rigorous interview process before hiring any public adjuster and ask for referrals that can be verified. It is suggested that you sort out the matter of professional fee as well before signing any contracts.

Call Pinnacle Claim Services for a Fair and Competitive Fee Structure

Call Pinnacle Claim Services for scheduling a consultation with a licensed and experienced public adjuster in Westlake FL to understand which fee structure works best for you.

About Us

Pinnacle Claim Services will request a copy of your policy, file the proper paperwork for you, put together a comprehensive estimate of damages and negotiate a fair settlement Do not become emotionally burdened. Do not be denied money for repairs you deserve. Rely on Pinnacle Claim Services to work on your behalf, keeping you informed throughout every step of the process to get every penny you deserve from the insurance companies.

Public Adjuster License # P045417

Counties We Serve

  • Brevard County
  • Broward County
  • Charlotte County
  • Collier County
  • Glades County
  • Hendry County
  • Highlands County

Service Areas

Judith Watson
Judith Watson
20:00 11 Jan 20
Had a ceiling water leak that damage ceiling , walls, and floor. Was getting a hard time on recovering costs to... repair/replace everything. When I called, got to immediately talk to adjuster, had them out the next day, and everything was settled expeditiously. Thumbs up!!read more
Tiffany Colquitt
Tiffany Colquitt
21:49 05 Dec 19
It took a few years to get the insurance company to be reasonable, but the people at Pinnacle continued to fight for... the repair of my damages. Thank you for all of the hard work and continued excellent customer service. Jerry rocks!Thanks,TCread more
Ramon Cordero
Ramon Cordero
15:57 12 Oct 19
Very satisfied with their services excellent communication, professional and knowledgeable, they help me with my home... insurance claim wish I know that on my own I wouldn't got the same results that they where able to get for me, I recommend them 100%.read more
Jessica Schweitz
Jessica Schweitz
15:10 09 Aug 19
Pinnacle Claim Services has been amazing! Thank you Brad for all your hard work and sticking to your word. You went... above and beyond negotiating with our insurance company after a fire damaged our office space. We couldn’t be happier, and we highly recommend Pinnacle Claims Services. They are professional, knowledgeable, and aggressive. They won’t disappoint! Thank you again for everything!read more
Robert parks
Robert parks
19:10 29 Jul 19
If you ever come home to water flowing out your front door and garage you know you have a problem or two; who to call... to demolish and prepare the house for repair, who to call for the actual repair, and how to file a claim number with your insurance company. I learned a NEW fact at this time; who will represent me in dealings with the insurance company. I chose Pinnacle Claims Services under advisement from the rebate company and after Pinnacle sent a rep to my house while demolition was still ongoing. The Pinnacle rep explained to me what they do and the history of like claims' files by other property owners. The Pinnacle people represented me in ALL communications with the Insurance company. After the insurance company hesitated at sending me another check to defray all the costs of repair, Pinnacle obtained the services of a third party claims umpire who, with them and the insurance company's rep agreed to a higher award after inspecting the repaired property. I am 100% positive that without Pinnacle representation I would be footing the bill for a significant dollar amount God bless them all!Again thankyou for all that you, Brad, and the rest of Pinnacle have done. You are good people.signed:Robert C, Parksread more
Barbara Rulo
Barbara Rulo
17:00 24 May 19
Great service from Pinncacle especially Rob and Michelle. Every question and concern responded to quickly. Will... definitely refer my clients to them should there be a need.read more
Joshua Plate
Joshua Plate
01:52 02 Apr 19
Pinnacle was the best decision that I made when negotiating with my insurance company. They were very professional and... got me a more realistic amount of money to repair my house than what the insurance company originally sent me. I would not hesitate to utilize them again if I need help in dealing with the insurance company. I highly recommend them!read more
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